SBICARD vs TFL: Stock Comparison
SBI CARDS & PAY SER is the larger company by market capitalisation. SBI CARDS & PAY SER shows a higher ROE, a higher dividend yield and a higher ROCE, while TRANSWARRANTY FIN. shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
SBICARD leads 9; TFL leads 1 of 10
Interactive comparison
Compare the numbers that shape the decision
Every row uses its own scale. Switch lenses to compare like with like.
Valuation lens
What price are you paying?
✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | SBICARD | TFL |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | SBICARD | TFL |
|---|---|---|
| Live Price | ₹531.65 | ₹11.65 |
| Day Change | -1.55% | 0.43% |
| Volume | 1.64 L | 3,571 |
| 52-Week High | ₹915 | ₹18.5 |
| 52-Week Low | ₹519.05 | ₹10.21 |
| Distance from 52W High | -41.9% | -37.03% |
Valuation
| Metric | SBICARD | TFL |
|---|---|---|
| Market Cap | ₹50,742 Cr | ₹71 Cr |
| P/E Ratio | 19.7x | — |
| P/B Ratio | 2.99x | — |
| EPS | ₹8.17 | ₹-0.02 |
| Book Value | ₹165.25 | ₹5.2 |
| Dividend Yield | 0.46% | 0% |
Growth
| Metric | SBICARD | TFL |
|---|---|---|
| Revenue Growth (TTM YoY) | 18.6% | 94.2% |
| EPS Growth (TTM YoY) | 13.9% | 0% |
| Qtr Sales Growth | 1.98% | 0% |
| Qtr Profit Growth | 17.03% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | SBICARD | TFL |
|---|---|---|
| ROE | 13.78% | -15.43% |
| ROCE | 8.72% | -1.94% |
| Net Margin | 13.96% | -30.67% |
| Operating Margin | 30.07% | -6.72% |
| Debt to Equity | 2.39x | 0.77x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | SBICARD | TFL |
|---|---|---|
| Promoter Holding | 68.86% | 1.07% |
| FII Holding | 7.12%▼ 1.87 pp | 0% |
| DII Holding | 20.2%▲ 2.07 pp | 0% |
| Public Holding | 3.83%▼ 0.2 pp | 46.01% |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: SBI CARDS & PAY SER and TRANSWARRANTY FIN..
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.