CHOLAFIN vs SHRIRAMFIN: Stock Comparison

CHOLAMANDALAM IN & FIN CO vs SHRIRAM FINANCEUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

SHRIRAM FINANCE is the larger company by market capitalisation. CHOLAMANDALAM IN & FIN CO shows a higher ROE, while SHRIRAM FINANCE shows a lower P/E, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

CHOLAFIN leads 5; SHRIRAMFIN leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

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CHOLAFINSHRIRAMFIN

Valuation lens

What price are you paying?

Market CapContext only
₹1.52 L Cr
₹2.36 L Cr
P/E RatioSHRIRAMFIN has the lower reading
26.23x
17.79x
P/B RatioSHRIRAMFIN has the lower reading
4.98x
2.87x
EPSCHOLAFIN has the higher reading
₹19.43
₹14.64
Book ValueContext only
₹357.25
₹280.16
Dividend YieldSHRIRAMFIN has the higher reading
0.11%
1.07%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
SHRIRAMFIN is the larger company
₹2.36 L Cr vs ₹1.52 L Cr
P/E Ratio
SHRIRAMFIN has a lower P/E
17.79x vs 26.23x
P/B Ratio
SHRIRAMFIN has a lower P/B
2.87x vs 4.98x
EPS
CHOLAFIN has higher earnings per share
₹19.43 vs ₹14.64
Dividend Yield
SHRIRAMFIN has a higher dividend yield
1.07% vs 0.11%
Revenue Growth (TTM YoY)
SHRIRAMFIN has faster revenue growth
24.7% vs 24.1%
EPS Growth (TTM YoY)
CHOLAFIN has faster EPS growth
29.1% vs 0%
Qtr Sales Growth
CHOLAFIN has stronger quarterly sales growth
0.26% vs -0.05%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCHOLAFINSHRIRAMFIN
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricCHOLAFINSHRIRAMFIN
Live Price₹1,800₹1,010
Day Change2.01%1.51%
Volume15.1 L48.71 L
52-Week High₹1,952.5₹1,153.7
52-Week Low₹1,299.4₹603.15
Distance from 52W High-7.81%-12.46%

Valuation

MetricCHOLAFINSHRIRAMFIN
Market Cap₹1.52 L Cr₹2.36 L Cr
P/E Ratio26.23x17.79x
P/B Ratio4.98x2.87x
EPS₹19.43₹14.64
Book Value₹357.25₹280.16
Dividend Yield0.11%1.07%

Growth

MetricCHOLAFINSHRIRAMFIN
Revenue Growth (TTM YoY)24.1%24.7%
EPS Growth (TTM YoY)29.1%0%
Qtr Sales Growth0.26%-0.05%
Qtr Profit Growth0.16%-0.24%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCHOLAFINSHRIRAMFIN
ROE17.18%15.22%
ROCE9.17%14.42%
Net Margin31.68%38.03%
Operating Margin68.73%72.35%
Debt to Equity5.14x1.92x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCHOLAFINSHRIRAMFIN
Promoter Holding49.22% 0.03 pp19.97%
FII Holding24.45% 0.42 pp54.77% 1.36 pp
DII Holding20.62% 0.71 pp19.9% 1.27 pp
Public Holding5.7% 0.26 pp5.04% 0.1 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CHOLAMANDALAM IN & FIN CO and SHRIRAM FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.