CHOLAFIN vs SHRIRAMFIN: Stock Comparison
SHRIRAM FINANCE is the larger company by market capitalisation. CHOLAMANDALAM IN & FIN CO shows a higher ROE, while SHRIRAM FINANCE shows a lower P/E, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
CHOLAFIN leads 5; SHRIRAMFIN leads 7 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CHOLAFIN | SHRIRAMFIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | CHOLAFIN | SHRIRAMFIN |
|---|---|---|
| Live Price | ₹1,800 | ₹1,010 |
| Day Change | 2.01% | 1.51% |
| Volume | 15.1 L | 48.71 L |
| 52-Week High | ₹1,952.5 | ₹1,153.7 |
| 52-Week Low | ₹1,299.4 | ₹603.15 |
| Distance from 52W High | -7.81% | -12.46% |
Valuation
| Metric | CHOLAFIN | SHRIRAMFIN |
|---|---|---|
| Market Cap | ₹1.52 L Cr | ₹2.36 L Cr |
| P/E Ratio | 26.23x | 17.79x |
| P/B Ratio | 4.98x | 2.87x |
| EPS | ₹19.43 | ₹14.64 |
| Book Value | ₹357.25 | ₹280.16 |
| Dividend Yield | 0.11% | 1.07% |
Growth
| Metric | CHOLAFIN | SHRIRAMFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | 24.1% | 24.7% |
| EPS Growth (TTM YoY) | 29.1% | 0% |
| Qtr Sales Growth | 0.26% | -0.05% |
| Qtr Profit Growth | 0.16% | -0.24% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CHOLAFIN | SHRIRAMFIN |
|---|---|---|
| ROE | 17.18% | 15.22% |
| ROCE | 9.17% | 14.42% |
| Net Margin | 31.68% | 38.03% |
| Operating Margin | 68.73% | 72.35% |
| Debt to Equity | 5.14x | 1.92x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | CHOLAFIN | SHRIRAMFIN |
|---|---|---|
| Promoter Holding | 49.22%▼ 0.03 pp | 19.97% |
| FII Holding | 24.45%▼ 0.42 pp | 54.77%▼ 1.36 pp |
| DII Holding | 20.62%▲ 0.71 pp | 19.9%▲ 1.27 pp |
| Public Holding | 5.7%▼ 0.26 pp | 5.04%▲ 0.1 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CHOLAMANDALAM IN & FIN CO and SHRIRAM FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

