BAJFINANCE vs CHOLAFIN: Stock Comparison
BAJAJ FINANCE is the larger company by market capitalisation. BAJAJ FINANCE shows a higher ROE, a higher dividend yield and faster revenue growth, while CHOLAMANDALAM IN & FIN CO shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
BAJFINANCE leads 5; CHOLAFIN leads 7 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | BAJFINANCE | CHOLAFIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | BAJFINANCE | CHOLAFIN |
|---|---|---|
| Live Price | ₹1,034.5 | ₹1,845.9 |
| Day Change | -0.86% | -0.7% |
| Volume | 54.11 L | 15.05 L |
| 52-Week High | ₹1,176.4 | ₹1,952.5 |
| 52-Week Low | ₹787.9 | ₹1,299.4 |
| Distance from 52W High | -12.06% | -5.46% |
Valuation
| Metric | BAJFINANCE | CHOLAFIN |
|---|---|---|
| Market Cap | ₹6.44 L Cr | ₹1.57 L Cr |
| P/E Ratio | 31.7x | 27.21x |
| P/B Ratio | 5.64x | 5.16x |
| EPS | ₹8.59 | ₹19.43 |
| Book Value | ₹187.9 | ₹357.25 |
| Dividend Yield | 0.58% | 0.11% |
Growth
| Metric | BAJFINANCE | CHOLAFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | 26.8% | 24.1% |
| EPS Growth (TTM YoY) | 21.4% | 29.1% |
| Qtr Sales Growth | -14.52% | 0.26% |
| Qtr Profit Growth | -12.09% | 0.16% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | BAJFINANCE | CHOLAFIN |
|---|---|---|
| ROE | 17.26% | 17.18% |
| ROCE | 15.45% | 9.17% |
| Net Margin | 37.88% | 31.68% |
| Operating Margin | 64.55% | 68.73% |
| Debt to Equity | 1.14x | 5.14x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | BAJFINANCE | CHOLAFIN |
|---|---|---|
| Promoter Holding | 54.67%▼ 0.03 pp | 49.22%▼ 0.03 pp |
| FII Holding | 20.21%▼ 1.12 pp | 24.45%▼ 0.42 pp |
| DII Holding | 16.4%▲ 1.22 pp | 20.62%▲ 0.71 pp |
| Public Holding | 8.64%▼ 0.07 pp | 5.7%▼ 0.26 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: BAJAJ FINANCE and CHOLAMANDALAM IN & FIN CO.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.