BAJFINANCE vs LTF: Stock Comparison

BAJAJ FINANCE vs L&T FINANCEUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

BAJAJ FINANCE is the larger company by market capitalisation. BAJAJ FINANCE shows a higher ROE, a higher ROCE and a higher net margin, while L&T FINANCE shows a lower P/E, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

BAJFINANCE leads 5; LTF leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

BAJFINANCELTF

Valuation lens

What price are you paying?

Market CapContext only
₹6.44 L Cr
₹77,545 Cr
P/E RatioLTF has the lower reading
31.7x
24.35x
P/B RatioLTF has the lower reading
5.64x
2.77x
EPSBAJFINANCE has the higher reading
₹8.59
₹3.6
Book ValueContext only
₹187.9
₹111.89
Dividend YieldLTF has the higher reading
0.58%
0.89%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
BAJFINANCE is the larger company
₹6.44 L Cr vs ₹77,545 Cr
P/E Ratio
LTF has a lower P/E
24.35x vs 31.7x
P/B Ratio
LTF has a lower P/B
2.77x vs 5.64x
EPS
BAJFINANCE has higher earnings per share
₹8.59 vs ₹3.6
Dividend Yield
LTF has a higher dividend yield
0.89% vs 0.58%
Revenue Growth (TTM YoY)
LTF has faster revenue growth
31.9% vs 26.8%
EPS Growth (TTM YoY)
LTF has faster EPS growth
26.4% vs 21.4%
Qtr Sales Growth
LTF has stronger quarterly sales growth
0.58% vs -14.52%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBAJFINANCELTF
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Investment Company

Price

MetricBAJFINANCELTF
Live Price₹1,034.5₹309.1
Day Change-0.86%-0.71%
Volume54.11 L39.56 L
52-Week High₹1,176.4₹338.6
52-Week Low₹787.9₹232.25
Distance from 52W High-12.06%-8.71%

Valuation

MetricBAJFINANCELTF
Market Cap₹6.44 L Cr₹77,545 Cr
P/E Ratio31.7x24.35x
P/B Ratio5.64x2.77x
EPS₹8.59₹3.6
Book Value₹187.9₹111.89
Dividend Yield0.58%0.89%

Growth

MetricBAJFINANCELTF
Revenue Growth (TTM YoY)26.8%31.9%
EPS Growth (TTM YoY)21.4%26.4%
Qtr Sales Growth-14.52%0.58%
Qtr Profit Growth-12.09%2.31%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBAJFINANCELTF
ROE17.26%10.64%
ROCE15.45%7.94%
Net Margin37.88%27.7%
Operating Margin64.55%59.83%
Debt to Equity1.14x2.75x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricBAJFINANCELTF
Promoter Holding54.67% 0.03 pp65.96% 0.03 pp
FII Holding20.21% 1.12 pp7.71% 0.08 pp
DII Holding16.4% 1.22 pp14.9%
Public Holding8.64% 0.07 pp11.44% 0.04 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: BAJAJ FINANCE and L&T FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.