BENGALASM vs NIVABUPA: Stock Comparison

Bengal & Assam Company Ltd vs Niva Bupa Health Insurance Company Limited

Live data: 15 July 2026, 4:08 PM IST • Source: NSE and company filings

Niva Bupa Health Insurance Company Limited is the larger company by market capitalisation. Bengal & Assam Company Ltd shows a lower P/E, a higher ROE and a higher dividend yield, while Niva Bupa Health Insurance Company Limited shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Bengal & Assam Company Ltd and Niva Bupa Health Insurance Company Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, BENGALASM is more favourable on 8 of 12 scored metrics and NIVABUPA on 4These counts are context-free and are not an overall rating.

Key Differences

Market Cap
NIVABUPA is the larger company
₹16,341 Cr vs ₹7,153 Cr
P/E Ratio
BENGALASM has a lower P/E
8.7x vs 121.56x
P/B Ratio
BENGALASM has a lower P/B
0.67x vs 4.19x
EPS
BENGALASM has higher earnings per share
₹722 vs ₹0.71
Dividend Yield
BENGALASM has a higher dividend yield
0.79% vs 0%
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs 0%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 0%
Qtr Sales Growth
NIVABUPA has stronger quarterly sales growth
28% vs 20.9%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBENGALASMNIVABUPA
SectorFinancial Services
IndustryGeneral Insurance

Price

MetricBENGALASMNIVABUPA
Live Price₹6,272.5₹88.36
Day Change-0.85%2.54%
Volume14822.77 L
52-Week High₹7,268₹92.9
52-Week Low₹5,845.85₹67.5
Distance from 52W High-13.7%-4.89%

Valuation

MetricBENGALASMNIVABUPA
Market Cap₹7,153 Cr₹16,341 Cr
P/E Ratio8.7x121.56x
P/B Ratio0.67x4.19x
EPS₹722₹0.71
Book Value₹9,372₹19.39
Dividend Yield0.79%0%

Growth

MetricBENGALASMNIVABUPA
Revenue Growth (TTM YoY)0%26.8%
EPS Growth (TTM YoY)0%90.2%
Qtr Sales Growth20.9%28%
Qtr Profit Growth-9.15%67.5%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBENGALASMNIVABUPA
ROE8.12%3.82%
ROCE3.96%3.45%
Net Margin35.48%4.34%
Operating Margin16.1%1.86%
Debt to Equity0x0x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricBENGALASMNIVABUPA
Promoter Holding72.87%0%
FII Holding4.43%10.6% 0.28 pp
DII Holding0.01%16.49% 0.45 pp
Public Holding22.69%17.55% 0.73 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Bengal & Assam Company Ltd and Niva Bupa Health Insurance Company Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.