CAPITALSFB vs HDBFS: Stock Comparison

Capital Small Finance Bank Limited vs HDB Financial Services Limited

Live data: 16 July 2026, 4:08 PM IST • Source: NSE and company filings

HDB Financial Services Limited is the larger company by market capitalisation. Capital Small Finance Bank Limited shows a lower P/E and a higher dividend yield, while HDB Financial Services Limited shows a higher ROE, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Capital Small Finance Bank Limited and HDB Financial Services Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, CAPITALSFB is more favourable on 7 of 12 scored metrics and HDBFS on 5These counts are context-free and are not an overall rating.

Key Differences

Market Cap
HDBFS is the larger company
₹62,461 Cr vs ₹1,355 Cr
P/E Ratio
CAPITALSFB has a lower P/E
9.03x vs 24.31x
P/B Ratio
CAPITALSFB has a lower P/B
0.87x vs 2.99x
EPS
CAPITALSFB has higher earnings per share
₹31.08 vs ₹30.89
Dividend Yield
CAPITALSFB has a higher dividend yield
3.1% vs 0.54%
Revenue Growth (TTM YoY)
HDBFS has faster revenue growth
18.4% vs 12%
EPS Growth (TTM YoY)
HDBFS has faster EPS growth
35.7% vs 16.7%
Qtr Sales Growth
CAPITALSFB has stronger quarterly sales growth
18% vs 16.3%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCAPITALSFBHDBFS
SectorFinancial ServicesFinancial Services
IndustryOther BankNon Banking Financial Company (NBFC)

Price

MetricCAPITALSFBHDBFS
Live Price₹299.35₹752.25
Day Change0.93%0.07%
Volume86,34836.04 L
52-Week High₹330.65₹831
52-Week Low₹206.55₹555.3
Distance from 52W High-9.47%-9.48%

Valuation

MetricCAPITALSFBHDBFS
Market Cap₹1,355 Cr₹62,461 Cr
P/E Ratio9.03x24.31x
P/B Ratio0.87x2.99x
EPS₹31.08₹30.89
Book Value₹321.68₹248.87
Dividend Yield3.1%0.54%

Growth

MetricCAPITALSFBHDBFS
Revenue Growth (TTM YoY)12%18.4%
EPS Growth (TTM YoY)16.7%35.7%
Qtr Sales Growth18%16.3%
Qtr Profit Growth17.1%-19.1%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCAPITALSFBHDBFS
ROE10.1%14.7%
ROCE7.07%9.79%
Net Margin25.43%28.92%
Operating Margin66.3%58.6%
Debt to Equity7.2x5.52x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricCAPITALSFBHDBFS
Promoter Holding18.01% 0.05 pp74.12% 0.03 pp
FII Holding0.55% 0.12 pp3.01% 0.31 pp
DII Holding28.06% 0.07 pp12.28% 0.87 pp
Public Holding53.39% 0.1 pp10.35% 0.55 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Capital Small Finance Bank Limited and HDB Financial Services Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.