Capital Small Finance Bank
Capital Small Finance Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Capital Small Finance Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Capital Small Finance Bank Ltd trades at a P/E of 9.06× and P/B of 0.88×, against the Financial Services sector median P/E of 17.67×.
Valuation
Profitability
Growth
Financial Health
Capital Small Finance Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Capital Small Finance Bank Ltd, switchable between annual and quarterly views, consolidated or standalone.
Capital Small Finance Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,284.9 Cr and reported EPS of ₹31.10.
Capital Small Finance Bank segment analysis: revenue and profit mix.
Disclosed business segments at Capital Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Capital Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Capital Small Finance Bank Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Capital Small Finance Bank Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Capital Small Finance Bank Ltd's investment case rests on 9 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
The company's stock trades at an attractive P/E of 9.72, below the sector average of 10.21, and a Price to Book Value of 0.96, suggesting potential undervaluation compared to its peers and the broader market.
Capital Small Finance Bank demonstrates robust operational growth, with quarterly sales increasing by 13.10% and net profit by 6.63%, indicating a healthy and expanding business trajectory.
A strong Operating Profit Margin (OPM) of 64.20% highlights the company's efficient cost management and strong core business profitability, contributing to sustainable earnings.
The company exhibits a respectable Return on Equity (ROE) of 10.40%, showcasing its effectiveness in generating profits from the capital invested by its shareholders.
Offering a dividend yield of 1.40%, the company provides a steady income stream for investors, reflecting a commitment to shareholder returns and financial stability.
What can break it.
A significantly high Debt-to-Equity ratio of 6.97 indicates substantial financial leverage, which could expose the company to higher financial risk and interest rate sensitivity.
Promoter holding is notably low at 18.75% and has shown a slight decline, which might raise concerns about insider confidence and long-term strategic alignment.
The increasing public shareholding to 52.01% and declining DII stake to 27.97% could lead to higher stock price volatility and reduced institutional support.
The Return on Assets (ROA) is relatively low at 1.36%, suggesting that the company may not be optimally utilizing its asset base to generate sufficient profits.
The stock's current price of 286.00 is closer to its 52-week low of 250.00, with recent negative daily performance, indicating weak market sentiment and potential downward pressure.
What would change my mind.
Trim if P/E re-rates above 12 (~0.7× the sector multiple of 17.7). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Capital Small Finance Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Capital Small Finance Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Capital Small Finance Bank Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Capital Small Finance Bank Ltd — derived from the live tape, not yesterday's close.
Capital Small Finance Bank Ltd last traded at ₹281.7 with an intraday range of ₹278.35–₹282.95 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹281.70| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 292.85 | +11.15 | +3.96% |
| R3 | 288.25 | +6.55 | +2.33% |
| R2 | 285.60 | +3.90 | +1.38% |
| R1 | 283.65 | +1.95 | +0.69% |
| PIVOT | 281.00 | -0.70 | -0.25% |
| CURRENT | 281.70 | — | — |
| S1 | 269.85 | -11.85 | -4.21% |
| S2 | 274.45 | -7.25 | -2.57% |
| S3 | 276.40 | -5.30 | -1.88% |
| S4 | 279.05 | -2.65 | -0.94% |
CAPITALSFB is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 278.35 ~ 282
Trading Above opening range, showing Bullishness
Capital Small Finance Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Capital Small Finance Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Capital Small Finance Bank Ltd stood at 70.2% of traded volume, against a 20-day average of 57.4%.
Capital Small Finance Bank announcements: results, concalls, ratings, M&A.
Filings Capital Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Capital Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 118 documents below.
Committee Meeting Updates
Capital Small Finance Bank Limited has informed the Exchange regarding Securities Committee Meeting to be held on Jun 12, 2026.
Copy of Newspaper Publication
Capital Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication
Updates
Capital Small Finance Bank Limited has informed the Exchange regarding 'Intimation regarding dispatch of Physical letters for weblink of Annual…
Updates
Capital Small Finance Bank Limited has informed the Exchange regarding 'Intimation on TDS/ witholding tax on Dividend for FY 2025 - 26'.
Shareholders meeting
Capital Small Finance Bank Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on Jun 25, 2026
Investor decks & rating reports.
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
Analysts/Institutional Investor Meet/Con. Call Updates
Analysts/Institutional Investor Meet/Con. Call Updates
Capital Small Finance Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Capital Small Finance Bank has declared, sequenced by announce and record date.
Capital Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Capital Small Finance Bank Ltd: business, sector, key facts.
What Capital Small Finance Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Capital Small Finance Bank Ltd operates in the Financial Services, listed as NSE: CAPITALSFB, BSE: 544120.
Capital Small Finance Bank Limited (CAPITALSFB) is an Indian bank offering a comprehensive suite of financial products and services to both individual and business clients. Its operations are structured across four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. This diversified approach allows them to cater to a wide spectrum of financial needs within the Indian market.
For individuals, CAPITALSFB provides a range of basic banking services including savings, current, and real estate regulatory authority accounts, along with term deposits, bank lockers, and debit cards. Beyond basic banking, they offer various loan products such as auto loans, housing loans, gold loans, personal loans, mortgage loans, Kisan credit cards, and loans tailored to micro, small, and medium-sized enterprises (MSMEs). Furthermore, they facilitate access to government-sponsored schemes like Atal Pension Yojana and provide insurance products encompassing life, health, motor, travel, and other types of coverage, including savings and retirement plans.
The bank's services extend to businesses through wholesale banking offerings. These include trade finance, bank guarantees, and corporate lending solutions. They also offer convenient financial transaction services such as money transfers, bill payments, a payment gateway, net banking, tax payments, foreign exchange services, and point-of-sale services. In addition, CAPITALSFB provides specialized services like E-hub education solutions and caters to Non-Resident Indians (NRIs) with dedicated banking services.
CAPITALSFB’s involvement extends to social programs. Their offerings include facilitating access to government schemes like the National Rural Livelihoods Mission, National Urban Livelihoods Mission, and Pradhan Mantri Kaushal Vikas Yojana, demonstrating a commitment to community development and financial inclusion. This holistic approach, combining traditional banking with diverse financial products and social initiatives, positions CAPITALSFB as a significant player in the Indian financial landscape.
Questions investors ask about Capital Small Finance Bank Ltd (CAPITALSFB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Capital Small Finance Bank Ltd (CAPITALSFB)?
The current share price of Capital Small Finance Bank Ltd (CAPITALSFB) is ₹281.7. Today, the stock has gained by ₹3.75 (1.35%), trading in a range of ₹278.35 to ₹282.95. The stock opened at ₹282 with a trading volume of 15,024 shares.
02Is Capital Small Finance Bank Ltd stock a good investment for long-term?
Capital Small Finance Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,284.9 crores, P/E ratio of 9.06, ROE of 10.10%, and ROCE of 7.04%. The dividend yield stands at 1.80%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Capital Small Finance Bank Ltd stock?
The 52-week high price of Capital Small Finance Bank Ltd (CAPITALSFB) is ₹0, while the 52-week low is ₹0. Currently trading at ₹281.7, the stock is Infinity% away from its 52-week low and -Infinity% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Capital Small Finance Bank Ltd stock at the current price?
Whether to buy Capital Small Finance Bank Ltd stock at ₹281.7 depends on multiple factors. The stock is currently trading with a P/E ratio of 9.06 and P/B ratio of 0.88. Today's performance shows a gain of 1.35%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Capital Small Finance Bank Ltd and when is the next dividend?
Capital Small Finance Bank Ltd offers a dividend yield of 1.80%, which means for every ₹100 invested at the current price of ₹281.7, you can expect to receive approximately ₹1.80 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd's key financial metrics include: P/E Ratio: 9.06, P/B Ratio: 0.88, ROE: 10.10%, ROCE: 7.04%, Dividend Yield: 1.80%, EPS: ₹31.10, Book Value: ₹321.68, and Debt-to-Equity: 0.00. The company's market cap stands at ₹1,284.9 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Capital Small Finance Bank Ltd stock performing today in the market?
Capital Small Finance Bank Ltd stock opened at ₹282 and is currently trading at ₹281.7, showing a gain of ₹3.75 (1.35%). The intraday high is ₹282.95 and low is ₹278.35. The trading volume stands at 15,024 shares, indicating moderate market participation today.
08What is the P/E ratio of Capital Small Finance Bank Ltd and what does it indicate?
Capital Small Finance Bank Ltd has a Price-to-Earnings (P/E) ratio of 9.06, which means investors are willing to pay ₹9.06 for every ₹1 of earnings. With an EPS of ₹31.10, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Capital Small Finance Bank Ltd (CAPITALSFB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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