Jana Small Finance Bank Share Price Today (JSFB)
TODAY IN ONE LINE
JSFB rose 2.1% on above-average volume (1.8x avg), outperforming Nifty's 0.3% move, supported by recent strong earnings.
With a market cap of ₹6,065.54 Cr., it trades at a P/E of 15.60. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Jana Small Finance Bank flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 12.9% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 22.0% and Profit up 13.2%
- ●Healthy Operating MarginsOPM is structurally strong at 38.6%
- ●Clean Asset QualityVery low Gross NPA of 2.39%
- ●Strong Capital AdequacyRobust CET-1 Ratio of 18.30%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Poor Capital ReturnsLow ROE of 7.6%
- ●Low Promoter HoldingPromoters hold only 16.9%
Latest Jana Small Finance Bank News
What changed recently?
Recent events, corporate actions, and announcements.
Jana Small Finance Bank Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Jana Small Finance Bank Limited, framed against the sector median so the premium or discount is obvious at a glance.
Jana Small Finance Bank Limited trades at a P/E of 15.60× and P/B of 1.33×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Jana Small Finance Bank Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Jana Small Finance Bank Limited — derived from the live tape, not yesterday's close.
Jana Small Finance Bank Limited last traded at ₹575 with an intraday range of ₹563–₹583.95 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹575.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 626.87 | +51.87 | +9.02% |
| R3 | 605.92 | +30.92 | +5.38% |
| R2 | 594.93 | +19.93 | +3.47% |
| R1 | 584.97 | +9.97 | +1.73% |
| PIVOT | 573.98 | -1.02 | -0.18% |
| CURRENT | 575.00 | — | — |
| S1 | 564.02 | -10.98 | -1.91% |
| S2 | 553.03 | -21.97 | -3.82% |
| S3 | 543.07 | -31.93 | -5.55% |
| S4 | 522.12 | -52.88 | -9.20% |
JSFB is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹563–₹574
Trading Inside opening range
Jana Small Finance Bank Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Jana Small Finance Bank Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
Jana Small Finance Bank Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹6,065.54 Cr. and reported EPS of ₹35.38.
Jana Small Finance Bank segment analysis : revenue and profit mix.
Disclosed business segments at Jana Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Jana Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Jana Small Finance Bank Limited.
Our AI distills the core fundamental drivers supporting Jana Small Finance Bank Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Jana Small Finance Bank Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Operating margin of 38.60% demonstrates exceptional operational efficiency and cost control.
TTM revenue growth of 17.6% YoY reflects accelerating top-line momentum and market expansion.
Latest quarterly EPS grew 13.2% YoY, signaling earnings resilience despite operational headwinds.
P/E of 14.60x and P/B of 1.33x suggest reasonable valuation relative to sector peers.
ROE of 7.63% and ROCE of 7.45% show reasonable capital efficiency for banking sector.
Key Risks.
Total debt of ₹41,281 Cr raises significant leverage concerns for a small finance bank.
Latest quarterly profit declined 22.50% YoY, signaling operational volatility and stress.
Beta of 1.20 indicates higher volatility than market benchmark, increasing investor risk.
Zero dividend yield limits income generation for equity investors seeking regular returns.
FII holdings eased from 1.15% to 0.28%, signals foreign investor caution and confidence erosion.
Flip Conditions.
Valuation risk. a P/E above 20 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
Jana Small Finance Bank Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Jana Small Finance Bank Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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Jana Small Finance Bank Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Jana Small Finance Bank Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
Jana Small Finance Bank Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Jana Small Finance Bank Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Jana Small Finance Bank Limited stood at 45.2% of traded volume, against a 20-day average of 46.3%.
Jana Small Finance Bank announcements: results, concalls, ratings, M&A.
Filings Jana Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Jana Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 194 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Jana Small Finance Bank Limited has informed the Exchange about Transcript
General Updates
Jana Small Finance Bank Limited has informed the Exchange about General Updates - Receipt of IBA Technology Award for Identity & Access Management at…
General Updates
Jana Small Finance Bank Limited has informed the Exchange about General Updates - Shri Gautam Kumar Dak, Hon ble Minister of State for Cooperative &…
General Updates
Jana Small Finance Bank Limited has informed the Exchange about General Updates - Disclosure of Divergence in asset classification and provisioning…
Analysts/Institutional Investor Meet/Con. Call Updates
Jana Small Finance Bank Limited has informed the Exchange about Link of Recording
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Jana Small Finance Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Jana Small Finance Bank has declared, sequenced by announce and record date.
Jana Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Jana Small Finance Bank Limited: business, sector, key facts.
What Jana Small Finance Bank Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Jana Small Finance Bank Limited operates in the Other Bank industry under the Financial Services sector, listed as NSE: JSFB, BSE: 544118.
Jana Small Finance Bank Limited (JSFB) is an Indian bank offering a diverse range of financial products and services to both individual and corporate clients. Their business model is segmented into four key areas: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. This comprehensive approach allows them to cater to a broad spectrum of financial needs within the Indian market.
Within the Retail Banking segment, JSFB provides a standard suite of banking services including current and savings accounts, along with various deposit options such as fixed, recurring, and other deposit schemes. A significant portion of their business focuses on lending, offering a variety of loan products tailored to different customer segments. This includes two-wheeler loans, group loans for businesses, gold loans, home improvement loans, agricultural loans (both group and individual), and home loans. They actively engage in consumer education, particularly concerning loan overdue management.
Beyond traditional banking services, JSFB also acts as a financial intermediary, offering insurance products encompassing life, general, and health insurance. They further expand their service offerings to include cards (likely debit and credit cards), investment services, and payment processing solutions. To facilitate ease of access and management of accounts, JSFB provides convenient banking channels such as mobile banking, internet banking, and dedicated corporate internet banking services.
The bank's history traces back to 1999 when it was established as Janalakshmi Financial Services Limited. It underwent a significant transformation in March 2018, rebranding itself as Jana Small Finance Bank Limited, reflecting its evolution into a full-fledged bank. Headquartered in Bengaluru, India, JSFB operates across the country, serving a substantial customer base with its multifaceted financial services.
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Questions investors ask about Jana Small Finance Bank Limited (JSFB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Jana Small Finance Bank Limited (JSFB)?
The current share price of Jana Small Finance Bank Limited (JSFB) is ₹575. Today, the stock has gained by ₹11.65 (2.07%), trading in a range of ₹563 to ₹583.95. The stock opened at ₹564 with a trading volume of 8,40,142 shares.
02Is Jana Small Finance Bank Limited stock a good investment for long-term?
Jana Small Finance Bank Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹6,065.54 crores, P/E ratio of 15.60, ROE of 7.63%, and ROCE of 7.45%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Jana Small Finance Bank Limited stock?
The 52-week high price of Jana Small Finance Bank Limited (JSFB) is ₹581, while the 52-week low is ₹330. Currently trading at ₹575, the stock is 97.6% away from its 52-week low and 1.0% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Jana Small Finance Bank Limited stock at the current price?
Whether to buy Jana Small Finance Bank Limited stock at ₹575 depends on multiple factors. The stock is currently trading with a P/E ratio of 15.60 and P/B ratio of 1.33. Today's performance shows a gain of 2.07%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Jana Small Finance Bank Limited and when is the next dividend?
Jana Small Finance Bank Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹575, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Jana Small Finance Bank Limited?
Jana Small Finance Bank Limited's key financial metrics include: P/E Ratio: 15.60, P/B Ratio: 1.33, ROE: 7.63%, ROCE: 7.45%, Dividend Yield: 0.00%, EPS: ₹35.38, Book Value: ₹424.58, and Debt-to-Equity: 9.31. The company's market cap stands at ₹6,065.54 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Jana Small Finance Bank Limited stock performing today in the market?
Jana Small Finance Bank Limited stock opened at ₹564 and is currently trading at ₹575, showing a gain of ₹11.65 (2.07%). The intraday high is ₹583.95 and low is ₹563. The trading volume stands at 8,40,142 shares, indicating moderate market participation today.
08What is the P/E ratio of Jana Small Finance Bank Limited and what does it indicate?
Jana Small Finance Bank Limited has a Price-to-Earnings (P/E) ratio of 15.60, which means investors are willing to pay ₹15.60 for every ₹1 of earnings. With an EPS of ₹35.38, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Jana Small Finance Bank Limited (JSFB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.