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LAXMI INDIA FINANCE

LAXMI INDIA FINANCE Latest Share Price (LAXMIINDIA)

TechnicalsTV Chart
125.93
1.11−0.87%
Overall Score40/100
Day range125
₹125.93
128
52-week71
₹125.93
181
Above low+77.2%
Below high30.4%
Range position50%
Open127.30
Prev Close127.04
Bid125.91100
Ask125.96100

TODAY IN ONE LINE

LAXMIINDIA slipped 0.9% on above-average volume (139615.1x avg), in line with Nifty's -0.6% move.

With a market cap of ₹654.91 Cr., it trades at a P/E of 12.32. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume137.8K65%vs 20D avg
Market Cap₹654.91 Cr.
PromoterNot applicable
Face Value₹5
Fwd P/E
PEG
EV/EBITDA21.55
P/S1.17
ROA
Beta2.32
Div Payout
THE STOCK SCORE
Overall Score40/100
Updated 01 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

LAXMI INDIA FINANCE flags & news 

Key strengths, potential risks, and recent updates.

2 green flags🚩 1 red flag

Green Flags

  • Healthy Operating MarginsOPM is structurally strong at 64.2%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

Latest LAXMI INDIA FINANCE News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

26 AUG 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Laxmi India Finance Limited has informed the Exchange about Transcript
View PDF
26 AUG 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Laxmi India Finance Limited has informed the Exchange about Transcript
View PDF
🔒Prime: full history + alerts on this stock
Valuation

LAXMI INDIA FINANCE valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for LAXMI INDIA FINANCE, framed against the sector median so the premium or discount is obvious at a glance.

LAXMI INDIA FINANCE trades at a P/E of 12.32× and P/B of 1.50×.

Key MetricsMarket + reported · 02 Sept 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹654.91 Cr.
P/E Ratio
12.32
P/B Ratio
1.5
EPS
₹3.16
Profitability

Profitability

ROE
10.69%
ROCE
9.06%
Net Margin
15.69%
Op Margin
64.15%
Growth

Growth

EPS YoY
Revenue YoY
Qtr Sales
0.7%
Qtr Profit
-19.22%
Financial Health

Financial Health

Book Value
₹88.84
Div Yield
Promoter Holding
Not applicable
Technicals

LAXMI INDIA FINANCE technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for LAXMI INDIA FINANCE — derived from the latest tape, not yesterday's close.

LAXMI INDIA FINANCE last traded at ₹125.93 with an intraday range of ₹124.65–₹128.46 — latest indicator, pivot and CPR signals below.

Last updated: 2 September 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹125.93
LevelPrice (₹)Distance% Δ
R4135.66+9.73+7.73%
R3131.85+5.92+4.70%
R2130.16+4.23+3.36%
R1128.04+2.11+1.68%
PIVOT126.350.420.33%
CURRENT125.93
S1124.23-1.70-1.35%
S2122.54-3.39-2.69%
S3120.42-5.51-4.37%
S4116.61-9.32-7.40%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 126.14P: 126.35TC: 126.56
R1
R2
R3
R4
indicator
LTP: 125.93
PDH: 131.15
PDL: 126.00
● Market Sentiment

LAXMIINDIA is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 125.09127.93

● Price Position

Trading Below opening range, showing Bearishness

Financials

LAXMI INDIA FINANCE financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for LAXMI INDIA FINANCE — consolidated or standalone — with margins, YoY growth and key ratios inline.

LAXMI INDIA FINANCE reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹654.91 Cr. and reported EPS of ₹3.16.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

LAXMI INDIA FINANCE segment analysis : revenue and profit mix.

Disclosed business segments at LAXMI INDIA FINANCE with their share of revenue and profit, switchable between consolidated and standalone reporting.

LAXMI INDIA FINANCE discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for LAXMI INDIA FINANCE.

Our AI distills the core fundamental drivers supporting LAXMI INDIA FINANCE, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

LAXMI INDIA FINANCE's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Operating margin of 64.15% significantly exceeds typical NBFC peer benchmarks of 30–40%.

  • Low debt-to-equity ratio of 0.0272 demonstrates conservative capital structure and financial stability.

  • Net profit margin of 15.69% TTM reflects solid profitability despite competitive consumer finance landscape.

  • Price-to-book ratio of 0.80 suggests stock trading below intrinsic book value, offering valuation cushion.

  • Promoter holding of 60.31% signals strong founder commitment and long-term strategic alignment.

bear case

Key Risks.

  • Negative operating cash flow of ₹(279.99) Cr signals earnings not backed by real cash generation.

  • High beta of 2.3243 indicates elevated volatility relative to broader market movements and risk exposure.

  • 13-week price decline of -18.69% signals deteriorating investor sentiment and post-IPO momentum loss.

  • Minimal institutional ownership at 3.10% reflects limited institutional investor confidence in business model.

  • FII holdings collapsed from 8.72% to 1.40%, signaling sharp loss of foreign investor conviction.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 16 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

LAXMI INDIA FINANCE shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in LAXMI INDIA FINANCE — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters60.17%0.14%
FII1.40%0.18%
Public33.12%0.65%
DII5.32%0.98%

Ownership Distribution

Promoters
60.17%
Foreign Institutions
1.40%
Retail & Public
33.12%
Domestic Institutions
5.32%

Category Trends

Foreign Institutions Breakdown
Total Holding: 1.40%
Net Change: -0.18%
Category Total1.40%
Total Holding1.40%
Net Change-0.18%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 0.00%, but category aggregate is 1.40%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
BOFA SECURITIES EUROPE SA - ODI
0.00%
0.00%
0.00%
Jun 2026
Peers

LAXMI INDIA FINANCE peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — LAXMI INDIA FINANCE is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
TATA CAPITAL
₹1.54 Lakh Cr
Best Profit Growth
BALMER LAWRIE INVSTS. L
4290.11 %
Highest Dividend Yield
BALMER LAWRIE INVSTS. L
8.76 %

Peer Comparison

Company Name
09 · Chart Patterns

LAXMI INDIA FINANCE chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for LAXMI INDIA FINANCE — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

LAXMI INDIA FINANCE delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for LAXMI INDIA FINANCE over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in LAXMI INDIA FINANCE stood at 50.1% of traded volume, against a 20-day average of 51.8%.

Avg Delivery (20D)51.8%-1.7 ppt latest vs avg
Highest Delivery64.8%on 20 Aug
Avg Volume (20D)3.97 L20-day run-rate
Conviction Trend↑ Strengthening-1.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

LAXMI INDIA FINANCE announcements: results, concalls, ratings, M&A.

Filings LAXMI INDIA FINANCE sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

LAXMI INDIA FINANCE files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 86 documents below.

  1. 26 Aug 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Laxmi India Finance Limited has informed the Exchange about Transcript

  2. 25 Aug 2026Committee Meeting UpdatesView PDF

    Committee Meeting Updates

    Laxmi India Finance Limited has informed the Exchange regarding Outcome of Business Operation Committee Meeting held on August 25, 2026.

  3. 23 Aug 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Laxmi India Finance Limited has informed the Exchange about Copy of Newspaper Publication

  4. 22 Aug 2026General UpdatesView PDF

    General Updates

    Laxmi India Finance Limited has informed the Exchange about Letters to Shareholders/Debenture holders

  5. 22 Aug 2026Shareholders meetingView PDF

    Shareholders meeting

    Laxmi India Finance Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 16, 2026

Corporate Actions

LAXMI INDIA FINANCE dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue LAXMI INDIA FINANCE has declared, sequenced by announce and record date.

LAXMI INDIA FINANCE corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About LAXMI INDIA FINANCE: business, sector, key facts.

What LAXMI INDIA FINANCE does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

LAXMI INDIA FINANCE operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector.

LAXMIINDIA
Financial Services

LAXMI INDIA FINANCE

company facts
Employees1,434
SectorFinancial Services
HeadquartersJaipur, RAJASTHAN, IN
Market Cap₹654.91 Cr.
Listed OnNATIONAL STOCK EXCHANGE OF INDIA
leadership10 on record
Mr. Ankit Sharma
Risk Head
Mr. Arun Singh Sengar
Head of Operations
Mr. Deepak Baid
Chairman & MD
Mr. Gopal Krishan Sain
Chief Financial Officer
Mr. Kuldeep Singh Sikarwar
Chief Business Officer
Mr. Sourabh Mishra
Company Secretary & Chief Compliance Officer
Mr. Vinod Kumar Maheshwari
Chief Technology Officer
Mr. Yogesh Garg
Vice President of Human Resources
Ms. Aneesha Baid
Whole Time Executive Director
Ms. Prem Devi Baid
Whole Time Director
§ ∞ · Plainly Answered

Questions investors ask about LAXMI INDIA FINANCE (LAXMIINDIA).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of LAXMI INDIA FINANCE (LAXMIINDIA)?

The current share price of LAXMI INDIA FINANCE (LAXMIINDIA) is ₹125.93. Today, the stock has declined by ₹1.11 (0.87%), trading in a range of ₹124.65 to ₹128.46. The stock opened at ₹127.30 with a trading volume of 1,37,828 shares.

02Is LAXMI INDIA FINANCE stock a good investment for long-term?

LAXMI INDIA FINANCE can be considered for long-term investment based on several factors. The company has a market capitalization of ₹654.91 Cr., P/E ratio of 12.32, ROE of 10.69%, and ROCE of 9.06%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of LAXMI INDIA FINANCE stock?

The 52-week high price of LAXMI INDIA FINANCE (LAXMIINDIA) is ₹180.90, while the 52-week low is ₹71.06. Currently trading at ₹125.93, the stock is 77.22% above its 52-week low and 30.39% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy LAXMI INDIA FINANCE stock at the current price?

Whether to buy LAXMI INDIA FINANCE stock at ₹125.93 depends on multiple factors. The stock is currently trading with a P/E ratio of 12.32 and P/B ratio of 1.5. Today's performance shows a loss of 0.87%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of LAXMI INDIA FINANCE and when is the next dividend?

LAXMI INDIA FINANCE offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹125.93, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of LAXMI INDIA FINANCE?

LAXMI INDIA FINANCE's key financial metrics include: P/E Ratio: 12.32, P/B Ratio: 1.5, ROE: 10.69%, ROCE: 9.06%, Dividend Yield: 0%, EPS: ₹3.16, Book Value: ₹88.84, and Debt-to-Equity: 2.72. The company's market cap stands at ₹654.91 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is LAXMI INDIA FINANCE stock performing today in the market?

LAXMI INDIA FINANCE stock opened at ₹127.30 and is currently trading at ₹125.93, showing a decline of ₹1.11 (0.87%). The intraday high is ₹128.46 and low is ₹124.65. The trading volume stands at 1,37,828 shares, indicating moderate market participation today.

08What is the P/E ratio of LAXMI INDIA FINANCE and what does it indicate?

LAXMI INDIA FINANCE has a Price-to-Earnings (P/E) ratio of 12.32, which means investors are willing to pay 12.32 for every ₹1 of earnings. With an EPS of ₹3.16, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about LAXMI INDIA FINANCE (LAXMIINDIA) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.