Market statusData NSENot investment advice
TechnicalsTV Chart
682.25
23.45+3.56%
Overall Score42/100
Day range659
₹682.25
696
52-week323
₹682.25
724
Above low+111.2%
Below high5.7%
Range position90%
Open658.80
Prev Close658.80
Bid682.22123
Ask682.28100

TODAY IN ONE LINE

SGFIN jumped 3.6% on average volume, outperforming Nifty's 0.3% move, supported by recent strong earnings.

With a market cap of ₹4,485.47 Cr., it trades at a P/E of 25.87. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume306.8K67%vs 20D avg
Market Cap₹4,485.47 Cr.
Promoter52.92%
Face Value₹10
Fwd P/E
PEG0.76
EV/EBITDA34.21
P/S12.96
ROA5.81%
Beta0.93
Div Payout
THE STOCK SCORE
Overall Score42/100
Updated 30 Jul

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

SG Finserve flags & news 

Key strengths, potential risks, and recent updates.

6 green flags🚩 0 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 106.0% YoY
  • Quarterly OutperformanceLatest quarter Sales up 94.9% and Profit up 77.7%
  • Healthy Operating MarginsOPM is structurally strong at 91.9%
  • High Promoter HoldingPromoters hold 52.9% skin-in-the-game
  • Virtually Debt-FreeVery low Debt-to-Equity of 0.02x
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

No red flags identified

Latest SG Finserve News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

SG Finserve Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for SG Finserve Limited, framed against the sector median so the premium or discount is obvious at a glance.

SG Finserve Limited trades at a P/E of 25.87× and P/B of 2.95×.

Key MetricsMarket + reported · 31 Jul 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹4,485.47 Cr.
P/E Ratio
25.87
P/B Ratio
2.95
EPS
₹22.41
Profitability

Profitability

ROE
10.3%
ROCE
9.32%
Net Margin
39.27%
Op Margin
91.9%
Growth

Growth

EPS YoY
106%
Revenue YoY
97%
Qtr Sales
94.9%
Qtr Profit
77.7%
Financial Health

Financial Health

Book Value
₹223.73
Div Yield
Promoter Holding
52.92%
Technicals

SG Finserve Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for SG Finserve Limited — derived from the live tape, not yesterday's close.

SG Finserve Limited last traded at ₹682.25 with an intraday range of ₹658.8–₹696 — live indicator, pivot and CPR signals below.

Last updated: 31 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹682.25
LevelPrice (₹)Distance% Δ
R4773.63+91.38+13.39%
R3736.43+54.18+7.94%
R2716.22+33.97+4.98%
R1699.23+16.98+2.49%
PIVOT679.02-3.23-0.47%
CURRENT682.25
S1662.03-20.22-2.96%
S2641.82-40.43-5.93%
S3624.83-57.42-8.42%
S4587.63-94.62-13.87%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 677.40P: 679.02TC: 680.63
R1
R2
R3
R4
indicator
LTP: 682.25
PDH: 681.65
PDL: 657.00
● Market Sentiment

SGFIN is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 658.8665.95

● Price Position

Trading Above opening range, showing Bullishness

Financials

SG Finserve Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for SG Finserve Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

SG Finserve Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹4,485.47 Cr. and reported EPS of ₹22.41.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

SG Finserve segment analysis : revenue and profit mix.

Disclosed business segments at SG Finserve with their share of revenue and profit, switchable between consolidated and standalone reporting.

SG Finserve discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for SG Finserve Limited.

Our AI distills the core fundamental drivers supporting SG Finserve Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

SG Finserve Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Revenue surged 97% TTM, demonstrating rapid top-line expansion in NBFC financing segments.

  • TTM EPS grew 106% YoY, showcasing strong earnings acceleration and profitability momentum.

  • Operating margin 92.37% TTM significantly outpaces typical NBFC sector peers by 3–5x.

  • Net margin 39.27% TTM sustains exceptional profitability and competitive moat durability.

  • Promoter holding 52.92% signals strong long-term commitment and strategic shareholder alignment.

bear case

Key Risks.

  • Debt-to-equity 1.82x exposes extreme leverage and acute financial distress risk for NBFC.

  • Operating cash flow negative ₹1,592.34 Cr in FY26 signals severe cash burn despite profitability.

  • Cash per share ₹2.30 provides minimal liquidity cushion for operational or emergency needs.

  • EV/EBITDA 34.21x premium valuation significantly exceeds typical NBFC peer multiples of 8–12x.

  • ROE 10.30% and ROCE 9.32% reveal poor capital efficiency despite exceptional operating margins.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 34 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

SG Finserve shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in SG Finserve — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters56.95%4.03%
DII2.17%1.11%
FII0.54%0.28%
Public40.34%3.20%

Ownership Distribution

Promoters
56.95%
Domestic Institutions
2.17%
Foreign Institutions
0.54%
Retail & Public
40.34%

Category Trends

Foreign Institutions Breakdown
Total Holding: 0.54%
Net Change: +0.28%
Category Total0.54%
Total Holding0.54%
Net Change+0.28%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 0.54%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 0.54% total holding without detailed institution-wise disclosure
Peers

SG Finserve Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — SG Finserve Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
Tata Capital Ltd
₹1.55 Lakh Cr
Best Profit Growth
Algoquant Fintech Ltd
2654.00 %
Highest Dividend Yield
Balmer Lawrie Investment Ltd
8.96 %

Peer Comparison

Company Name
09 · Chart Patterns

SG Finserve Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for SG Finserve Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on SGFIN
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full SGFIN pattern history & scanner →
Delivery Conviction

SG Finserve Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for SG Finserve Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in SG Finserve Limited stood at 41.3% of traded volume, against a 20-day average of 40.8%.

Avg Delivery (20D)40.8%+0.5 ppt latest vs avg
Highest Delivery54.7%on 13 Jul
Avg Volume (20D)9.39 L20-day run-rate
Conviction Trend↓ Weakening+0.5 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

SG Finserve announcements: results, concalls, ratings, M&A.

Filings SG Finserve sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

SG Finserve files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 110 documents below.

  1. 20 Jul 2026Press ReleaseView PDF

    Press Release

    SG Finserve Limited has informed the Exchange regarding a press release dated July 20, 2026, titled "Press Release".

  2. 18 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    SG Finserve Limited has informed the Exchange about Transcript

  3. 17 Jul 2026General UpdatesView PDF

    General Updates

    SG Finserve Limited has informed the Exchange about Incorporation of Wholly Owned Subsidiary

  4. 15 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    SG Finserve Limited has informed the Exchange about Copy of Newspaper Publication

  5. 14 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    SG Finserve Limited has informed the Exchange about Link of Recording

Corporate Actions

SG Finserve dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue SG Finserve has declared, sequenced by announce and record date.

SG Finserve corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About SG Finserve Limited: business, sector, key facts.

What SG Finserve Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

SG Finserve Limited operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector.

SGFIN
Financial Services

SG Finserve Limited

company facts
Employees76
SectorFinancial Services
HeadquartersGhaziabad, India
Market Cap₹4,485.47 Cr.
Listed OnNSE
leadership21 on record
Mr. Abhishek Mahajan
Chief Risk Officer
Mr. Abhishek Mahajan
Chief Risk Officer
Mr. Dukhabandhu Rath
Additional Non-Executive Independent Director
Mr. Kush Mishra
Company Secretary & Compliance Officer
Mr. Lakshay Dudeja
Chief Compliance Officer
Mr. Lalit Gupta
Chief Business Officer
Mr. Rahul Papneja
Head of Information Technology
Mr. Rohan Gupta
Additional Director
Mr. Sahil Sikka
Chief Financial Officer, Chief Operating Officer
Mr. Sanjay Jain
Non-Executive Director
Mr. Sanjay Rajput
Chief Financial Officer
Mr. Saurabh Mishra
Head of Internal Auditor
§ ∞ · Plainly Answered

Questions investors ask about SG Finserve Limited (SGFIN).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of SG Finserve Limited (SGFIN)?

The current share price of SG Finserve Limited (SGFIN) is ₹682.25. Today, the stock has gained by ₹23.45 (3.56%), trading in a range of ₹658.8 to ₹696. The stock opened at ₹658.8 with a trading volume of 3,06,774 shares.

02Is SG Finserve Limited stock a good investment for long-term?

SG Finserve Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹4,485.47 crores, P/E ratio of 25.87, ROE of 10.30%, and ROCE of 9.32%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of SG Finserve Limited stock?

The 52-week high price of SG Finserve Limited (SGFIN) is ₹723.6, while the 52-week low is ₹323. Currently trading at ₹682.25, the stock is 89.7% away from its 52-week low and 5.7% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy SG Finserve Limited stock at the current price?

Whether to buy SG Finserve Limited stock at ₹682.25 depends on multiple factors. The stock is currently trading with a P/E ratio of 25.87 and P/B ratio of 2.95. Today's performance shows a gain of 3.56%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of SG Finserve Limited and when is the next dividend?

SG Finserve Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹682.25, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of SG Finserve Limited?

SG Finserve Limited's key financial metrics include: P/E Ratio: 25.87, P/B Ratio: 2.95, ROE: 10.30%, ROCE: 9.32%, Dividend Yield: 0.00%, EPS: ₹22.41, Book Value: ₹223.73, and Debt-to-Equity: 1.85. The company's market cap stands at ₹4,485.47 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is SG Finserve Limited stock performing today in the market?

SG Finserve Limited stock opened at ₹658.8 and is currently trading at ₹682.25, showing a gain of ₹23.45 (3.56%). The intraday high is ₹696 and low is ₹658.8. The trading volume stands at 3,06,774 shares, indicating moderate market participation today.

08What is the P/E ratio of SG Finserve Limited and what does it indicate?

SG Finserve Limited has a Price-to-Earnings (P/E) ratio of 25.87, which means investors are willing to pay ₹25.87 for every ₹1 of earnings. With an EPS of ₹22.41, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about SG Finserve Limited (SGFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.