Piramal Enterprises
Piramal Enterprises Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Piramal Enterprises Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Piramal Enterprises Ltd trades at a P/E of 49.00× and P/B of 0.94×, against the sector median P/E of 17.67×.
Valuation
Profitability
Growth
Financial Health
Piramal Enterprises Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Piramal Enterprises Ltd, switchable between annual and quarterly views, consolidated or standalone.
Piramal Enterprises Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current reported EPS of ₹25.70.
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 10,639 | 13,215 | 13,068 | 12,809 | 13,993 | 8,934 | 10,020 | 10,270 |
| Other Income | 260 | 313 | 491 | 364 | 720 | 152 | 158 | 342 |
| Total Income | 10,899 | 13,528 | 13,559 | 13,173 | 14,713 | 9,087 | 10,178 | 10,612 |
| Cost of Goods Sold (COGS) | 1,518 | 1,529 | 1,677 | 1,922 | 2,531 | — | — | — |
| Gross Profit | 9,121 | 11,686 | 11,391 | 10,888 | 11,462 | 8,934 | 10,020 | 10,270 |
| +Operating Expenses | 3,961 | 4,592 | 5,124 | 3,424 | 5,012 | 2,092 | 2,883 | 2,801 |
| EBITDA | 5,160 | 7,095 | 6,267 | 7,464 | 6,450 | 6,842 | 7,137 | 7,469 |
| +Non-Operating Expenses | 3,456 | 4,464 | 5,841 | 4,828 | 4,978 | 12,183 | 3,086 | 5,496 |
| Profit Before Tax (PBT) | 1,964 | 2,012 | 918 | 3,117 | 1,857 | 5,602 | -3,432 | 508 |
| +Tax Expense | -2,876 | 861 | 1,960 | 2,043 | 511 | -3,978 | -1,595 | 159 |
| Profit After Tax (PAT) | 5,120 | 1,470 | 21 | 1,413 | 1,999 | 9,969 | -1,684 | 485 |
| Earnings Per Share (EPS) | 250.85 | 70.52 | 1.07 | 59.07 | 80.58 | 417.68 | -74.94 | 21.53 |
| Diluted Shares Outstanding (Nos.) | 20 | 21 | 23 | 23 | 24 | 24 | 22 | 23 |
| +Banking Income | 10,899 | 13,528 | 13,559 | 13,173 | 14,713 | 9,087 | 10,178 | 10,612 |
| +Additional Disclosures | 11,418 | 12,539 | 14,427 | 12,842 | 16,021 | 12,071 | 11,754 | 10,418 |
| Sales Growth % | — | 24.21 | -1.11 | -1.98 | 9.24 | -36.15 | 12.16 | 2.49 |
| YoY Sales Growth % | — | 24.21 | -1.11 | -1.98 | 9.24 | -36.15 | 12.16 | 2.49 |
| Material Cost % | 12 | 9 | 11 | 11 | 7 | — | — | — |
| Employee Cost % | 19 | 17 | 12 | 13 | 15 | 10 | 13 | 16 |
| Other Cost % | 19 | 18 | 27 | 14 | 21 | 13 | 15 | 11 |
| OPM % | 48 | 54 | 48 | 58 | 46 | 77 | 71 | 73 |
| Tax % | -146 | 43 | 214 | 66 | 28 | -71 | 46 | 31 |
| Profit Growth % | — | -71.29 | -98.56 | 6,583.35 | 41.47 | 398.74 | -116.89 | 128.84 |
| Gross Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| +Additional Fields | — | — | — | — | — | 47 | 57 | 36 |
Piramal Enterprises segment analysis: revenue and profit mix.
Disclosed business segments at Piramal Enterprises with their share of revenue and profit, switchable between consolidated and standalone reporting.
Piramal Enterprises discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Piramal Enterprises Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Piramal Enterprises Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Piramal Enterprises Ltd's investment case rests on 4 positive markers and 4 flagged concerns drawn from the latest reported filings.
What you're getting.
Piramal Enterprises Ltd (PEL) shows a strong operating profit margin (OPM) of 55%, indicating efficient cost management and high profitability from its operations. This is a key positive for investors seeking high-return companies.
Despite recent stock price volatility, PEL boasts a substantial market capitalization of ₹26274 crore, reflecting significant investor interest and confidence in the company's long-term prospects and potential for growth.
The company's promoter holding stands at a healthy 46.2%, suggesting a strong commitment from the promoters and potentially mitigating some risks associated with corporate governance and management decisions.
PEL's quarterly profit witnessed a remarkable 52.3% increase, demonstrating robust growth momentum and the effectiveness of its business strategies in driving financial performance. This is a positive sign for future earnings.
What can break it.
PEL's high debt-to-equity ratio of 2.42 raises concerns about its financial leverage and potential vulnerability to economic downturns or interest rate hikes. This could impact the company's financial stability.
The Return on Equity (ROE) of 1.63% is relatively low, suggesting that the company's efficiency in generating profits from shareholder investments could be improved. Investors should look for improvement in this metric.
The recent five-day stock price movement shows significant volatility, with a considerable decline in the closing price. This price fluctuation presents a risk for investors seeking stability in their portfolio.
While the Price-to-Earnings (PE) ratio of 50.50 might seem high, it's crucial to consider the industry average and future growth prospects before making investment decisions. A high PE ratio can indicate overvaluation.
What would change my mind.
Trim if P/E re-rates above 64 (~3.6× the sector multiple of 17.7). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 2.92. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Piramal Enterprises Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Piramal Enterprises Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Piramal Enterprises Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Piramal Enterprises Ltd — derived from the live tape, not yesterday's close.
Piramal Enterprises Ltd last traded at ₹1,124.2 with an intraday range of ₹1,108.5–₹1,189 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹1124.20| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1333.63 | +209.43 | +18.63% |
| R3 | 1253.13 | +128.93 | +11.47% |
| R2 | 1221.07 | +96.87 | +8.62% |
| R1 | 1172.63 | +48.43 | +4.31% |
| PIVOT | 1140.57 | 16.37 | 1.46% |
| CURRENT | 1124.20 | — | — |
| S1 | 931.13 | -193.07 | -17.17% |
| S2 | 1011.63 | -112.57 | -10.01% |
| S3 | 1060.07 | -64.13 | -5.70% |
| S4 | 1092.13 | -32.07 | -2.85% |
PEL is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ~
Trading Inside opening range
Piramal Enterprises Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Piramal Enterprises Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Piramal Enterprises Ltd stood at 53.2% of traded volume, against a 20-day average of 49.5%.
Piramal Enterprises announcements: results, concalls, ratings, M&A.
Filings Piramal Enterprises sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Piramal Enterprises files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 151 documents below.
Scheme of Arrangement
Piramal Enterprises Limited has informed the Exchange about Merger of Piramal Enterprises Limited with Piramal Finance Limited
Suspension of Trading
Members of the Exchange are hereby informed that the trading in Non-Convertible Debentures (ISIN: INE140A07740; INE140A07757; INE140A07765;…
Suspension of Trading
Members of the Exchange are hereby informed that the trading in equity shares of Piramal Enterprises Limited shall be suspended w.e.f. September 23,…
Resignation
Piramal Enterprises Limited has informed the Exchange regarding Resignation of Mrs. Upma Goel as Chief Financial Officer of the Company effective…
General Updates
Piramal Enterprises Limited has informed the Exchange about ESG Rating by SES ESG Research Pvt. Ltd
Investor decks & rating reports.
Piramal Enterprises dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Piramal Enterprises has declared, sequenced by announce and record date.
Piramal Enterprises corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Piramal Enterprises Ltd: business, sector, key facts.
What Piramal Enterprises Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Piramal Enterprises Ltd is a listed Indian equity, listed as NSE: PEL, BSE: 500302.
Piramal Enterprises Limited (PEL) is a diverse Indian company operating primarily as a non-banking financial company (NBFC). Its core business revolves around providing a wide range of lending services across various sectors. This includes significant involvement in the consumer lending space, offering home loans, home construction loans, personal loans, and used car loans. Furthermore, PEL caters to businesses of all sizes, offering business loans, secured business loans, and small business loans. They also extend credit through loans against property, showcasing their wide reach within the financial services market.
Beyond its consumer and business lending activities, PEL offers specialized financial products. A notable aspect of their business is providing financing to real estate developers, supporting the growth of the construction industry. They also engage in corporate and mid-market lending, targeting larger and medium-sized businesses with tailored financial solutions. This reflects PEL's strategic focus on diversified lending portfolios, mitigating risk by catering to different market segments.
Adding another layer of complexity to its operations, PEL has a substantial investment arm that focuses on distressed assets. This involves investing in equity and/or debt instruments of companies undergoing financial difficulty. This strategic move allows PEL to capitalize on opportunities arising from market downturns and showcases their ability to navigate different economic cycles effectively. The success of this strategy relies on their expertise in evaluating and managing risk associated with such investments.
To round out its financial services offerings, PEL also participates in the insurance and asset management sectors. They provide life insurance services, showing a commitment to offering comprehensive financial products to their customer base. Furthermore, their involvement in fund management indicates a broader approach to wealth management and financial services, thereby increasing the revenue stream and diversification of PEL's overall business.
In summary, Piramal Enterprises Limited's business model is characterized by a diverse range of financial services, encompassing lending, investing, insurance, and asset management. This diversification reduces their reliance on any single segment, allowing for greater stability and resilience in varying market conditions. Their long history, dating back to 1947, and continued expansion across various financial sectors underscores their position as a significant player in the Indian financial landscape.
Questions investors ask about Piramal Enterprises Ltd (PEL).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Piramal Enterprises Ltd (PEL)?
The current share price of Piramal Enterprises Ltd (PEL) is ₹1,124.2. Today, the stock has gained by ₹2.00 (0.18%), trading in a range of ₹1,108.5 to ₹1,189. The stock opened at ₹1,129 with a trading volume of 21,48,582 shares.
02Is Piramal Enterprises Ltd stock a good investment for long-term?
Piramal Enterprises Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹0 crores, P/E ratio of 49.00, ROE of 1.63%, and ROCE of 6.78%. The dividend yield stands at 0.98%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Piramal Enterprises Ltd stock?
The 52-week high price of Piramal Enterprises Ltd (PEL) is ₹1,355.3, while the 52-week low is ₹1,055. Currently trading at ₹1,124.2, the stock is 23.0% away from its 52-week low and 17.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Piramal Enterprises Ltd stock at the current price?
Whether to buy Piramal Enterprises Ltd stock at ₹1,124.2 depends on multiple factors. The stock is currently trading with a P/E ratio of 49.00 and P/B ratio of 0.94. Today's performance shows a gain of 0.18%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Piramal Enterprises Ltd and when is the next dividend?
Piramal Enterprises Ltd offers a dividend yield of 0.98%, which means for every ₹100 invested at the current price of ₹1,124.2, you can expect to receive approximately ₹0.98 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Piramal Enterprises Ltd?
Piramal Enterprises Ltd's key financial metrics include: P/E Ratio: 49.00, P/B Ratio: 0.94, ROE: 1.63%, ROCE: 6.78%, Dividend Yield: 0.98%, EPS: ₹25.70, Book Value: ₹1,202, and Debt-to-Equity: 2.42. The company's market cap stands at ₹0 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Piramal Enterprises Ltd stock performing today in the market?
Piramal Enterprises Ltd stock opened at ₹1,129 and is currently trading at ₹1,124.2, showing a gain of ₹2.00 (0.18%). The intraday high is ₹1,189 and low is ₹1,108.5. The trading volume stands at 21,48,582 shares, indicating strong market participation today.
08What is the P/E ratio of Piramal Enterprises Ltd and what does it indicate?
Piramal Enterprises Ltd has a Price-to-Earnings (P/E) ratio of 49.00, which means investors are willing to pay ₹49.00 for every ₹1 of earnings. With an EPS of ₹25.70, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Piramal Enterprises Ltd (PEL) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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