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Mangal Credit and Fincorp

Mangal Credit and Fincorp Share Price Today (MANCREDIT)

TechnicalsTV Chart
256.00
1.36−0.53%
Overall Score35/100
Day range251
₹256.00
259
52-week152
₹256.00
265
Above low+68.4%
Below high3.4%
Range position92%
Open257.50
Prev Close257.36
Bid255.98100
Ask256.03100

TODAY IN ONE LINE

MANCREDIT slipped 0.5% on light volume, in line with Nifty's -1.0% move.

With a market cap of ₹545.8 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume121.7K76%vs 20D avg
Market Cap₹545.8 Cr.
Promoter55.25%
Face Value₹10
Fwd P/E
PEG1.17
EV/EBITDA20.18
P/S7.19
ROA7.62%
Beta0.38
Div Payout10.34%
THE STOCK SCORE
Overall Score35/100
Updated 03 Aug

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

Mangal Credit and Fincorp flags & news 

Key strengths, potential risks, and recent updates.

6 green flags🚩 2 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 99.1% YoY
  • Healthy Operating MarginsOPM is structurally strong at 21.6%
  • High Promoter HoldingPromoters hold 55.3% skin-in-the-game
  • Virtually Debt-FreeVery low Debt-to-Equity of 0.01x
  • Promoter BuyingPromoters increased holdings by 3.55% QoQ
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Sales ContractionQuarterly sales dropped 38.0% YoY
  • Poor Capital ReturnsLow ROE of 7.7%

Latest Mangal Credit and Fincorp News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

Mangal Credit and Fincorp Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Mangal Credit and Fincorp Limited, framed against the sector median so the premium or discount is obvious at a glance.

Key MetricsMarket + reported · 04 Aug 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹545.8 Cr.
P/E Ratio
P/B Ratio
EPS
₹7.25
Profitability

Profitability

ROE
7.68%
ROCE
11.4%
Net Margin
21.9%
Op Margin
21.6%
Growth

Growth

EPS YoY
99.1%
Revenue YoY
59.4%
Qtr Sales
-38%
Qtr Profit
-71.5%
Financial Health

Financial Health

Book Value
₹81.79
Div Yield
0.32%
Promoter Holding
55.25%
Technicals

Mangal Credit and Fincorp Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Mangal Credit and Fincorp Limited — derived from the live tape, not yesterday's close.

Mangal Credit and Fincorp Limited last traded at ₹256 with an intraday range of ₹251.01–₹258.5 — live indicator, pivot and CPR signals below.

Last updated: 4 August 2026, 5:32 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹256.00
LevelPrice (₹)Distance% Δ
R4274.31+18.31+7.15%
R3266.82+10.82+4.23%
R2262.66+6.66+2.60%
R1259.33+3.33+1.30%
PIVOT255.17-0.83-0.32%
CURRENT256.00
S1251.84-4.16-1.63%
S2247.68-8.32-3.25%
S3244.35-11.65-4.55%
S4236.86-19.14-7.48%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 254.75P: 255.17TC: 255.58
R1
R2
R3
R4
indicator
LTP: 256.00
PDH: 262.76
PDL: 247.63
● Market Sentiment

MANCREDIT is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 251.01257.5

● Price Position

Trading Inside opening range

Financials

Mangal Credit and Fincorp Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Mangal Credit and Fincorp Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

Mangal Credit and Fincorp Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹545.8 Cr. and reported EPS of ₹7.25.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2019
Revenue from Operations
8
Other Income
2
Total Income
10
Gross ProfitDerived
8
Gross Margin %Derived
100.00%
2
EBITDA (Operating Profit)Derived
7
OPM %Derived
81.41%
1
Profit Before Tax (PBT)
8
2
Effective Tax %Derived
24.41%
Total Profit for Period
6
Net Profit (Owner's PAT)Derived
6
Net Profit Margin %Derived
67.48%
Earnings Per Share (EPS ₹)
2.96
Diluted Shares Outstanding (Cr)
2
Total Expenses (incl. D&A & Interest)
3
Material Cost % of RevenueDerived
Employee Cost % of RevenueDerived
9.79%
Other Cost % of RevenueDerived
8.80%
Interest Coverage (x)Derived
7.83x
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Mangal Credit and Fincorp segment analysis : revenue and profit mix.

Disclosed business segments at Mangal Credit and Fincorp with their share of revenue and profit, switchable between consolidated and standalone reporting.

Mangal Credit and Fincorp discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Mangal Credit and Fincorp Limited.

Our AI distills the core fundamental drivers supporting Mangal Credit and Fincorp Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Mangal Credit and Fincorp Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Promoter holding 55.25% signals strong insider confidence and long-term commitment.

  • Operating margin 32.07% substantially exceeds sector average, reflecting robust cost control.

  • Net profit margin 21.90% outperforms peer median ~14%, driving strong profitability.

  • TTM EPS grew 99.1% YoY, demonstrating exceptional recent earnings momentum.

  • ROCE 11.40% matches top-tier peers, indicating efficient capital deployment.

bear case

Key Risks.

  • Latest quarterly EPS grew 109.3% YoY despite quarterly sales falling 38% YoY.

  • Quarterly profit declined 71.5% YoY, signaling severe near-term operational deterioration.

  • Operating cash flow negative ₹114.15 Cr annually; consistent cash burn undermines sustainability.

  • Net debt ₹223.56 Cr represents 45.8% of market cap; elevated leverage amplifies downside risk.

  • P/E ratio 30.06x (TTM) trades above peer median 27.3x; valuation appears stretched.

flip conditions

Flip Conditions.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

  • Income thesis breaks if the dividend is cut or yield falls below 0.16%.

Shareholding

Mangal Credit and Fincorp shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Mangal Credit and Fincorp — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters55.25%
DII0.01%0.09%
FII0.12%0.12%
Public44.62%0.03%

Ownership Distribution

Promoters
55.25%
Foreign Institutions
0.12%
Retail & Public
44.62%

Category Trends

Foreign Institutions Breakdown
Total Holding: 0.12%
Net Change: +0.12%
Category Total0.12%
Total Holding0.12%
Net Change+0.12%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 0.12%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 0.12% total holding without detailed institution-wise disclosure
Peers

Mangal Credit and Fincorp Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Mangal Credit and Fincorp Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
Tata Capital Ltd
₹1.54 Lakh Cr
Best Profit Growth
Algoquant Fintech Ltd
2654.00 %
Highest Dividend Yield
Balmer Lawrie Investment Ltd
8.96 %

Peer Comparison

Company Name
09 · Chart Patterns

Mangal Credit and Fincorp Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Mangal Credit and Fincorp Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on MANCREDIT
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full MANCREDIT pattern history & scanner →
Delivery Conviction

Mangal Credit and Fincorp Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Mangal Credit and Fincorp Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Mangal Credit and Fincorp Limited stood at 17.6% of traded volume, against a 20-day average of 17.8%.

Avg Delivery (20D)17.8%-0.1 ppt latest vs avg
Highest Delivery53.9%on 24 Jul
Avg Volume (20D)5.15 L20-day run-rate
Conviction Trend↑ Strengthening-0.1 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Mangal Credit and Fincorp announcements: results, concalls, ratings, M&A.

Filings Mangal Credit and Fincorp sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Mangal Credit and Fincorp files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 52 documents below.

  1. 09 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the Quarter ended June 30, 2026.

  2. 25 Jun 2026Trading WindowView PDF

    Trading Window

    Mangal Credit and Fincorp Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading)…

  3. 23 Jun 2026General UpdatesView PDF

    General Updates

    Allotment of 2,000 Non-Convertible Debentures on Private Placement basis.

  4. 16 Jun 2026Credit RatingView PDF

    Credit Rating

    Mangal Credit and Fincorp Limited has informed the Exchange about Credit Rating

  5. 30 May 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Mangal Credit and Fincorp Limited has informed the Exchange about Copy of Newspaper Publication containing the extract of Audited Financial Results…

Corporate Actions

Mangal Credit and Fincorp dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Mangal Credit and Fincorp has declared, sequenced by announce and record date.

Mangal Credit and Fincorp corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Mangal Credit and Fincorp Limited: business, sector, key facts.

What Mangal Credit and Fincorp Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Mangal Credit and Fincorp Limited operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: MANCREDIT, BSE: 505850.

MANCREDIT
Financial Services

Mangal Credit and Fincorp Limited

NSE · MANCREDIT·BSE · 505850·mangalfincorp.com

Mangal Credit and Fincorp Limited (MANCREDIT) is a non-banking financial company (NBFC) based in Mumbai, India. Established in 1961 and formerly known as Tak Machinery & Leasing Limited, the company underwent a name change in June 2013 to reflect its expanded business focus.

MANCREDIT's core business revolves around providing a range of lending services primarily targeting the Indian market. Their offerings cater to diverse customer segments, encompassing small and medium-sized enterprises (SMEs), individuals, and those seeking secured loans.

A significant portion of MANCREDIT's lending portfolio consists of loans extended to SMEs, a crucial sector within the Indian economy. These loans likely play a vital role in supporting business growth and development within this segment. The specifics of loan amounts, terms, and conditions offered to SMEs are not detailed in the provided information.

Another key area of MANCREDIT's operations is personal lending. This involves providing unsecured loans to individuals for various personal needs, such as debt consolidation, home improvements, or other expenses. The eligibility criteria and interest rates for these personal loans are not specified.

In addition to unsecured personal loans, MANCREDIT also facilitates secured lending options. These include gold loans, where the borrower pledges gold as collateral, and loans against property, using real estate as security. These secured loans likely offer lower interest rates compared to unsecured loans due to the reduced risk for the lender.

Finally, MANCREDIT provides broader credit services beyond direct lending. While the exact nature of these services is not specified, they likely encompass activities such as credit risk assessment, loan processing, and potentially other related financial services that support their primary lending operations.

company facts
Employees
SectorFinancial Services
HeadquartersMumbai, India
Market Cap₹545.8 Cr.
Listed OnNSE
leadership19 on record
Mr. Chirag Narendra Parmar
Company Secretary & Compliance Officer
Mr. Chirag Parmar
Compliance Officer, Company Secretary
Mr. Dhirav Vira
VP of Sales
Mr. Hardik Jain
Additional Director
Mr. Hardik Meghraj Jain
Executive Director
Mr. Meghraj Sohanlal Jain
MD & Chairman
Mr. Nilesh Jain
Chief Financial Officer
Mr. Nilesh Jain
Executive Director & CFO
Mr. Paras Shah
AVP of Operation
Mr. Ramanathan Annamalai
Non-Executive Independent Director
Mr. Ranjeet Gupta
HR Manager
Mr. Sanket Shelke
Assistant Vice President of Gold Loan
§ ∞ · Plainly Answered

Questions investors ask about Mangal Credit and Fincorp Limited (MANCREDIT).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Mangal Credit and Fincorp Limited (MANCREDIT)?

The current share price of Mangal Credit and Fincorp Limited (MANCREDIT) is ₹256. Today, the stock has declined by ₹1.36 (0.53%), trading in a range of ₹251.01 to ₹258.5. The stock opened at ₹257.5 with a trading volume of 1,21,711 shares.

02Is Mangal Credit and Fincorp Limited stock a good investment for long-term?

Mangal Credit and Fincorp Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹545.8 crores, P/E ratio of 0.00, ROE of 7.68%, and ROCE of 11.40%. The dividend yield stands at 0.32%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Mangal Credit and Fincorp Limited stock?

The 52-week high price of Mangal Credit and Fincorp Limited (MANCREDIT) is ₹265, while the 52-week low is ₹152.06. Currently trading at ₹256, the stock is 92.0% away from its 52-week low and 3.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Mangal Credit and Fincorp Limited stock at the current price?

Whether to buy Mangal Credit and Fincorp Limited stock at ₹256 depends on multiple factors. The stock is currently trading with a P/E ratio of 0.00 and P/B ratio of 0.00. Today's performance shows a loss of 0.53%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Mangal Credit and Fincorp Limited and when is the next dividend?

Mangal Credit and Fincorp Limited offers a dividend yield of 0.32%, which means for every ₹100 invested at the current price of ₹256, you can expect to receive approximately ₹0.32 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Mangal Credit and Fincorp Limited?

Mangal Credit and Fincorp Limited's key financial metrics include: P/E Ratio: 0.00, P/B Ratio: 0.00, ROE: 7.68%, ROCE: 11.40%, Dividend Yield: 0.32%, EPS: ₹7.25, Book Value: ₹81.79, and Debt-to-Equity: 0.62. The company's market cap stands at ₹545.8 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Mangal Credit and Fincorp Limited stock performing today in the market?

Mangal Credit and Fincorp Limited stock opened at ₹257.5 and is currently trading at ₹256, showing a decline of ₹1.36 (0.53%). The intraday high is ₹258.5 and low is ₹251.01. The trading volume stands at 1,21,711 shares, indicating moderate market participation today.

08What is the P/E ratio of Mangal Credit and Fincorp Limited and what does it indicate?

Mangal Credit and Fincorp Limited has a Price-to-Earnings (P/E) ratio of 0.00, which means investors are willing to pay ₹0.00 for every ₹1 of earnings. With an EPS of ₹7.25, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Mangal Credit and Fincorp Limited (MANCREDIT) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.