U Y Fincorp Share Price Today (UYFINCORP)
TODAY IN ONE LINE
UYFINCORP edged up 0.8% on above-average volume (7.4x avg), in line with Nifty's 0.3% move, reaching near its 52-week high of ₹20.0.
With a market cap of ₹378.76 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
U Y Fincorp flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 1433.2% YoY
- ●High Promoter HoldingPromoters hold 71.4% skin-in-the-game
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.00x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 56.4% YoY
- ●Poor Capital ReturnsLow ROE of 2.4%
Latest U Y Fincorp News
What changed recently?
Recent events, corporate actions, and announcements.
U. Y. Fincorp Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for U. Y. Fincorp Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
U. Y. Fincorp Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for U. Y. Fincorp Ltd — derived from the live tape, not yesterday's close.
U. Y. Fincorp Ltd last traded at ₹19.95 with an intraday range of ₹19.51–₹19.96 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹19.95| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 21.00 | +1.05 | +5.28% |
| R3 | 20.55 | +0.60 | +3.02% |
| R2 | 20.26 | +0.31 | +1.54% |
| R1 | 20.10 | +0.15 | +0.77% |
| PIVOT | 19.81 | -0.14 | -0.72% |
| CURRENT | 19.95 | — | — |
| S1 | 19.65 | -0.30 | -1.49% |
| S2 | 19.36 | -0.59 | -2.97% |
| S3 | 19.20 | -0.75 | -3.74% |
| S4 | 18.75 | -1.20 | -6.00% |
UYFINCORP is trading Above CPR, indicating Bullishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹19.51–₹19.95
Trading Inside opening range
U. Y. Fincorp Ltd financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for U. Y. Fincorp Ltd — consolidated or standalone — with margins, YoY growth and key ratios inline.
U. Y. Fincorp Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹378.76 Cr. and reported EPS of ₹-0.03.
| Metric | Mar 2021 | Mar 2022 |
|---|---|---|
| Interest Earned | 14 | 21 ▲ 52.1% |
| Other Income | 1 | 1 ▲ 19.0% |
| Total Income | 15 | 85 ▲ 465.2% |
| Net Interest Income (NII)Derived | 14 | 21 ▲ 52.1% |
| Profit Before Tax (PBT) | 13 | 4 ▼ 66.1% |
| 3 | 1 ▼ 65.9% | |
| Effective Tax %Derived | 24.29% | 24.45% |
| Profit/Loss from Discontinued Ops | 1 | 5 ▲ 314.4% |
| Total Profit for Period | 11 | 8 ▼ 23.4% |
| Net Profit (Owner's PAT)Derived | 11 | 8 ▼ 23.4% |
| PAT Growth YoY %Derived | 291.40% | -23.40% |
| Earnings Per Share (EPS ₹) | 0.56 | 0.43 ▼ 23.2% |
| Diluted Shares Outstanding (Cr) | 19 | 19 ▲ 0.0% |
| Other Comprehensive Income (Net of Tax) | 0 | -0 ▼ 112.6% |
| Impairment On Financial Instruments | -0 | 14 ▲ 9063.4% |
| Other Revenue From Operations | — | 62 |
| Period | Mar 2020 | Mar 2021 | Mar 2022 | Trend |
|---|---|---|---|---|
| Interest Earned | 17 | 14 ▼ 18.7% | 21 ▲ 52.1% | |
| Other Income | 1 | 1 ▲ 28.1% | 1 ▲ 19.0% | |
| Total Income | 18 | 15 ▼ 16.6% | 85 ▲ 465.2% | |
| Net Interest Income (NII)Derived | 17 | 14 ▼ 18.7% | 21 ▲ 52.1% | |
| Profit Before Tax (PBT) | 5 | 13 ▲ 173.9% | 4 ▼ 66.1% | |
2 | 3 ▲ 66.6% | 1 ▼ 65.9% | ||
| Effective Tax %Derived | 39.93% | 24.29% | 24.45% | |
| Profit/Loss from Discontinued Ops | -8 | 1 ▲ 114.4% | 5 ▲ 314.4% | |
| Total Profit for Period | -6 | 11 ▲ 291.4% | 8 ▼ 23.4% | |
| Net Profit (Owner's PAT)Derived | -6 | 11 ▲ 291.4% | 8 ▼ 23.4% | |
| PAT Growth YoY %Derived | — | 291.40% | -23.40% | |
| Earnings Per Share (EPS ₹) | -0.29 | 0.56 ▲ 293.1% | 0.43 ▼ 23.2% | |
| Diluted Shares Outstanding (Cr) | 19 | 19 ▲ 0.0% | 19 ▲ 0.0% | |
| Other Comprehensive Income (Net of Tax) | -2 | 0 ▲ 100.8% | -0 ▼ 112.6% | |
| Impairment On Financial Instruments | 11 | -0 ▼ 101.4% | 14 ▲ 9063.4% | |
| Other Revenue From Operations | — | — | 62 |
U Y Fincorp segment analysis : revenue and profit mix.
Disclosed business segments at U Y Fincorp with their share of revenue and profit, switchable between consolidated and standalone reporting.
U Y Fincorp discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for U. Y. Fincorp Ltd.
Our AI distills the core fundamental drivers supporting U. Y. Fincorp Ltd, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
U. Y. Fincorp Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Minimal leverage with debt-to-equity 0.0086x, fortress balance sheet with exceptional financial stability
Promoter holding 71.4% signals strong long-term commitment and robust governance alignment
Net profit margin 34.76% demonstrates efficient cost management and operational profitability
Operating margin 47.08% indicates strong pricing power and operational efficiency in lending
P/E ratio 5.68x trades significantly below peer median, suggests substantial valuation discount
Key Risks.
Latest quarterly EPS grew 1502.4% YoY but from severely depressed base, quality concerns persist
Operating cash flow negative ₹4.58 Cr FY2026, fourth negative year in five-year period
ROCE 2.11% and ROE 2.35% substantially below sector averages, poor capital efficiency
Zero dividend yield offers no income return for shareholders seeking regular distributions
Stock trades near 52-week low ₹11.16 with flat momentum, limited near-term catalysts
Flip Conditions.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
U. Y. Fincorp Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — U. Y. Fincorp Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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U. Y. Fincorp Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for U. Y. Fincorp Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
U. Y. Fincorp Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for U. Y. Fincorp Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in U. Y. Fincorp Ltd stood at 54.9% of traded volume, against a 20-day average of 65.2%.
U Y Fincorp announcements: results, concalls, ratings, M&A.
Filings U Y Fincorp sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
U Y Fincorp files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 41 documents below.
Appointment
U. Y. Fincorp Limited has informed the Exchange regarding Appointment of M/s Seth and associates, as Internal Auditor of the company w.e.f. July 24,…
Resignation of Statutory Auditor
U. Y. Fincorp Limited has informed the Exchange about Resignation of Statutory Auditor
Resignation of Statutory Auditor
U. Y. Fincorp Limited has informed the Exchange about Resignation of Statutory Auditor
Change in Auditors
U. Y. Fincorp Limited has informed the Exchange regarding Change in Auditors of the company.
Change in Auditors
U. Y. Fincorp Limited has informed the Exchange regarding Change in Auditors of the company.
U Y Fincorp dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue U Y Fincorp has declared, sequenced by announce and record date.
U Y Fincorp corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About U. Y. Fincorp Ltd: business, sector, key facts.
What U. Y. Fincorp Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
U. Y. Fincorp Ltd operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: UYFINCORP, BSE: 530579.
U. Y. Fincorp Limited is a non-banking financial institution (NBFC) based in Mumbai, India, established in 1993 (formerly known as Golden Goenka Fincorp Limited). The core of its business lies in providing a diverse range of financial services catering to both corporate and individual clients. Their services are broadly categorized into fund-based and fee-based offerings, showcasing a comprehensive approach to financial solutions.
Fund-based services constitute a significant portion of UYFINCORP's operations. This includes a wide spectrum of lending activities, such as infrastructure, real estate, and industrial asset financing. They also offer loans secured against shares and properties, providing flexible financing options for various asset classes. Further, the company engages in inter-corporate deposits, equity participation, retail and bridge financing, and bill discounting, demonstrating a robust presence across different financial markets and lending structures.
Complementing its lending activities, UYFINCORP offers a suite of fee-based services, adding another dimension to its revenue streams. These services center around advisory and facilitation roles, primarily encompassing loan syndication and project counseling. This indicates a strategic move beyond simple lending, positioning the company as a comprehensive financial partner capable of guiding clients through complex financial transactions.
Beyond its core offerings, UYFINCORP engages in what it terms "inevitable financial activities," highlighting its capacity to handle more complex and specialized financing needs. This includes acquisition funding, lending against land, promoter funding, and financing secured by illiquid collaterals. This suggests a willingness to address less conventional financing requests, potentially catering to a niche market segment requiring tailored solutions.
In summary, UYFINCORP operates as a multifaceted NBFC, expertly navigating the complexities of the Indian financial landscape. Its diversified portfolio of fund-based and fee-based services, coupled with its ability to handle intricate financial transactions, establishes it as a significant player in the Indian financial market, catering to a wide range of clients and financial needs.
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Questions investors ask about U. Y. Fincorp Ltd (UYFINCORP).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of U. Y. Fincorp Ltd (UYFINCORP)?
The current share price of U. Y. Fincorp Ltd (UYFINCORP) is ₹19.95. Today, the stock has gained by ₹0.16 (0.81%), trading in a range of ₹19.51 to ₹19.96. The stock opened at ₹19.79 with a trading volume of 4,08,460 shares.
02Is U. Y. Fincorp Ltd stock a good investment for long-term?
U. Y. Fincorp Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹378.76 crores, P/E ratio of 0.00, ROE of 2.35%, and ROCE of 2.11%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of U. Y. Fincorp Ltd stock?
The 52-week high price of U. Y. Fincorp Ltd (UYFINCORP) is ₹19.96, while the 52-week low is ₹11.16. Currently trading at ₹19.95, the stock is 99.9% away from its 52-week low and 0.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy U. Y. Fincorp Ltd stock at the current price?
Whether to buy U. Y. Fincorp Ltd stock at ₹19.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 0.00 and P/B ratio of 0.00. Today's performance shows a gain of 0.81%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of U. Y. Fincorp Ltd and when is the next dividend?
U. Y. Fincorp Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹19.95, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of U. Y. Fincorp Ltd?
U. Y. Fincorp Ltd's key financial metrics include: P/E Ratio: 0.00, P/B Ratio: 0.00, ROE: 2.35%, ROCE: 2.11%, Dividend Yield: 0.00%, EPS: ₹-0.03, Book Value: ₹13.1, and Debt-to-Equity: 0.00. The company's market cap stands at ₹378.76 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is U. Y. Fincorp Ltd stock performing today in the market?
U. Y. Fincorp Ltd stock opened at ₹19.79 and is currently trading at ₹19.95, showing a gain of ₹0.16 (0.81%). The intraday high is ₹19.96 and low is ₹19.51. The trading volume stands at 4,08,460 shares, indicating moderate market participation today.
08What is the P/E ratio of U. Y. Fincorp Ltd and what does it indicate?
U. Y. Fincorp Ltd has a Price-to-Earnings (P/E) ratio of 0.00, which means investors are willing to pay ₹0.00 for every ₹1 of earnings. With an EPS of ₹-0.03, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about U. Y. Fincorp Ltd (UYFINCORP) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.