CIFL vs SGFIN: Stock Comparison
SG FINSERVE is the larger company by market capitalisation. CAPITAL INDIA FINANCE shows a lower P/E, a higher dividend yield and a higher ROCE, while SG FINSERVE shows a higher ROE, faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
CIFL leads 6; SGFIN leads 6 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CIFL | SGFIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | CIFL | SGFIN |
|---|---|---|
| Live Price | ₹20.2 | ₹660.75 |
| Day Change | 0.05% | -1.67% |
| Volume | 2.47 L | 1.63 L |
| 52-Week High | ₹39.69 | ₹727.45 |
| 52-Week Low | ₹19.56 | ₹323 |
| Distance from 52W High | -49.11% | -9.17% |
Valuation
| Metric | CIFL | SGFIN |
|---|---|---|
| Market Cap | ₹796 Cr | ₹4,375 Cr |
| P/E Ratio | 20.4x | 26.03x |
| P/B Ratio | 1.17x | 2.97x |
| EPS | ₹0.1 | ₹8.15 |
| Book Value | ₹17.66 | ₹221.6 |
| Dividend Yield | 0.1% | 0% |
Growth
| Metric | CIFL | SGFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | -7% | 97% |
| EPS Growth (TTM YoY) | 0% | 106% |
| Qtr Sales Growth | -45.99% | -59.17% |
| Qtr Profit Growth | 139.03% | -57.95% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CIFL | SGFIN |
|---|---|---|
| ROE | 6.03% | 8.74% |
| ROCE | 9.31% | 5.75% |
| Net Margin | 7.41% | 39.27% |
| Operating Margin | 60.18% | 91.78% |
| Debt to Equity | 1.31x | 1.82x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | CIFL | SGFIN |
|---|---|---|
| Promoter Holding | 72.59% | 56.95%▲ 4.03 pp |
| FII Holding | 0.02%▼ 0.01 pp | 0.54%▲ 0.28 pp |
| DII Holding | 0.03%▲ 0.03 pp | 2.17%▼ 1.11 pp |
| Public Holding | 27.36%▼ 0.02 pp | 40.34%▼ 3.2 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CAPITAL INDIA FINANCE and SG FINSERVE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.