LAXMIINDIA vs NIVABUPA: Stock Comparison

Laxmi India Finance Limited vs Niva Bupa Health Insurance Company Limited

Live data: 11 May 2026, 4:01 PM IST • Source: NSE and company filings

Niva Bupa Health Insurance Company Limited is the larger company by market capitalisation. Laxmi India Finance Limited shows a lower P/E, a higher ROE and a higher net margin, while Niva Bupa Health Insurance Company Limited shows faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Laxmi India Finance Limited and Niva Bupa Health Insurance Company Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, LAXMIINDIA is more favourable on 5 of 10 scored metrics and NIVABUPA on 4These counts are context-free and are not an overall rating.

Key Differences

Market Cap
NIVABUPA is the larger company
₹16,341 Cr vs ₹557 Cr
P/E Ratio
LAXMIINDIA has a lower P/E
11.65x vs 121.56x
P/B Ratio
LAXMIINDIA has a lower P/B
1.25x vs 4.19x
EPS
NIVABUPA has higher earnings per share
₹0.71 vs ₹0
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs 0%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 0%
ROE
LAXMIINDIA has a higher ROE
10.69% vs 3.82%
ROCE
NIVABUPA has a higher ROCE
3.45% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricLAXMIINDIANIVABUPA
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)General Insurance

Price

MetricLAXMIINDIANIVABUPA
Live Price₹138.67₹88.36
Day Change7.12%2.54%
Volume11.26 L22.77 L
52-Week High₹180.9₹92.9
52-Week Low₹71.06₹67.5
Distance from 52W High-23.34%-4.89%

Valuation

MetricLAXMIINDIANIVABUPA
Market Cap₹557 Cr₹16,341 Cr
P/E Ratio11.65x121.56x
P/B Ratio1.25x4.19x
EPS₹0₹0.71
Book Value₹0₹19.39
Dividend Yield0%0%

Growth

MetricLAXMIINDIANIVABUPA
Revenue Growth (TTM YoY)0%26.8%
EPS Growth (TTM YoY)0%90.2%
Qtr Sales Growth28%
Qtr Profit Growth67.5%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricLAXMIINDIANIVABUPA
ROE10.69%3.82%
ROCE0%3.45%
Net Margin15.69%4.34%
Operating Margin64.15%1.86%
Debt to Equity0.03x0x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricLAXMIINDIANIVABUPA
Promoter Holding60.31% 0.14 pp0%
FII Holding1.58% 1.73 pp10.6% 0.28 pp
DII Holding4.34% 0.27 pp16.49% 0.45 pp
Public Holding33.77% 2.14 pp17.55% 0.73 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Laxmi India Finance Limited and Niva Bupa Health Insurance Company Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.