JSFB vs LAXMIINDIA: Stock Comparison
JANA SMALL FIN BANK is the larger company by market capitalisation. JANA SMALL FIN BANK shows faster revenue growth, while LAXMI INDIA FINANCE shows a lower P/E, a higher ROE and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
JSFB leads 5; LAXMIINDIA leads 5 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | JSFB | LAXMIINDIA |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Non Banking Financial Company (NBFC) |
Price
| Metric | JSFB | LAXMIINDIA |
|---|---|---|
| Live Price | ₹523.4 | ₹125.93 |
| Day Change | -1.21% | -0.87% |
| Volume | 2.51 L | 1.38 L |
| 52-Week High | ₹606.95 | ₹180.9 |
| 52-Week Low | ₹330 | ₹71.06 |
| Distance from 52W High | -13.77% | -30.39% |
Valuation
| Metric | JSFB | LAXMIINDIA |
|---|---|---|
| Market Cap | ₹5,562 Cr | ₹655 Cr |
| P/E Ratio | 14.71x | 12.32x |
| P/B Ratio | 1.25x | 1.5x |
| EPS | ₹14.74 | ₹3.16 |
| Book Value | ₹633.41 | ₹88.84 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | JSFB | LAXMIINDIA |
|---|---|---|
| Revenue Growth (TTM YoY) | 17.6% | 0% |
| EPS Growth (TTM YoY) | 12.9% | 0% |
| Qtr Sales Growth | — | 0.7% |
| Qtr Profit Growth | 11.02% | -19.22% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | JSFB | LAXMIINDIA |
|---|---|---|
| ROE | 7.3% | 10.69% |
| ROCE | 4.41% | 9.06% |
| Net Margin | 10.42% | 15.69% |
| Operating Margin | 5.09% | 64.15% |
| Debt to Equity | 1.23x | 2.72x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | JSFB | LAXMIINDIA |
|---|---|---|
| Promoter Holding | 16.94%▼ 4.91 pp | 60.17%▼ 0.14 pp |
| FII Holding | 4.01%▼ 0.3 pp | 1.4%▼ 0.18 pp |
| DII Holding | 16.35%▲ 0.08 pp | 5.32%▲ 0.98 pp |
| Public Holding | 62.7%▲ 5.13 pp | 33.12%▼ 0.65 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: JANA SMALL FIN BANK and LAXMI INDIA FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

