JSFB vs LFIC: Stock Comparison
Jana Small Finance Bank Limited vs Lakshmi Finance & Industrial Corporation Limited
Live data: 31 July 2026, 4:08 PM IST • Source: NSE and company filings
Jana Small Finance Bank Limited is the larger company by market capitalisation. Jana Small Finance Bank Limited shows a higher ROE, faster revenue growth and a higher ROCE, while Lakshmi Finance & Industrial Corporation Limited shows a higher dividend yield and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Side-by-side comparison of Jana Small Finance Bank Limited and Lakshmi Finance & Industrial Corporation Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | JSFB | LFIC |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Other Bank | Investment Company |
Price
| Metric | JSFB | LFIC |
|---|---|---|
| Live Price | ₹575 | ₹144.12 |
| Day Change | 2.07% | 2.19% |
| Volume | 8.4 L | 321 |
| 52-Week High | ₹581 | ₹240.9 |
| 52-Week Low | ₹330 | ₹111 |
| Distance from 52W High | -1.03% | -40.17% |
Valuation
| Metric | JSFB | LFIC |
|---|---|---|
| Market Cap | ₹6,066 Cr | ₹44 Cr |
| P/E Ratio | 15.6x | — |
| P/B Ratio | 1.33x | — |
| EPS | ₹35.38 | ₹-2.37 |
| Book Value | ₹424.58 | ₹190.82 |
| Dividend Yield | 0% | 2.15% |
Growth
| Metric | JSFB | LFIC |
|---|---|---|
| Revenue Growth (TTM YoY) | 17.6% | 0% |
| EPS Growth (TTM YoY) | 12.9% | 0% |
| Qtr Sales Growth | 22% | 18.3% |
| Qtr Profit Growth | 13.2% | -4.92% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | JSFB | LFIC |
|---|---|---|
| ROE | 7.63% | -1.22% |
| ROCE | 7.45% | -2.1% |
| Net Margin | 10.42% | 16.74% |
| Operating Margin | 38.6% | -15.4% |
| Debt to Equity | 9.31x | 0x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | JSFB | LFIC |
|---|---|---|
| Promoter Holding | 16.94%▼ 4.91 pp | 43.52% |
| FII Holding | 4.01%▼ 0.3 pp | 0% |
| DII Holding | 16.35%▲ 0.08 pp | 0.03% |
| Public Holding | 62.7%▲ 5.13 pp | 52.97% |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Jana Small Finance Bank Limited and Lakshmi Finance & Industrial Corporation Limited.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.