JSFB vs PEL: Stock Comparison

Jana Small Finance Bank Limited vs Piramal Enterprises Limited

Live data: 31 July 2026, 4:08 PM IST • Source: NSE and company filings

Jana Small Finance Bank Limited shows a lower P/E, a higher ROE and faster revenue growth, while Piramal Enterprises Limited shows a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Jana Small Finance Bank Limited and Piramal Enterprises Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, JSFB is more favourable on 8 of 12 scored metrics and PEL on 4These counts are context-free and are not an overall rating.

Key Differences

P/E Ratio
JSFB has a lower P/E
15.6x vs 44.14x
P/B Ratio
PEL has a lower P/B
0.94x vs 1.33x
EPS
JSFB has higher earnings per share
₹35.38 vs ₹25.7
Dividend Yield
PEL has a higher dividend yield
0.98% vs 0%
Revenue Growth (TTM YoY)
JSFB has faster revenue growth
17.6% vs 0%
EPS Growth (TTM YoY)
JSFB has faster EPS growth
12.9% vs 0%
Qtr Sales Growth
JSFB has stronger quarterly sales growth
22% vs 18.7%
Qtr Profit Growth
PEL has stronger quarterly profit growth
52.3% vs 13.2%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricJSFBPEL
SectorFinancial ServicesFinancial Services
IndustryOther BankNon Banking Financial Company (NBFC)

Price

MetricJSFBPEL
Live Price₹575₹1,124.2
Day Change2.07%0.18%
Volume8.4 L21.49 L
52-Week High₹581₹1,288
52-Week Low₹330₹1,055
Distance from 52W High-1.03%-12.72%

Valuation

MetricJSFBPEL
Market Cap₹6,066 Cr₹0 Cr
P/E Ratio15.6x44.14x
P/B Ratio1.33x0.94x
EPS₹35.38₹25.7
Book Value₹424.58₹1,202
Dividend Yield0%0.98%

Growth

MetricJSFBPEL
Revenue Growth (TTM YoY)17.6%0%
EPS Growth (TTM YoY)12.9%0%
Qtr Sales Growth22%18.7%
Qtr Profit Growth13.2%52.3%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricJSFBPEL
ROE7.63%1.79%
ROCE7.45%6.78%
Net Margin10.42%4.73%
Operating Margin38.6%56.38%
Debt to Equity9.31x1.09x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricJSFBPEL
Promoter Holding16.94% 4.91 pp46.16% 0.25 pp
FII Holding4.01% 0.3 pp15.23% 0.89 pp
DII Holding16.35% 0.08 pp15.19% 0.85 pp
Public Holding62.7% 5.13 pp22.78% 0.01 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Jana Small Finance Bank Limited and Piramal Enterprises Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.