CIFL vs JSFB: Stock Comparison
JANA SMALL FIN BANK is the larger company by market capitalisation. CAPITAL INDIA FINANCE shows a higher ROCE, while JANA SMALL FIN BANK shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
CIFL leads 2; JSFB leads 8 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CIFL | JSFB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Other Bank |
Price
| Metric | CIFL | JSFB |
|---|---|---|
| Live Price | ₹19.03 | ₹388.4 |
| Day Change | -2.91% | -1.47% |
| Volume | 1,923 | 5,189 |
| 52-Week High | ₹39.69 | ₹606.95 |
| 52-Week Low | ₹15.38 | ₹330 |
| Distance from 52W High | -52.05% | -36.01% |
Valuation
| Metric | CIFL | JSFB |
|---|---|---|
| Market Cap | ₹772 Cr | ₹4,133 Cr |
| P/E Ratio | 19.93x | 8.67x |
| P/B Ratio | 1.15x | 0.84x |
| EPS | ₹0.99 | ₹16.1 |
| Book Value | ₹17.21 | ₹459.53 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | CIFL | JSFB |
|---|---|---|
| Revenue Growth (TTM YoY) | -7% | 17.6% |
| EPS Growth (TTM YoY) | 0% | 12.9% |
| Qtr Sales Growth | 0% | — |
| Qtr Profit Growth | 0% | 9.75% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CIFL | JSFB |
|---|---|---|
| ROE | 4.65% | 7.3% |
| ROCE | 9.62% | 4.41% |
| Net Margin | 7.41% | 10.42% |
| Operating Margin | 23.87% | 5.12% |
| Debt to Equity | 1.27x | 1.23x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | CIFL | JSFB |
|---|---|---|
| Promoter Holding | 72.59% | 16.87%▼ 0.07 pp |
| FII Holding | 0.02% | 5.1%▲ 1.09 pp |
| DII Holding | 0.03% | 16.29%▼ 0.06 pp |
| Public Holding | 27.37%▲ 0.01 pp | 61.74%▼ 0.96 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CAPITAL INDIA FINANCE and JANA SMALL FIN BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.