AYE vs JSFB: Stock Comparison

AYE FINANCE vs JANA SMALL FIN BANKUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

JANA SMALL FIN BANK is the larger company by market capitalisation. AYE FINANCE shows a higher ROE, a higher ROCE and a higher net margin, while JANA SMALL FIN BANK shows a lower P/E and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

AYE leads 4; JSFB leads 6 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

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AYEJSFB

Valuation lens

What price are you paying?

Market CapContext only
₹4,413 Cr
₹5,446 Cr
P/E RatioJSFB has the lower reading
22.78x
14.34x
P/B RatioJSFB has the lower reading
1.74x
1.22x
EPSJSFB has the higher reading
₹3.02
₹14.74
Book ValueContext only
₹102.63
₹608.24
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
JSFB is the larger company
₹5,446 Cr vs ₹4,413 Cr
P/E Ratio
JSFB has a lower P/E
14.34x vs 22.78x
P/B Ratio
JSFB has a lower P/B
1.22x vs 1.74x
EPS
JSFB has higher earnings per share
₹14.74 vs ₹3.02
Revenue Growth (TTM YoY)
JSFB has faster revenue growth
17.6% vs 0%
EPS Growth (TTM YoY)
JSFB has faster EPS growth
12.9% vs 0%
Qtr Profit Growth
JSFB has stronger quarterly profit growth
11.02% vs -61.52%
ROE
AYE has a higher ROE
13.57% vs 7.3%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricAYEJSFB
SectorFinancial Services
IndustryOther Bank

Price

MetricAYEJSFB
Live Price₹179.46₹516.85
Day Change0.76%0.41%
Volume6.07 L12.55 L
52-Week High₹197.29₹606.95
52-Week Low₹88.22₹330
Distance from 52W High-9.04%-14.84%

Valuation

MetricAYEJSFB
Market Cap₹4,413 Cr₹5,446 Cr
P/E Ratio22.78x14.34x
P/B Ratio1.74x1.22x
EPS₹3.02₹14.74
Book Value₹102.63₹608.24
Dividend Yield0%0%

Growth

MetricAYEJSFB
Revenue Growth (TTM YoY)0%17.6%
EPS Growth (TTM YoY)0%12.9%
Qtr Sales Growth-73.69%
Qtr Profit Growth-61.52%11.02%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricAYEJSFB
ROE13.57%7.3%
ROCE12.98%4.41%
Net Margin10.67%10.42%
Operating Margin46.44%5.12%
Debt to Equity1.56x1.23x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricAYEJSFB
Promoter Holding0.73%16.94% 4.91 pp
FII Holding15.7% 2.96 pp4.01% 0.3 pp
DII Holding19.75% 1.36 pp16.35% 0.08 pp
Public Holding63.81% 1.79 pp62.7% 5.13 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AYE FINANCE and JANA SMALL FIN BANK.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.