AYE vs JSFB: Stock Comparison
JANA SMALL FIN BANK is the larger company by market capitalisation. AYE FINANCE shows a higher ROE, a higher ROCE and a higher net margin, while JANA SMALL FIN BANK shows a lower P/E and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
AYE leads 5; JSFB leads 5 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | AYE | JSFB |
|---|---|---|
| Sector | — | Financial Services |
| Industry | — | Other Bank |
Price
| Metric | AYE | JSFB |
|---|---|---|
| Live Price | ₹132.8 | ₹390 |
| Day Change | -1.16% | -1.07% |
| Volume | 292 | 1,020 |
| 52-Week High | ₹197.29 | ₹606.95 |
| 52-Week Low | ₹88.22 | ₹330 |
| Distance from 52W High | -32.69% | -35.74% |
Valuation
| Metric | AYE | JSFB |
|---|---|---|
| Market Cap | ₹3,312 Cr | ₹4,133 Cr |
| P/E Ratio | 11.43x | 8.67x |
| P/B Ratio | 1.23x | 0.84x |
| EPS | ₹3.51 | ₹16.1 |
| Book Value | ₹102.63 | ₹459.53 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | AYE | JSFB |
|---|---|---|
| Revenue Growth (TTM YoY) | 0% | 17.6% |
| EPS Growth (TTM YoY) | 0% | 12.9% |
| Qtr Sales Growth | 7.75% | — |
| Qtr Profit Growth | 16.4% | 9.75% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | AYE | JSFB |
|---|---|---|
| ROE | 7.65% | 7.3% |
| ROCE | 10.44% | 4.41% |
| Net Margin | 10.67% | 10.42% |
| Operating Margin | 43.06% | 5.12% |
| Debt to Equity | 1.56x | 1.23x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | AYE | JSFB |
|---|---|---|
| Promoter Holding | — | 16.87%▼ 0.07 pp |
| FII Holding | 18.55%▲ 2.85 pp | 5.1%▲ 1.09 pp |
| DII Holding | 23.33%▲ 3.58 pp | 16.29%▼ 0.06 pp |
| Public Holding | 57.39%▼ 6.42 pp | 61.74%▼ 0.96 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: AYE FINANCE and JANA SMALL FIN BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.