HDBFS vs JSFB: Stock Comparison
HDB FINANCIAL SERVICES L is the larger company by market capitalisation. HDB FINANCIAL SERVICES L shows a higher ROE, a higher dividend yield and faster revenue growth, while JANA SMALL FIN BANK shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HDBFS leads 7; JSFB leads 4 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HDBFS | JSFB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Other Bank |
Price
| Metric | HDBFS | JSFB |
|---|---|---|
| Live Price | ₹675.2 | ₹523.4 |
| Day Change | -0.01% | -1.21% |
| Volume | 2.03 L | 2.51 L |
| 52-Week High | ₹801.1 | ₹606.95 |
| 52-Week Low | ₹555.3 | ₹330 |
| Distance from 52W High | -15.72% | -13.77% |
Valuation
| Metric | HDBFS | JSFB |
|---|---|---|
| Market Cap | ₹56,050 Cr | ₹5,562 Cr |
| P/E Ratio | 20.33x | 14.71x |
| P/B Ratio | 2.72x | 1.25x |
| EPS | ₹9.46 | ₹14.74 |
| Book Value | ₹248.85 | ₹633.41 |
| Dividend Yield | 0.59% | 0% |
Growth
| Metric | HDBFS | JSFB |
|---|---|---|
| Revenue Growth (TTM YoY) | 18.4% | 17.6% |
| EPS Growth (TTM YoY) | 35.7% | 12.9% |
| Qtr Sales Growth | 4.06% | — |
| Qtr Profit Growth | 4.6% | 11.02% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HDBFS | JSFB |
|---|---|---|
| ROE | 12.31% | 7.3% |
| ROCE | 9.55% | 4.41% |
| Net Margin | 28.92% | 10.42% |
| Operating Margin | 55.38% | 5.09% |
| Debt to Equity | 2.9x | 1.23x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | HDBFS | JSFB |
|---|---|---|
| Promoter Holding | 74.12% | 16.94%▼ 4.91 pp |
| FII Holding | 3.55%▲ 0.54 pp | 4.01%▼ 0.3 pp |
| DII Holding | 12.1%▼ 0.18 pp | 16.35%▲ 0.08 pp |
| Public Holding | 10.01%▼ 0.34 pp | 62.7%▲ 5.13 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDB FINANCIAL SERVICES L and JANA SMALL FIN BANK.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.