JSFB vs PML: Stock Comparison

JANA SMALL FIN BANK vs PAUL MERCHANTSUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

JANA SMALL FIN BANK is the larger company by market capitalisation. JANA SMALL FIN BANK shows a higher ROE, faster revenue growth and a higher ROCE, while PAUL MERCHANTS shows a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

JSFB leads 7; PML leads 1 of 9

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

JSFBPML

Valuation lens

What price are you paying?

Market CapContext only
₹5,446 Cr
₹150 Cr
P/E RatioSame reading
14.34x
P/B RatioSame reading
1.22x
EPSJSFB has the higher reading
₹14.74
₹2.8
Book ValueContext only
₹608.24
₹2,912.09
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
JSFB is the larger company
₹5,446 Cr vs ₹150 Cr
EPS
JSFB has higher earnings per share
₹14.74 vs ₹2.8
Revenue Growth (TTM YoY)
JSFB has faster revenue growth
17.6% vs 0%
EPS Growth (TTM YoY)
JSFB has faster EPS growth
12.9% vs 0%
Qtr Profit Growth
JSFB has stronger quarterly profit growth
11.02% vs -90.3%
ROE
JSFB has a higher ROE
7.3% vs 1.01%
ROCE
JSFB has a higher ROCE
4.41% vs 1.67%
Net Margin
PML has a higher net margin
12.96% vs 10.42%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricJSFBPML
SectorFinancial Services
IndustryOther Bank

Price

MetricJSFBPML
Live Price₹516.85₹482.45
Day Change0.41%-0.88%
Volume12.55 L301
52-Week High₹606.95₹645
52-Week Low₹330₹451.55
Distance from 52W High-14.84%-25.2%

Valuation

MetricJSFBPML
Market Cap₹5,446 Cr₹150 Cr
P/E Ratio14.34x
P/B Ratio1.22x
EPS₹14.74₹2.8
Book Value₹608.24₹2,912.09
Dividend Yield0%0%

Growth

MetricJSFBPML
Revenue Growth (TTM YoY)17.6%0%
EPS Growth (TTM YoY)12.9%0%
Qtr Sales Growth-2.45%
Qtr Profit Growth11.02%-90.3%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricJSFBPML
ROE7.3%1.01%
ROCE4.41%1.67%
Net Margin10.42%12.96%
Operating Margin5.12%0.95%
Debt to Equity1.23x0.01x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricJSFBPML
Promoter Holding16.94% 4.91 pp74.65%
FII Holding4.01% 0.3 pp0%
DII Holding16.35% 0.08 pp0%
Public Holding62.7% 5.13 pp25.35%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: JANA SMALL FIN BANK and PAUL MERCHANTS.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.