CENTRALBK vs PSB: Stock Comparison

Central Bank of India vs Punjab & Sind Bank

Live data: 23 July 2026, 4:08 PM IST • Source: NSE and company filings

Central Bank of India is the larger company by market capitalisation. Central Bank of India shows a lower P/E, a higher ROE and a higher dividend yield, while Punjab & Sind Bank shows a higher ROCE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Central Bank of India and Punjab & Sind Bank on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, CENTRALBK is more favourable on 7 of 12 scored metrics and PSB on 5These counts are context-free and are not an overall rating.

Key Differences

Market Cap
CENTRALBK is the larger company
₹28,041 Cr vs ₹17,157 Cr
P/E Ratio
CENTRALBK has a lower P/E
6.14x vs 12.34x
P/B Ratio
CENTRALBK has a lower P/B
0.72x vs 1.21x
EPS
CENTRALBK has higher earnings per share
₹5.04 vs ₹1.89
Dividend Yield
CENTRALBK has a higher dividend yield
4.33% vs 0.29%
Revenue Growth (TTM YoY)
CENTRALBK has faster revenue growth
44.8% vs 33.8%
EPS Growth (TTM YoY)
PSB has faster EPS growth
29.1% vs -35.4%
Qtr Sales Growth
CENTRALBK has stronger quarterly sales growth
12.1% vs -4.08%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCENTRALBKPSB
SectorFinancial ServicesFinancial Services
IndustryPublic Sector BankPublic Sector Bank

Price

MetricCENTRALBKPSB
Live Price₹30.95₹24.14
Day Change-0.74%-1.19%
Volume87.96 L9.14 L
52-Week High₹40.92₹32.46
52-Week Low₹29.32₹20.5
Distance from 52W High-24.36%-25.63%

Valuation

MetricCENTRALBKPSB
Market Cap₹28,041 Cr₹17,157 Cr
P/E Ratio6.14x12.34x
P/B Ratio0.72x1.21x
EPS₹5.04₹1.89
Book Value₹45.25₹19.77
Dividend Yield4.33%0.29%

Growth

MetricCENTRALBKPSB
Revenue Growth (TTM YoY)44.8%33.8%
EPS Growth (TTM YoY)-35.4%29.1%
Qtr Sales Growth12.1%-4.08%
Qtr Profit Growth-32.5%34.9%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCENTRALBKPSB
ROE11.8%9.62%
ROCE5.62%5.95%
Net Margin20.97%21.99%
Operating Margin61%68%
Debt to Equity12.8x11.5x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricCENTRALBKPSB
Promoter Holding89.27%93.85%
FII Holding0.75% 0.09 pp0.14% 0.01 pp
DII Holding4.82% 0.01 pp3.81% 0.1 pp
Public Holding5.16% 0.11 pp2.2% 0.1 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Central Bank of India and Punjab & Sind Bank.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.