CENTRALBK vs PSB: Stock Comparison
Central Bank of India vs Punjab & Sind Bank
Live data: 23 July 2026, 4:08 PM IST • Source: NSE and company filings
Central Bank of India is the larger company by market capitalisation. Central Bank of India shows a lower P/E, a higher ROE and a higher dividend yield, while Punjab & Sind Bank shows a higher ROCE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Side-by-side comparison of Central Bank of India and Punjab & Sind Bank on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CENTRALBK | PSB |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | CENTRALBK | PSB |
|---|---|---|
| Live Price | ₹30.95 | ₹24.14 |
| Day Change | -0.74% | -1.19% |
| Volume | 87.96 L | 9.14 L |
| 52-Week High | ₹40.92 | ₹32.46 |
| 52-Week Low | ₹29.32 | ₹20.5 |
| Distance from 52W High | -24.36% | -25.63% |
Valuation
| Metric | CENTRALBK | PSB |
|---|---|---|
| Market Cap | ₹28,041 Cr | ₹17,157 Cr |
| P/E Ratio | 6.14x | 12.34x |
| P/B Ratio | 0.72x | 1.21x |
| EPS | ₹5.04 | ₹1.89 |
| Book Value | ₹45.25 | ₹19.77 |
| Dividend Yield | 4.33% | 0.29% |
Growth
| Metric | CENTRALBK | PSB |
|---|---|---|
| Revenue Growth (TTM YoY) | 44.8% | 33.8% |
| EPS Growth (TTM YoY) | -35.4% | 29.1% |
| Qtr Sales Growth | 12.1% | -4.08% |
| Qtr Profit Growth | -32.5% | 34.9% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CENTRALBK | PSB |
|---|---|---|
| ROE | 11.8% | 9.62% |
| ROCE | 5.62% | 5.95% |
| Net Margin | 20.97% | 21.99% |
| Operating Margin | 61% | 68% |
| Debt to Equity | 12.8x | 11.5x |
Shareholding
As of Mar 2026 • change vs previous quarter| Metric | CENTRALBK | PSB |
|---|---|---|
| Promoter Holding | 89.27% | 93.85% |
| FII Holding | 0.75%▼ 0.09 pp | 0.14%▼ 0.01 pp |
| DII Holding | 4.82%▼ 0.01 pp | 3.81%▼ 0.1 pp |
| Public Holding | 5.16%▲ 0.11 pp | 2.2%▲ 0.1 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Central Bank of India and Punjab & Sind Bank.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

