CHOLAFIN vs LTF: Stock Comparison
Cholamandalam Investment and Finance Company Limited vs L&T Finance Limited
Live data: 6 August 2026, 4:08 PM IST • Source: NSE and company filings
Cholamandalam Investment and Finance Company Limited is the larger company by market capitalisation. Cholamandalam Investment and Finance Company Limited shows a higher ROE, a higher ROCE and a higher net margin, while L&T Finance Limited shows a lower P/E, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Side-by-side comparison of Cholamandalam Investment and Finance Company Limited and L&T Finance Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CHOLAFIN | LTF |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Investment Company |
Price
| Metric | CHOLAFIN | LTF |
|---|---|---|
| Live Price | ₹1,940 | ₹316.65 |
| Day Change | 3.19% | -0.55% |
| Volume | 26.44 L | 18.08 L |
| 52-Week High | ₹1,913 | ₹338.6 |
| 52-Week Low | ₹1,299.4 | ₹194.4 |
| Distance from 52W High | 1.41% | -6.48% |
Valuation
| Metric | CHOLAFIN | LTF |
|---|---|---|
| Market Cap | ₹1.65 L Cr | ₹79,825 Cr |
| P/E Ratio | 28.6x | 25.1x |
| P/B Ratio | 5.42x | 2.85x |
| EPS | ₹67.87 | ₹11.88 |
| Book Value | ₹357.48 | ₹112.09 |
| Dividend Yield | 0.07% | 1.71% |
Growth
| Metric | CHOLAFIN | LTF |
|---|---|---|
| Revenue Growth (TTM YoY) | 24.1% | 31.9% |
| EPS Growth (TTM YoY) | 29.1% | 26.4% |
| Qtr Sales Growth | 19.5% | 18.6% |
| Qtr Profit Growth | 30.6% | 26.8% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CHOLAFIN | LTF |
|---|---|---|
| ROE | 19.3% | 11.2% |
| ROCE | 9.7% | 8.4% |
| Net Margin | 31.68% | 27.7% |
| Operating Margin | 68.2% | 61.2% |
| Debt to Equity | 6.93x | 3.94x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | CHOLAFIN | LTF |
|---|---|---|
| Promoter Holding | 49.22%▼ 0.03 pp | 65.96%▼ 0.03 pp |
| FII Holding | 24.45%▼ 0.42 pp | 7.71%▲ 0.08 pp |
| DII Holding | 20.62%▲ 0.71 pp | 14.9% |
| Public Holding | 5.7%▼ 0.26 pp | 11.44%▼ 0.04 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Cholamandalam Investment and Finance Company Limited and L&T Finance Limited.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.