CHOLAFIN vs TEAMGTY: Stock Comparison

CHOLAMANDALAM IN & FIN CO vs TEAM INDIA GUARANTYUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

CHOLAMANDALAM IN & FIN CO is the larger company by market capitalisation. CHOLAMANDALAM IN & FIN CO shows a lower P/E, a higher ROE and a higher dividend yield, while TEAM INDIA GUARANTY shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

CHOLAFIN leads 9; TEAMGTY leads 3 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

CHOLAFINTEAMGTY

Valuation lens

What price are you paying?

Market CapContext only
₹1.52 L Cr
₹218 Cr
P/E RatioCHOLAFIN has the lower reading
26.23x
312.88x
P/B RatioTEAMGTY has the lower reading
4.98x
4.64x
EPSCHOLAFIN has the higher reading
₹19.43
₹1.04
Book ValueContext only
₹357.25
₹53.96
Dividend YieldCHOLAFIN has the higher reading
0.11%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
CHOLAFIN is the larger company
₹1.52 L Cr vs ₹218 Cr
P/E Ratio
CHOLAFIN has a lower P/E
26.23x vs 312.88x
P/B Ratio
TEAMGTY has a lower P/B
4.64x vs 4.98x
EPS
CHOLAFIN has higher earnings per share
₹19.43 vs ₹1.04
Dividend Yield
CHOLAFIN has a higher dividend yield
0.11% vs 0%
Revenue Growth (TTM YoY)
TEAMGTY has faster revenue growth
59.3% vs 24.1%
EPS Growth (TTM YoY)
CHOLAFIN has faster EPS growth
29.1% vs 0%
Qtr Sales Growth
CHOLAFIN has stronger quarterly sales growth
0.26% vs -48.53%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCHOLAFINTEAMGTY
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricCHOLAFINTEAMGTY
Live Price₹1,800₹238.5
Day Change2.01%1.49%
Volume15.1 L2,034
52-Week High₹1,952.5₹332.55
52-Week Low₹1,299.4₹210
Distance from 52W High-7.81%-28.28%

Valuation

MetricCHOLAFINTEAMGTY
Market Cap₹1.52 L Cr₹218 Cr
P/E Ratio26.23x312.88x
P/B Ratio4.98x4.64x
EPS₹19.43₹1.04
Book Value₹357.25₹53.96
Dividend Yield0.11%0%

Growth

MetricCHOLAFINTEAMGTY
Revenue Growth (TTM YoY)24.1%59.3%
EPS Growth (TTM YoY)29.1%0%
Qtr Sales Growth0.26%-48.53%
Qtr Profit Growth0.16%30.91%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCHOLAFINTEAMGTY
ROE17.18%1.48%
ROCE9.17%3.17%
Net Margin31.68%14.33%
Operating Margin68.73%25.01%
Debt to Equity5.14x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCHOLAFINTEAMGTY
Promoter Holding49.22% 0.03 pp74.92%
FII Holding24.45% 0.42 pp2.08%
DII Holding20.62% 0.71 pp0.05%
Public Holding5.7% 0.26 pp22.95%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CHOLAMANDALAM IN & FIN CO and TEAM INDIA GUARANTY.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.