CHOLAFIN vs TEAMGTY: Stock Comparison

Cholamandalam Investment and Finance Company Limited vs Team India Guaranty Ltd

Live data: 6 August 2026, 4:08 PM IST • Source: NSE and company filings

Cholamandalam Investment and Finance Company Limited is the larger company by market capitalisation. Cholamandalam Investment and Finance Company Limited shows a lower P/E, a higher dividend yield and a higher net margin, while Team India Guaranty Ltd shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Cholamandalam Investment and Finance Company Limited and Team India Guaranty Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, CHOLAFIN is more favourable on 6 of 8 scored metrics and TEAMGTY on 2These counts are context-free and are not an overall rating.

Key Differences

Market Cap
CHOLAFIN is the larger company
₹1.65 L Cr vs ₹205 Cr
P/E Ratio
CHOLAFIN has a lower P/E
28.6x vs 312.88x
P/B Ratio
TEAMGTY has a lower P/B
4.64x vs 5.42x
EPS
CHOLAFIN has higher earnings per share
₹67.87 vs ₹0.5
Dividend Yield
CHOLAFIN has a higher dividend yield
0.07% vs 0%
Revenue Growth (TTM YoY)
TEAMGTY has faster revenue growth
59.3% vs 24.1%
EPS Growth (TTM YoY)
CHOLAFIN has faster EPS growth
29.1% vs 0%
Net Margin
CHOLAFIN has a higher net margin
31.68% vs 14.33%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCHOLAFINTEAMGTY
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricCHOLAFINTEAMGTY
Live Price₹1,940₹223.8
Day Change3.19%-0.62%
Volume26.44 L67
52-Week High₹1,913₹332.55
52-Week Low₹1,299.4₹210
Distance from 52W High1.41%-32.7%

Valuation

MetricCHOLAFINTEAMGTY
Market Cap₹1.65 L Cr₹205 Cr
P/E Ratio28.6x312.88x
P/B Ratio5.42x4.64x
EPS₹67.87₹0.5
Book Value₹357.48
Dividend Yield0.07%0%

Growth

MetricCHOLAFINTEAMGTY
Revenue Growth (TTM YoY)24.1%59.3%
EPS Growth (TTM YoY)29.1%0%
Qtr Sales Growth19.5%
Qtr Profit Growth30.6%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCHOLAFINTEAMGTY
ROE19.3%
ROCE9.7%
Net Margin31.68%14.33%
Operating Margin68.2%-188%
Debt to Equity6.93x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCHOLAFINTEAMGTY
Promoter Holding49.22% 0.03 pp74.92%
FII Holding24.45% 0.42 pp2.08%
DII Holding20.62% 0.71 pp0.05%
Public Holding5.7% 0.26 pp22.95%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Cholamandalam Investment and Finance Company Limited and Team India Guaranty Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.