CHOLAFIN vs UGROCAP: Stock Comparison

Cholamandalam Investment and Finance Company Limited vs Ugro Capital Ltd

Live data: 6 August 2026, 4:08 PM IST • Source: NSE and company filings

Cholamandalam Investment and Finance Company Limited is the larger company by market capitalisation. Cholamandalam Investment and Finance Company Limited shows a higher ROE, a higher dividend yield and a higher net margin, while Ugro Capital Ltd shows a lower P/E and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Cholamandalam Investment and Finance Company Limited and Ugro Capital Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, CHOLAFIN is more favourable on 6 of 9 scored metrics and UGROCAP on 3These counts are context-free and are not an overall rating.

Key Differences

Market Cap
CHOLAFIN is the larger company
₹1.65 L Cr vs ₹1,495 Cr
P/E Ratio
UGROCAP has a lower P/E
8.94x vs 28.6x
P/B Ratio
UGROCAP has a lower P/B
0.51x vs 5.42x
EPS
CHOLAFIN has higher earnings per share
₹67.87 vs ₹11.3
Dividend Yield
CHOLAFIN has a higher dividend yield
0.07% vs 0%
Revenue Growth (TTM YoY)
UGROCAP has faster revenue growth
56% vs 24.1%
EPS Growth (TTM YoY)
CHOLAFIN has faster EPS growth
29.1% vs -17.5%
ROE
CHOLAFIN has a higher ROE
19.3% vs 6.02%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCHOLAFINUGROCAP
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricCHOLAFINUGROCAP
Live Price₹1,940₹96.16
Day Change3.19%0.41%
Volume26.44 L3.26 L
52-Week High₹1,913₹192.5
52-Week Low₹1,299.4₹80.12
Distance from 52W High1.41%-50.05%

Valuation

MetricCHOLAFINUGROCAP
Market Cap₹1.65 L Cr₹1,495 Cr
P/E Ratio28.6x8.94x
P/B Ratio5.42x0.51x
EPS₹67.87₹11.3
Book Value₹357.48₹187
Dividend Yield0.07%0%

Growth

MetricCHOLAFINUGROCAP
Revenue Growth (TTM YoY)24.1%56%
EPS Growth (TTM YoY)29.1%-17.5%
Qtr Sales Growth19.5%
Qtr Profit Growth30.6%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCHOLAFINUGROCAP
ROE19.3%6.02%
ROCE9.7%
Net Margin31.68%11.86%
Operating Margin68.2%61.6%
Debt to Equity6.93x3.71x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCHOLAFINUGROCAP
Promoter Holding49.22% 0.03 pp2.88% 0.89 pp
FII Holding24.45% 0.42 pp5.45% 16.88 pp
DII Holding20.62% 0.71 pp1.85% 0.17 pp
Public Holding5.7% 0.26 pp88.23% 15.83 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Cholamandalam Investment and Finance Company Limited and Ugro Capital Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.