CREDITACC vs FUSION: Stock Comparison
CREDITACCESS GRAMEEN is the larger company by market capitalisation. CREDITACCESS GRAMEEN shows a higher ROE and a higher net margin, while FUSION FINANCE shows a lower P/E, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
CREDITACC leads 5; FUSION leads 4 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | CREDITACC | FUSION |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Microfinance Institutions | Microfinance Institutions |
Price
| Metric | CREDITACC | FUSION |
|---|---|---|
| Live Price | ₹1,276.5 | ₹164.02 |
| Day Change | -1.9% | 0.02% |
| Volume | 75,640 | 74,108 |
| 52-Week High | ₹1,634 | ₹243 |
| 52-Week Low | ₹1,113 | ₹136.5 |
| Distance from 52W High | -21.88% | -32.5% |
Valuation
| Metric | CREDITACC | FUSION |
|---|---|---|
| Market Cap | ₹20,456 Cr | ₹2,648 Cr |
| P/E Ratio | 17.46x | 15.79x |
| P/B Ratio | 2.7x | 1.08x |
| EPS | ₹75.27 | ₹10.27 |
| Book Value | ₹489.54 | ₹151.87 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | CREDITACC | FUSION |
|---|---|---|
| Revenue Growth (TTM YoY) | 137.7% | 368.7% |
| EPS Growth (TTM YoY) | 616.2% | 0% |
| Qtr Sales Growth | 0% | 0% |
| Qtr Profit Growth | 0% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | CREDITACC | FUSION |
|---|---|---|
| ROE | 9.92% | 0.56% |
| ROCE | 7.61% | 8.22% |
| Net Margin | 32.01% | -7.97% |
| Operating Margin | 48.4% | 28.14% |
| Debt to Equity | 2.9x | 2.12x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | CREDITACC | FUSION |
|---|---|---|
| Promoter Holding | 0% | 1.94%▼ 0.21 pp |
| FII Holding | 13.48%▲ 0.54 pp | 4.77%▲ 0.03 pp |
| DII Holding | 12.67%▲ 0.08 pp | 15.25%▲ 0.83 pp |
| Public Holding | 7.63%▼ 0.61 pp | 25.79%▼ 0.64 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CREDITACCESS GRAMEEN and FUSION FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.