CUB vs J&KBANK: Stock Comparison

CITY UNION BANK vs J & K BANKUpdated 11 Sept 26, 4:08 PM ISTNSE & company filings

CITY UNION BANK is the larger company by market capitalisation. CITY UNION BANK shows a higher dividend yield and faster revenue growth, while J & K BANK shows a lower P/E, a higher ROE and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

CUB leads 5; J&KBANK leads 6 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

CUBJ&KBANK

Valuation lens

What price are you paying?

Market CapContext only
₹22,639 Cr
₹15,995 Cr
P/E RatioJ&KBANK has the lower reading
16.13x
6.94x
P/B RatioJ&KBANK has the lower reading
2.14x
0.97x
EPSJ&KBANK has the higher reading
₹3.86
₹3.89
Book ValueContext only
₹135.21
₹198.97
Dividend YieldCUB has the higher reading
0.88%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
CUB is the larger company
₹22,639 Cr vs ₹15,995 Cr
P/E Ratio
J&KBANK has a lower P/E
6.94x vs 16.13x
P/B Ratio
J&KBANK has a lower P/B
0.97x vs 2.14x
EPS
J&KBANK has higher earnings per share
₹3.89 vs ₹3.86
Dividend Yield
CUB has a higher dividend yield
0.88% vs 0%
Revenue Growth (TTM YoY)
CUB has faster revenue growth
23.6% vs 0%
EPS Growth (TTM YoY)
CUB has faster EPS growth
25.1% vs 0%
Qtr Profit Growth
CUB has stronger quarterly profit growth
6.4% vs 0.27%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCUBJ&KBANK
SectorFinancial ServicesFinancial Services
IndustryPrivate Sector BankPrivate Sector Bank

Price

MetricCUBJ&KBANK
Live Price₹227.32₹145.27
Day Change0.38%-0.34%
Volume16.29 L11.32 L
52-Week High₹248.85₹201.75
52-Week Low₹150.05₹97.35
Distance from 52W High-8.65%-28%

Valuation

MetricCUBJ&KBANK
Market Cap₹22,639 Cr₹15,995 Cr
P/E Ratio16.13x6.94x
P/B Ratio2.14x0.97x
EPS₹3.86₹3.89
Book Value₹135.21₹198.97
Dividend Yield0.88%0%

Growth

MetricCUBJ&KBANK
Revenue Growth (TTM YoY)23.6%0%
EPS Growth (TTM YoY)25.1%0%
Qtr Profit Growth6.4%0.27%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCUBJ&KBANK
ROE12.55%14.35%
ROCE19.04%19.61%
Net Margin33.88%34.32%
Operating Margin21.13%21.02%
Debt to Equity0.5x0.21x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricCUBJ&KBANK
Promoter Holding59.4%
FII Holding18.65% 4.72 pp9.38% 1.04 pp
DII Holding44.85% 4.11 pp7.84% 1.84 pp
Public Holding36.5% 0.61 pp23.38% 2.87 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: CITY UNION BANK and J & K BANK.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.