CITY UNION BANK Latest Share Price (CUB)
TODAY IN ONE LINE
CUB edged up 0.4% on light volume, in line with Nifty's -0.3% move.
With a market cap of ₹22,639.49 Cr., it trades at a P/E of 16.13. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
CITY UNION BANK flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 25.1% YoY
- ●Healthy Operating MarginsOPM is structurally strong at 21.1%
- ●Clean Asset QualityVery low Gross NPA of 1.73%
- ●Strong Capital AdequacyRobust CET-1 Ratio of 21.73%
- ●Positive Free Cash FlowFCF has been positive for 3 consecutive years
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●FII SellingFII holding decreased by 4.72% QoQ
Latest CITY UNION BANK News
What changed recently?
Recent events, corporate actions, and announcements.
CITY UNION BANK valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for CITY UNION BANK, framed against the sector median so the premium or discount is obvious at a glance.
CITY UNION BANK trades at a P/E of 16.13× and P/B of 2.14×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
CITY UNION BANK technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for CITY UNION BANK — derived from the latest tape, not yesterday's close.
CITY UNION BANK last traded at ₹227.32 with an intraday range of ₹223.69–₹231.85 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹227.32| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 247.87 | +20.55 | +9.04% |
| R3 | 239.71 | +12.39 | +5.45% |
| R2 | 235.78 | +8.46 | +3.72% |
| R1 | 231.55 | +4.23 | +1.86% |
| PIVOT | 227.62 | 0.30 | 0.13% |
| CURRENT | 227.32 | — | — |
| S1 | 223.39 | -3.93 | -1.73% |
| S2 | 219.46 | -7.86 | -3.46% |
| S3 | 215.23 | -12.09 | -5.32% |
| S4 | 207.07 | -20.25 | -8.91% |
CUB is trading Below CPR, indicating Bearishness
CPR is Narrower, suggesting likely for trending moves
Day's range: ₹223.69–₹227.83
Trading Inside opening range
CITY UNION BANK financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for CITY UNION BANK — consolidated or standalone — with margins, YoY growth and key ratios inline.
CITY UNION BANK reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹22,639.49 Cr. and reported EPS of ₹3.86.
CITY UNION BANK segment analysis : revenue and profit mix.
Disclosed business segments at CITY UNION BANK with their share of revenue and profit, switchable between consolidated and standalone reporting.
CITY UNION BANK discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for CITY UNION BANK.
Our AI distills the core fundamental drivers supporting CITY UNION BANK, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
CITY UNION BANK's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Latest quarterly EPS grew 24.9% YoY, demonstrating strong earnings acceleration.
TTM EPS grew 25.1% YoY, sustaining robust profitability momentum across periods.
Net profit margin 33.88% TTM significantly outperforms peer group benchmarks.
Forward P/E 10.63x trades well below sector median, indicating attractive valuation.
ROE 13.20% reflects efficient capital deployment and solid shareholder returns.
Key Risks.
Operating cash flow negative ₹11,435 Cr in FY26, signaling potential liquidity concerns.
Quarterly profit variance -71.15% YoY shows significant earnings volatility.
Dividend yield 0.85% modest, limiting appeal for income-focused investors.
Total debt ₹83,635 Cr represents 34% of market cap, elevated leverage for bank.
ROCE 6.74% remains below cost of capital, indicating suboptimal asset efficiency.
Flip Conditions.
Valuation risk. a P/E above 21 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
CITY UNION BANK peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — CITY UNION BANK is highlighted for quick read-across.
Quick Compare
Peer Comparison
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CITY UNION BANK chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for CITY UNION BANK — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
CITY UNION BANK delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for CITY UNION BANK over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in CITY UNION BANK stood at 28.6% of traded volume, against a 20-day average of 44.4%.
CITY UNION BANK announcements: results, concalls, ratings, M&A.
Filings CITY UNION BANK sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
CITY UNION BANK files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 227 documents below.
Amendment to AOA/MOA
City Union Bank Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company.
Analysts/Institutional Investor Meet/Con. Call Updates
City Union Bank Limited has informed the Exchange about outcome
Analysts/Institutional Investor Meet/Con. Call Updates
City Union Bank Limited has informed the Exchange about Schedule of meet
General Updates
City Union Bank Limited has informed the Exchange about Opening of New Branch
Analysts/Institutional Investor Meet/Con. Call Updates
City Union Bank Limited has informed the Exchange about utcome
Investor decks & rating reports.
CITY UNION BANK dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue CITY UNION BANK has declared, sequenced by announce and record date.
CITY UNION BANK corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About CITY UNION BANK: business, sector, key facts.
What CITY UNION BANK does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
CITY UNION BANK operates in the Private Sector Bank industry under the Financial Services sector, listed as NSE: CUB, BSE: 532210.
City Union Bank Limited (CUB) is an Indian banking institution offering a comprehensive range of financial products and services to both individual and corporate clients. Its operations are segmented into four key areas: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. This diversified approach allows CUB to cater to a wide spectrum of financial needs within the Indian market.
The Retail Banking segment focuses on individual customers, providing a variety of deposit options including savings and current accounts, along with several fixed deposit schemes tailored to different needs and investment goals. This segment also encompasses a broad portfolio of loan products, covering personal loans (consumer, education, home, and vehicle loans), agricultural loans, and gold loans. Supporting these offerings are additional services such as ATM access, debit/credit cards, and insurance products.
CUB's Corporate/Wholesale Banking division caters to the needs of businesses and corporations. This involves providing working capital loans, business loans, cash credit facilities, and various other financial instruments like bank guarantees and letters of credit. They also facilitate international trade through services such as export and import financing, remittances, and correspondent banking. Risk management solutions are also offered within this segment for treasury operations.
Beyond its core banking functions, CUB’s Treasury segment manages the bank's financial assets and liabilities, ensuring efficient liquidity and profitability. The "Other Banking Operations" segment encompasses a range of supplementary services including locker facilities, cash management solutions (such as payment to government and various electronic fund transfer systems), and technological services supporting efficient banking transactions. This also includes the maintenance and operation of its extensive branch network and ATM infrastructure.
In summary, City Union Bank Limited operates a robust and diversified banking model, serving a wide range of clients with a comprehensive suite of financial products and support services. Its long history and established presence in India contribute to its position within the competitive Indian banking landscape. The bank utilizes a network of branches, ATMs, and various technological solutions to ensure convenient and efficient access for its customers.
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Questions investors ask about CITY UNION BANK (CUB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of CITY UNION BANK (CUB)?
The current share price of CITY UNION BANK (CUB) is ₹227.32. Today, the stock has gained by ₹0.87 (0.38%), trading in a range of ₹223.69 to ₹231.85. The stock opened at ₹225.90 with a trading volume of 16,28,700 shares.
02Is CITY UNION BANK stock a good investment for long-term?
CITY UNION BANK can be considered for long-term investment based on several factors. The company has a market capitalization of ₹22,639.49 Cr., P/E ratio of 16.13, ROE of 12.55%, and ROCE of 19.04%. The dividend yield stands at 0.88%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of CITY UNION BANK stock?
The 52-week high price of CITY UNION BANK (CUB) is ₹248.85, while the 52-week low is ₹150.05. Currently trading at ₹227.32, the stock is 51.5% above its 52-week low and 8.65% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy CITY UNION BANK stock at the current price?
Whether to buy CITY UNION BANK stock at ₹227.32 depends on multiple factors. The stock is currently trading with a P/E ratio of 16.13 and P/B ratio of 2.14. Today's performance shows a gain of 0.38%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of CITY UNION BANK and when is the next dividend?
CITY UNION BANK offers a dividend yield of 0.88%, which means for every ₹100 invested at the current price of ₹227.32, you can expect to receive approximately ₹0.88 annually as dividends. The face value of the stock is ₹0.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of CITY UNION BANK?
CITY UNION BANK's key financial metrics include: P/E Ratio: 16.13, P/B Ratio: 2.14, ROE: 12.55%, ROCE: 19.04%, Dividend Yield: 0.88%, EPS: ₹3.86, Book Value: ₹135.21, and Debt-to-Equity: 0.5. The company's market cap stands at ₹22,639.49 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is CITY UNION BANK stock performing today in the market?
CITY UNION BANK stock opened at ₹225.90 and is currently trading at ₹227.32, showing a gain of ₹0.87 (0.38%). The intraday high is ₹231.85 and low is ₹223.69. The trading volume stands at 16,28,700 shares, indicating strong market participation today.
08What is the P/E ratio of CITY UNION BANK and what does it indicate?
CITY UNION BANK has a Price-to-Earnings (P/E) ratio of 16.13, which means investors are willing to pay 16.13 for every ₹1 of earnings. With an EPS of ₹3.86, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about CITY UNION BANK (CUB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.