RBL Bank
RBL Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for RBL Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
RBL Bank Ltd trades at a P/E of 26.04× and P/B of 1.36×, against the Financial Services sector median P/E of 17.67×.
Valuation
Profitability
Growth
Financial Health
RBL Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for RBL Bank Ltd, switchable between annual and quarterly views, consolidated or standalone.
RBL Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹23,074.1 Cr and reported EPS of ₹14.09.
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Other Income | 1,441 | 1,918 | 2,048 | 2,352 | 2,507 | 3,060 | 3,778 | 4,127 |
| Total Income | 7,743 | 10,697 | 10,610 | 10,796 | 12,056 | 15,454 | 17,819 | 18,464 |
| Profit Before Tax (PBT) | 1,298 | 747 | 712 | -207 | 1,221 | 1,349 | 696 | 1,106 |
| Tax Expense | 436 | 247 | 183 | -40 | 302 | 89 | -21 | 227 |
| Profit After Tax (PAT) | 861 | 500 | 529 | -166 | 920 | 1,260 | 717 | 879 |
| Earnings Per Share (EPS) | 20.10 | 9.83 | 8.85 | -2.77 | 15.34 | 20.82 | 11.80 | 14.22 |
| Diluted Shares Outstanding (Nos.) | 43 | 51 | 60 | 60 | 60 | 61 | 61 | 62 |
| +Banking Income | 7,743 | 10,697 | 10,610 | 10,796 | 12,056 | 15,454 | 17,819 | 18,464 |
| +Banking Expenses | 5,805 | 7,950 | 7,496 | 8,142 | 9,813 | 12,327 | 14,165 | 15,098 |
| +Asset Quality & Capital | 755 | 2,137 | 2,602 | 2,728 | — | — | — | — |
| +Additional Disclosures | 4 | — | — | — | — | — | — | — |
| Tax % | 34 | 33 | 26 | 20 | 25 | 7 | -3 | 21 |
| Profit Growth % | — | -41.93 | 5.86 | -131.38 | 653.44 | 37.01 | -43.09 | 22.59 |
RBL Bank segment analysis: revenue and profit mix.
Disclosed business segments at RBL Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
RBL Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
RBL Bank Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy RBL Bank Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
RBL Bank Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Robust revenue growth, 5-year CAGR 16.23%, quarterly 31.58% year-over-year.
Maintains a healthy operating profit margin of 14.72%, indicating efficient operations.
Attractive price-to-book value of 1.20, potentially indicating an undervalued asset.
Significant increase in DII holdings to 35.28% reflects growing institutional confidence.
Impressive 52-week stock return of 57.97% demonstrates strong market momentum.
What can break it.
Extremely low Return on Equity (ROE) of 1.76% signals inefficient capital utilization.
Zero promoter holding raises governance concerns and potential lack of insider commitment.
Significant quarterly profit decline of -16.90% raises concerns about recent performance.
Persistent negative cash flow per share indicates liquidity and operational challenges.
Elevated P/E ratio of 35.89 suggests potential overvaluation given current profitability.
What would change my mind.
Trim if P/E re-rates above 34 (~1.9× the sector multiple of 17.7). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Income thesis breaks if the dividend is cut or yield falls below 0.17%.
RBL Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — RBL Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
RBL Bank Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for RBL Bank Ltd — derived from the live tape, not yesterday's close.
RBL Bank Ltd last traded at ₹372.65 with an intraday range of ₹367.95–₹375.15 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹372.65| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 390.28 | +17.63 | +4.73% |
| R3 | 383.08 | +10.43 | +2.80% |
| R2 | 379.12 | +6.47 | +1.74% |
| R1 | 375.88 | +3.23 | +0.87% |
| PIVOT | 371.92 | -0.73 | -0.20% |
| CURRENT | 372.65 | — | — |
| S1 | 354.28 | -18.37 | -4.93% |
| S2 | 361.48 | -11.17 | -3.00% |
| S3 | 364.72 | -7.93 | -2.13% |
| S4 | 368.68 | -3.97 | -1.06% |
RBLBANK is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 368.2 ~ 375.15
Trading Above opening range, showing Bullishness
RBL Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for RBL Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in RBL Bank Ltd stood at 56.2% of traded volume, against a 20-day average of 35.6%.
RBL Bank announcements: results, concalls, ratings, M&A.
Filings RBL Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
RBL Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 301 documents below.
Copy of Newspaper Publication
RBL Bank Limited has informed the Exchange about Copy of Newspaper Publication
Public Announcement-Open Offer
J.P. Morgan India Pvt Ltd (Manager to the Open Offer) has informed to the Exchange regarding Disclosure of number of Equity Shares tendered in…
Updates
RBL Bank Limited has informed the Exchange regarding Grant of ESOPs.
Analysts/Institutional Investor Meet/Con. Call Updates
RBL Bank Limited has informed the Exchange about Schedule of meet
Public Announcement-Open Offer
J.P. Morgan India Pvt Ltd (Manager to the Open Offer) has informed to the Exchange regarding the updates on Open offer for acquisition of up to…
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
RBL Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue RBL Bank has declared, sequenced by announce and record date.
RBL Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About RBL Bank Ltd: business, sector, key facts.
What RBL Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
RBL Bank Ltd operates in the Financial Services, listed as NSE: RBLBANK, BSE: 540065.
RBL Bank is a scheduled commercial bank operating in India, offering a diverse range of financial services across various segments. These segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations, catering to a broad spectrum of individual and business clients.
On the retail banking side, RBL Bank provides a comprehensive suite of products and services for individual customers. This includes various account types (savings, salary, current, etc.), deposit options (fixed, recurring, smart deposits), and investment schemes. Loan offerings are extensive, encompassing housing, personal, business, auto, education, and agricultural loans, along with overdrafts and loans secured against assets like gold and property. Furthermore, they offer insurance products (life, general, health), investment services (e-ASBA, National Pension System), and Demat accounts, demonstrating a commitment to comprehensive financial solutions for individuals.
For corporate and wholesale clients, RBL Bank delivers a robust array of services. This includes corporate finance, investment banking (mergers and acquisitions advisory, private equity capital advisory), project and infrastructure finance, structured finance, and real estate financing. Their cash management solutions encompass trade and remittance services, and supply chain finance. Financial markets and treasury products, such as capital markets, forex, and bullion trading, further broaden their offerings to large businesses. Specialized services like agribusiness and NRI banking further cater to specific client needs.
Beyond traditional banking, RBL Bank provides a range of convenient digital services. These include online tax and bill payments, mobile and digital banking, various card options (debit, credit, prepaid), and remittance services. They also offer merchant acquiring services and payment gateway solutions. Their commitment to financial inclusion is evident through developmental banking and services such as business correspondent branches, aiming to reach underserved populations.
In summary, RBL Bank’s business model is multifaceted, combining traditional banking services with a focus on digital solutions and specialized offerings for corporate and individual clients. Their extensive network of branches and ATMs ensures widespread accessibility across India, solidifying their position within the competitive Indian banking landscape.
Questions investors ask about RBL Bank Ltd (RBLBANK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of RBL Bank Ltd (RBLBANK)?
The current share price of RBL Bank Ltd (RBLBANK) is ₹372.65. Today, the stock has gained by ₹6.80 (1.86%), trading in a range of ₹367.95 to ₹375.15. The stock opened at ₹370 with a trading volume of 83,31,313 shares.
02Is RBL Bank Ltd stock a good investment for long-term?
RBL Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹23,074.1 crores, P/E ratio of 26.04, ROE of 0.00%, and ROCE of 6.06%. The dividend yield stands at 0.33%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of RBL Bank Ltd stock?
The 52-week high price of RBL Bank Ltd (RBLBANK) is ₹368.45, while the 52-week low is ₹214.04. Currently trading at ₹372.65, the stock is 102.7% away from its 52-week low and -1.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy RBL Bank Ltd stock at the current price?
Whether to buy RBL Bank Ltd stock at ₹372.65 depends on multiple factors. The stock is currently trading with a P/E ratio of 26.04 and P/B ratio of 1.36. Today's performance shows a gain of 1.86%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of RBL Bank Ltd and when is the next dividend?
RBL Bank Ltd offers a dividend yield of 0.33%, which means for every ₹100 invested at the current price of ₹372.65, you can expect to receive approximately ₹0.33 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of RBL Bank Ltd?
RBL Bank Ltd's key financial metrics include: P/E Ratio: 26.04, P/B Ratio: 1.36, ROE: 0.00%, ROCE: 6.06%, Dividend Yield: 0.33%, EPS: ₹14.09, Book Value: ₹270.57, and Debt-to-Equity: 0.00. The company's market cap stands at ₹23,074.1 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is RBL Bank Ltd stock performing today in the market?
RBL Bank Ltd stock opened at ₹370 and is currently trading at ₹372.65, showing a gain of ₹6.80 (1.86%). The intraday high is ₹375.15 and low is ₹367.95. The trading volume stands at 83,31,313 shares, indicating strong market participation today.
08What is the P/E ratio of RBL Bank Ltd and what does it indicate?
RBL Bank Ltd has a Price-to-Earnings (P/E) ratio of 26.04, which means investors are willing to pay ₹26.04 for every ₹1 of earnings. With an EPS of ₹14.09, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about RBL Bank Ltd (RBLBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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