IndusInd Bank
IndusInd Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for IndusInd Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
IndusInd Bank Ltd trades at a P/E of 80.54× and P/B of 1.09×, against the Financial Services sector median P/E of 17.67×.
Valuation
Profitability
Growth
Financial Health
IndusInd Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for IndusInd Bank Ltd, switchable between annual and quarterly views, consolidated or standalone.
IndusInd Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹72,717.87 Cr and reported EPS of ₹11.38.
| Period | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Other Income | 6,953 | 6,501 | 7,408 | 8,173 | 9,396 | 7,690 | 7,229 |
| Total Income | 35,736 | 35,501 | 38,230 | 44,541 | 55,144 | 56,358 | 53,480 |
| Profit Before Tax (PBT) | 6,177 | 3,929 | 6,433 | 9,932 | 11,979 | 3,526 | 1,210 |
| Tax Expense | 1,719 | 1,000 | 1,628 | 2,489 | 3,002 | 950 | 321 |
| Profit After Tax (PAT) | 4,458 | 2,930 | 4,805 | 7,443 | 8,977 | 2,575 | 889 |
| Earnings Per Share (EPS) | 64.28 | 37.89 | 62.03 | 95.93 | 115.34 | 33.06 | 11.41 |
| Diluted Shares Outstanding (Nos.) | 69 | 77 | 77 | 78 | 78 | 78 | 78 |
| +Banking Income | 35,736 | 35,501 | 38,230 | 44,541 | 55,144 | 56,358 | 53,480 |
| +Banking Expenses | 24,907 | 23,629 | 25,132 | 30,122 | 39,280 | 45,697 | 44,300 |
| +Asset Quality & Capital | 5,147 | 5,795 | 5,517 | 5,826 | 6,693 | 11,046 | 11,095 |
| +Additional Disclosures | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 28 | 25 | 25 | 25 | 25 | 27 | 27 |
| Profit Growth % | — | -34.28 | 63.99 | 54.92 | 20.61 | -71.31 | -65.47 |
IndusInd Bank segment analysis: revenue and profit mix.
Disclosed business segments at IndusInd Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
IndusInd Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
IndusInd Bank Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy IndusInd Bank Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
IndusInd Bank Ltd's investment case rests on 7 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
IndusInd Bank boasts a significant market capitalization of ₹62,910 crore, indicating substantial investor interest and confidence in the bank's future prospects and potential for growth.
The bank exhibits a healthy operating profit margin (OPM) of 46.90%, suggesting efficiency in core operations and potential for improved profitability once current challenges are effectively addressed.
With a Price to Book Value of 0.97, the bank appears potentially undervalued relative to its assets, which could present an attractive investment opportunity for value-oriented investors.
Strong institutional confidence is reflected by FIIs holding 34.32% and DIIs holding 31.57% as of Sep 2025, signaling belief in the bank's long-term growth trajectory and stability.
The consistent increase in FII holding to 34.32% by Sep 2025 suggests growing foreign investor confidence, potentially driving future stock price appreciation and capital inflow.
What can break it.
The recent quarterly profit witnessed a sharp decline of -133.00%, resulting in a net loss of ₹-437 crore, raising concerns about the bank's short-term financial performance and profitability.
IndusInd Bank's high debt-to-equity ratio of 7.17 indicates a substantial reliance on debt financing, which could pose risks during economic downturns or periods of increased interest rates.
The relatively low Return on Equity (ROE) of 4.02% suggests that the bank's ability to generate profits from its shareholders' investments is comparatively lower than its peers.
Promoter holding at 15.82% as of Sep 2025 is relatively low, which might raise concerns about potential governance issues and vulnerability to market fluctuations.
The bank reported a negative Earnings Per Share (EPS) of -9.75, indicating a loss per share, which is a significant concern for profitability and shareholder value generation.
What would change my mind.
Trim if P/E re-rates above 105 (~5.9× the sector multiple of 17.7). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
IndusInd Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — IndusInd Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
IndusInd Bank Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for IndusInd Bank Ltd — derived from the live tape, not yesterday's close.
IndusInd Bank Ltd last traded at ₹933.2 with an intraday range of ₹923.1–₹953.5 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹933.20| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1010.90 | +77.70 | +8.33% |
| R3 | 980.50 | +47.30 | +5.07% |
| R2 | 967.00 | +33.80 | +3.62% |
| R1 | 950.10 | +16.90 | +1.81% |
| PIVOT | 936.60 | 3.40 | 0.36% |
| CURRENT | 933.20 | — | — |
| S1 | 858.90 | -74.30 | -7.96% |
| S2 | 889.30 | -43.90 | -4.70% |
| S3 | 906.20 | -27.00 | -2.89% |
| S4 | 919.70 | -13.50 | -1.45% |
INDUSINDBK is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: 923.1 ~ 939.45
Trading Above opening range, showing Bullishness
IndusInd Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for IndusInd Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in IndusInd Bank Ltd stood at 40.0% of traded volume, against a 20-day average of 42.6%.
IndusInd Bank announcements: results, concalls, ratings, M&A.
Filings IndusInd Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
IndusInd Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 267 documents below.
Copy of Newspaper Publication
IndusInd Bank Limited has informed the Exchange about Copy of Newspaper Publication
Copy of Newspaper Publication
Indusind Bank Limited has informed the Exchange about Special Window for Re-lodgement of Transfer Requests of Physical Shares Copy of Newspaper…
News Verification
The Exchange has sought clarification from Indusind Bank Limited with respect to recent news item captioned IndusInd Bank share falls over 2% after…
News Verification
The Exchange has sought clarification from Indusind Bank Limited with respect to recent news item captioned IndusInd Bank share falls over 2% after…
ESOP/ESOS/ESPS
Indusind Bank Limited has informed the Exchange regarding Exercise of 21760 Options.
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Analysts/Institutional Investor Meet/Con. Call Updates
IndusInd Bank insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in IndusInd Bank as reported to SEBI — buying and selling signals from the people who know the business best.
IndusInd Bank insider activity below tracks 1 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| INDUSIND LIMITED | Insider | 20 Dec 2024 | buy | +63.22 L | ₹588.49 Cr | ₹930.90 |
IndusInd Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue IndusInd Bank has declared, sequenced by announce and record date.
IndusInd Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About IndusInd Bank Ltd: business, sector, key facts.
What IndusInd Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
IndusInd Bank Ltd operates in the Financial Services, listed as NSE: INDUSINDBK, BSE: 532187.
IndusInd Bank Limited is a diverse Indian banking institution offering a wide range of financial products and services to a broad customer base. This includes individuals, Non-Resident Indians (NRIs), businesses of all sizes, corporations, and governmental and financial institutions. Their operations are categorized into four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations, each contributing to their comprehensive financial services portfolio.
The Retail Banking segment caters to individual customers with a variety of deposit options. These include savings, current, and various term deposit accounts tailored to different needs and age groups (e.g., senior citizen schemes, young saver deposits). They also offer a comprehensive suite of loan products, covering personal needs like home, auto, and personal loans, as well as business-related financing such as commercial vehicle loans, MSME loans, and credit facilities for merchants and retailers. Furthermore, credit cards and insurance products (health, life, general, and card protection) are available to individual customers.
Corporate/Wholesale Banking focuses on larger entities. Services include various transaction banking solutions, such as letters of credit, structured trade finance, and cash management services. They provide financing for significant projects (project finance), supply chain financing, and offer advisory services encompassing investment strategies, mergers and acquisitions, and other financial guidance. This segment also handles real estate developer financing and bullion services, catering to the needs of larger corporations and institutions.
The Treasury segment manages the bank's financial resources, overseeing investments and risk management. Other Banking Operations encompasses a broader array of services, including international transactions like remittances, foreign exchange services (forex), and correspondent banking relationships with other financial institutions. They also facilitate access to investment products such as mutual funds, demat accounts, and gold bonds for both individual and corporate clients. The bank's commitment extends to financial inclusion, providing banking services to underserved populations.
In summary, IndusInd Bank's business model is built upon a multifaceted approach, delivering a complete spectrum of financial services to a diverse clientele. Their diverse product offerings, spanning from basic deposit and loan services to sophisticated corporate finance and advisory solutions, positions them as a major player in the Indian banking landscape.
Questions investors ask about IndusInd Bank Ltd (INDUSINDBK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of IndusInd Bank Ltd (INDUSINDBK)?
The current share price of IndusInd Bank Ltd (INDUSINDBK) is ₹933.2. Today, the stock has gained by ₹15.85 (1.73%), trading in a range of ₹923.1 to ₹953.5. The stock opened at ₹926 with a trading volume of 30,37,001 shares.
02Is IndusInd Bank Ltd stock a good investment for long-term?
IndusInd Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹72,717.87 crores, P/E ratio of 80.54, ROE of 1.36%, and ROCE of 6.47%. The dividend yield stands at 0.16%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of IndusInd Bank Ltd stock?
The 52-week high price of IndusInd Bank Ltd (INDUSINDBK) is ₹968.85, while the 52-week low is ₹710.6. Currently trading at ₹933.2, the stock is 86.2% away from its 52-week low and 3.7% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy IndusInd Bank Ltd stock at the current price?
Whether to buy IndusInd Bank Ltd stock at ₹933.2 depends on multiple factors. The stock is currently trading with a P/E ratio of 80.54 and P/B ratio of 1.09. Today's performance shows a gain of 1.73%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of IndusInd Bank Ltd and when is the next dividend?
IndusInd Bank Ltd offers a dividend yield of 0.16%, which means for every ₹100 invested at the current price of ₹933.2, you can expect to receive approximately ₹0.16 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of IndusInd Bank Ltd?
IndusInd Bank Ltd's key financial metrics include: P/E Ratio: 80.54, P/B Ratio: 1.09, ROE: 1.36%, ROCE: 6.47%, Dividend Yield: 0.16%, EPS: ₹11.38, Book Value: ₹844.19, and Debt-to-Equity: 0.00. The company's market cap stands at ₹72,717.87 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is IndusInd Bank Ltd stock performing today in the market?
IndusInd Bank Ltd stock opened at ₹926 and is currently trading at ₹933.2, showing a gain of ₹15.85 (1.73%). The intraday high is ₹953.5 and low is ₹923.1. The trading volume stands at 30,37,001 shares, indicating strong market participation today.
08What is the P/E ratio of IndusInd Bank Ltd and what does it indicate?
IndusInd Bank Ltd has a Price-to-Earnings (P/E) ratio of 80.54, which means investors are willing to pay ₹80.54 for every ₹1 of earnings. With an EPS of ₹11.38, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about IndusInd Bank Ltd (INDUSINDBK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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