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The Karnataka Bank

The Karnataka Bank Share Price Today (KTKBANK)

TechnicalsTV Chart
284.75
6.00−2.06%
Overall Score56/100
Day range283
₹284.75
295
52-week169
₹284.75
293
Above low+68.4%
Below high2.6%
Range position94%
Open293.00
Prev Close290.75
Bid284.731.6K
Ask284.781.0K

TODAY IN ONE LINE

KTKBANK fell 2.1% on above-average volume (1.8x avg), lagging Nifty's 0.3% move.

With a market cap of ₹10,771.23 Cr., it trades at a P/E of 7.66. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume4.1M+55%vs 20D avg
Market Cap₹10,771.23 Cr.
PromoterNot applicable
Face Value₹10
Fwd P/E6.84
PEG0.29
EV/EBITDA0.42
P/S3.16
ROA1.05%
Beta0.99
Div Payout14.16%
THE STOCK SCORE
Overall Score56/100
Updated 31 Jul

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

The Karnataka Bank flags & news 

Key strengths, potential risks, and recent updates.

6 green flags🚩 2 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 61.5% YoY
  • Healthy Operating MarginsOPM is structurally strong at 67.9%
  • Reasonable ValuationTrading at a moderate P/E of 7.9x
  • Steady Dividend YieldReliable 1.87% dividend yield
  • Strong Capital AdequacyRobust CET-1 Ratio of 18.68%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Sales ContractionQuarterly sales dropped 0.1% YoY
  • FII SellingFII holding decreased by 1.06% QoQ

Latest The Karnataka Bank News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

The Karnataka Bank Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for The Karnataka Bank Limited, framed against the sector median so the premium or discount is obvious at a glance.

The Karnataka Bank Limited trades at a P/E of 7.66× and P/B of 0.83×.

Key MetricsMarket + reported · 31 Jul 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹10,771.23 Cr.
P/E Ratio
7.66
P/B Ratio
0.83
EPS
₹35.3
Profitability

Profitability

ROE
10.4%
ROCE
6.06%
Net Margin
28.99%
Op Margin
67.9%
Growth

Growth

EPS YoY
61.5%
Revenue YoY
-1.7%
Qtr Sales
-0.05%
Qtr Profit
61.6%
Financial Health

Financial Health

Book Value
₹349.84
Div Yield
1.87%
Promoter Holding
Not applicable
Technicals

The Karnataka Bank Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for The Karnataka Bank Limited — derived from the live tape, not yesterday's close.

The Karnataka Bank Limited last traded at ₹284.75 with an intraday range of ₹283.1–₹295.4 — live indicator, pivot and CPR signals below.

Last updated: 31 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹284.75
LevelPrice (₹)Distance% Δ
R4317.00+32.25+11.33%
R3304.70+19.95+7.01%
R2300.05+15.30+5.37%
R1292.40+7.65+2.69%
PIVOT287.753.001.05%
CURRENT284.75
S1280.10-4.65-1.63%
S2275.45-9.30-3.27%
S3267.80-16.95-5.95%
S4255.50-29.25-10.27%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 286.25P: 287.75TC: 289.25
R1
R2
R3
R4
indicator
LTP: 284.75
PDH: 292.50
PDL: 279.00
● Market Sentiment

KTKBANK is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 290.7295.4

● Price Position

Trading Inside opening range

Financials

The Karnataka Bank Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for The Karnataka Bank Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

The Karnataka Bank Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹10,771.23 Cr. and reported EPS of ₹35.30.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
9,014
8,918
1.1%
Other Income1,270
1,403
10.5%
Total Income10,283
10,321
0.4%
Net Interest Income (NII)Derived3,310
3,119
5.8%
8,456
8,346
1.3%
Profit Before Tax (PBT)1,641
1,658
1.0%
Tax Expense368
348
5.6%
Effective Tax %Derived22.44%
20.96%
Total Profit for Period1,273
1,311
3.0%
Net Profit (Owner's PAT)Derived1,273
1,311
3.0%
PAT Growth YoY %Derived-2.58%
2.98%
Earnings Per Share (EPS ₹)33.68
34.66
2.9%
Diluted Shares Outstanding (Cr)38
38
0.1%
2,402
2,321
3.4%
PAT CAGR · 3Y
+3.6%
PAT CAGR · 5Y
+22.1%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

The Karnataka Bank segment analysis : revenue and profit mix.

Disclosed business segments at The Karnataka Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.

The Karnataka Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for The Karnataka Bank Limited.

Our AI distills the core fundamental drivers supporting The Karnataka Bank Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

The Karnataka Bank Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Low P/E of 7.87x trades 51% below banking sector peer median, signaling deep undervaluation.

  • Net profit margin of 28.99% ranks top-tier among peers, demonstrating superior profitability efficiency.

  • Price-to-book ratio of 0.77x trades below intrinsic value, attractive for value-focused investors.

  • Fortress balance sheet with debt-to-equity of 0.0863x ensures minimal financial distress risk.

  • Dividend yield of 1.87% provides steady income stream for long-term shareholders seeking returns.

bear case

Key Risks.

  • Latest quarterly EPS grew 61.6% YoY, yet quarterly sales fell 0.05% YoY—earnings growth driven by cost cuts.

  • TTM revenue declined 1.7% YoY, indicating contraction in core banking operations despite profit growth.

  • ROE of 10.40% and ROCE of 6.06% lag peer benchmarks, signaling suboptimal capital allocation efficiency.

  • FII holdings fell from 22.7% to 14.6%, reflecting weakening foreign institutional investor confidence.

  • Market cap of ₹0.11 LCr ranks smallest among peers, limiting scale, liquidity, and analyst coverage.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 10 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

The Karnataka Bank shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in The Karnataka Bank — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

DII15.75%0.41%
FII13.10%1.31%
Public71.15%0.90%

Ownership Distribution

Domestic Institutions
15.75%
Foreign Institutions
13.10%
Retail & Public
71.15%

Category Trends

Foreign Institutions Breakdown
Total Holding: 13.10%
Net Change: +1.31%
Category Total13.10%
Total Holding13.10%
Net Change+1.31%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 0.00%, but category aggregate is 13.10%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
ACADIAN EMERGING MARKETS SMALL CAP EQUITY
0.00%
0.00%
0.00%
Jun 2026
Acadian Emerging Markets Small Cap Equity Fund, Llc
0.00%
0.00%
0.00%
Jun 2026
Government Pension Fund Global
0.00%
0.00%
0.00%
Jun 2026
LSV EMERGING MARKETS EQUITY FUND LP
0.00%
0.00%
0.00%
Jun 2026
Morgan Stanley Mauritius Company Limited
0.00%
0.00%
0.00%
Jun 2026
Polar Capital Funds Plc - Emerging Market Stars Fund
0.00%
0.00%
0.00%
Jun 2026
STATE STREET EMERGING MARKETS SMALL CAP ACTIVE NON-LENDING QIB COMMON
0.00%
0.00%
0.00%
Jun 2026
STATE STREET EMERGING MARKETS SMALL CAP ACTIVE NON-LENDING QIB COMMON TRUST FUND
0.00%
0.00%
0.00%
Jun 2026
ZEAL GLOBAL OPPORTUNITIES FUND
0.00%
0.00%
0.00%
Jun 2026
ZINNIA GLOBAL FUND PCC - CELL DEWCAP FUND
0.00%
0.00%
0.00%
Jun 2026
Peers

The Karnataka Bank Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — The Karnataka Bank Limited is highlighted for quick read-across.

09 · Chart Patterns

The Karnataka Bank Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for The Karnataka Bank Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on KTKBANK
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full KTKBANK pattern history & scanner →
Delivery Conviction

The Karnataka Bank Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for The Karnataka Bank Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in The Karnataka Bank Limited stood at 40.8% of traded volume, against a 20-day average of 52.7%.

Avg Delivery (20D)52.7%-12.0 ppt latest vs avg
Highest Delivery63%on 21 Jul
Avg Volume (20D)26.29 L20-day run-rate
Conviction Trend↓ Weakening-12.0 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

The Karnataka Bank announcements: results, concalls, ratings, M&A.

Filings The Karnataka Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

The Karnataka Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 209 documents below.

  1. 22 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    The Karnataka Bank Limited has informed the Exchange about Schedule of meet

  2. 20 Jul 2026Press ReleaseView PDF

    Press Release

    The Karnataka Bank Limited has informed the Exchange regarding a press release dated July 20, 2026, titled "Karnataka Bank appoints Dr. M Aruna Shyam…

  3. 18 Jul 2026AppointmentView PDF

    Appointment

    The Karnataka Bank Limited has informed the Exchange regarding Appointment of Mr Aruna Shyam as Non- Executive Independent Director of the company…

  4. 16 Jul 2026General UpdatesView PDF

    General Updates

    The Karnataka Bank Limited has informed the Exchange about allotment of equity shares pursuant to exercise of vested stock options under the…

  5. 15 Jul 2026Press ReleaseView PDF

    Press Release

    The Karnataka Bank Limited has informed the Exchange regarding a press release dated July 15, 2026, titled "Karnataka Bank announces joining of Mrs.…

Corporate Actions

The Karnataka Bank dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue The Karnataka Bank has declared, sequenced by announce and record date.

The Karnataka Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About The Karnataka Bank Limited: business, sector, key facts.

What The Karnataka Bank Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

The Karnataka Bank Limited operates in the Private Sector Bank industry under the Financial Services sector, listed as NSE: KTKBANK, BSE: 532652.

KTKBANK
Financial Services

The Karnataka Bank Limited

NSE · KTKBANK·BSE · 532652·www.karnatakabank.bank.in

Karnataka Bank Limited (KTKBANK) is a prominent Indian banking institution established in 1924 and headquartered in Mangalore. The bank offers a comprehensive suite of banking and financial services across various segments, catering to both corporate and individual clients.

The bank's Corporate/Wholesale Banking segment focuses on providing a range of financial solutions to businesses. This includes term loans, working capital facilities, foreign exchange services, structured finance, and trade financing products, designed to support various corporate needs and growth strategies. They offer tailored solutions to meet the specific requirements of different sized corporations.

Retail banking forms a significant part of KTKBANK's operations. This segment offers a diverse portfolio of loans tailored to individuals, encompassing home loans, auto loans, personal loans, and education loans. They also provide loans against existing assets such as term deposits, securities, and gold. Furthermore, they extend credit to small businesses and agricultural enterprises through dedicated schemes like KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, and KBL Mahila Udyog, specifically supporting women entrepreneurs.

KTKBANK's Treasury segment plays a crucial role in managing the bank's financial resources. This involves managing statutory reserves (SLR and CRR), liquidity management, investment and trading activities, and foreign exchange operations. Their investment portfolio includes sovereign debt, fixed-income securities, mutual funds, and other financial instruments. Active trading in debt and equity securities, as well as foreign exchange, is also a core function of this segment.

Beyond core banking activities, the Other Banking Operations segment provides ancillary services enhancing customer convenience and experience. These include depository services, online trading platforms, locker and safe custody facilities, bill payment services, and various digital banking channels such as internet and mobile banking, along with FASTag services. The bank also distributes insurance products, adding another layer to its offerings.

In summary, KTKBANK operates across multiple segments, offering a wide spectrum of financial products and services through both physical branches and digital platforms. Their integrated approach ensures a comprehensive banking experience, addressing the needs of diverse customer segments within the Indian market.

company facts
Employees
SectorFinancial Services
HeadquartersMangalore, India
Market Cap₹10,771.23 Cr.
Listed OnNSE
leadership23 on record
Dr. Devarayasamudram Ravindran
Non-Executive Independent Director
Justice Arakalgud Chandrashekar
Non-Executive Independent Director
Mr. Abhishek Bagchi
Chief Financial Officer
Mr. Balakrishna Shettwalli
Non-Executive Independent Director
Mr. Balebail Ashok
Non-Executive Non-Independent Director
Mr. B. Anantha Padmanabha
Head of Special Projects
Mr. B. S. Raja
Chief Operating Officer
Mr. Harish Visweswara
Additional Non-Executive Independent Director
Mr. Jeevandas Narayan
Non-Executive Independent Director
Mr. Kalmanje Acharya
Non-Executive Independent Director
Mr. K. Kannan
GM & Chief Information Security Officer
Mr. Nagaraja Upadhyaya B.
GM & Head of Credit Monitoring Department
§ ∞ · Plainly Answered

Questions investors ask about The Karnataka Bank Limited (KTKBANK).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of The Karnataka Bank Limited (KTKBANK)?

The current share price of The Karnataka Bank Limited (KTKBANK) is ₹284.75. Today, the stock has declined by ₹6.00 (2.06%), trading in a range of ₹283.1 to ₹295.4. The stock opened at ₹293 with a trading volume of 40,82,393 shares.

02Is The Karnataka Bank Limited stock a good investment for long-term?

The Karnataka Bank Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹10,771.23 crores, P/E ratio of 7.66, ROE of 10.40%, and ROCE of 6.06%. The dividend yield stands at 1.87%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of The Karnataka Bank Limited stock?

The 52-week high price of The Karnataka Bank Limited (KTKBANK) is ₹292.5, while the 52-week low is ₹169.12. Currently trading at ₹284.75, the stock is 93.7% away from its 52-week low and 2.6% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy The Karnataka Bank Limited stock at the current price?

Whether to buy The Karnataka Bank Limited stock at ₹284.75 depends on multiple factors. The stock is currently trading with a P/E ratio of 7.66 and P/B ratio of 0.83. Today's performance shows a loss of 2.06%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of The Karnataka Bank Limited and when is the next dividend?

The Karnataka Bank Limited offers a dividend yield of 1.87%, which means for every ₹100 invested at the current price of ₹284.75, you can expect to receive approximately ₹1.87 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of The Karnataka Bank Limited?

The Karnataka Bank Limited's key financial metrics include: P/E Ratio: 7.66, P/B Ratio: 0.83, ROE: 10.40%, ROCE: 6.06%, Dividend Yield: 1.87%, EPS: ₹35.30, Book Value: ₹349.84, and Debt-to-Equity: 8.63. The company's market cap stands at ₹10,771.23 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is The Karnataka Bank Limited stock performing today in the market?

The Karnataka Bank Limited stock opened at ₹293 and is currently trading at ₹284.75, showing a decline of ₹6.00 (2.06%). The intraday high is ₹295.4 and low is ₹283.1. The trading volume stands at 40,82,393 shares, indicating strong market participation today.

08What is the P/E ratio of The Karnataka Bank Limited and what does it indicate?

The Karnataka Bank Limited has a Price-to-Earnings (P/E) ratio of 7.66, which means investors are willing to pay ₹7.66 for every ₹1 of earnings. With an EPS of ₹35.30, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about The Karnataka Bank Limited (KTKBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.