Karur Vysya Bank
Karur Vysya Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Karur Vysya Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Karur Vysya Bank Ltd trades at a P/E of 11.11× and P/B of 2.18×, against the Financial Services sector median P/E of 17.67×.
Valuation
Profitability
Growth
Financial Health
Karur Vysya Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Karur Vysya Bank Ltd, switchable between annual and quarterly views, consolidated or standalone.
Karur Vysya Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹27,989.24 Cr and reported EPS of ₹25.98.
Karur Vysya Bank segment analysis: revenue and profit mix.
Disclosed business segments at Karur Vysya Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Karur Vysya Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Karur Vysya Bank Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Karur Vysya Bank Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Karur Vysya Bank Ltd's investment case rests on 7 positive markers and 6 flagged concerns drawn from the latest reported filings.
What you're getting.
Karur Vysya Bank demonstrates a robust Return on Equity (ROE) of 17.60%, indicating efficient capital utilization. A strong Operating Profit Margin (OPM) of 64.60% further highlights effective cost management and operational efficiency.
The bank has shown impressive quarterly profit growth, with a 21.20% increase in the latest quarter (PAT of 574 Cr). This consistent upward trend signals strong financial performance and positive future prospects.
With a Price-to-Earnings (P/E) ratio of 11.40, Karur Vysya Bank appears attractively valued compared to many of its peers in the private banking sector, potentially offering a value investment opportunity.
FII and DII holdings have steadily increased to 15.81% and 39.97% respectively by Sep 2025, reflecting growing institutional investor confidence in the bank's long-term potential.
As a private sector bank, Karur Vysya Bank can capitalize on the expanding Indian financial services sector, driven by increasing credit demand, financial inclusion initiatives, and digital banking adoption.
What can break it.
Karur Vysya Bank carries a high debt-to-equity ratio of 8.66, indicating significant reliance on debt financing. This elevated leverage could increase financial risk, especially during economic downturns or rising interest rates.
The promoter holding remains notably low at 2.11% (as of March 2025), which might raise concerns about strong insider ownership and could potentially lead to increased stock price volatility or governance issues.
Despite recent gains, the stock has shown volatility, with its current price of 249.00 being close to its 52-week high of 277.50 but also having a low of 185.55, suggesting susceptibility to market fluctuations.
The private banking sector is highly competitive, with larger, well-established players posing a significant threat. Karur Vysya Bank faces challenges in market share growth and retaining customers amidst aggressive competition.
Adverse changes in banking regulations, interest rate policies, or a broader economic slowdown could negatively impact loan growth, asset quality, and overall profitability for the bank.
What would change my mind.
Trim if P/E re-rates above 14 (~0.8× the sector multiple of 17.7). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 14%. The operating engine is no longer compounding capital efficiently.
Karur Vysya Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Karur Vysya Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Karur Vysya Bank Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Karur Vysya Bank Ltd — derived from the live tape, not yesterday's close.
Karur Vysya Bank Ltd last traded at ₹289.3 with an intraday range of ₹288.15–₹297.95 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹289.30| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 315.05 | +25.75 | +8.90% |
| R3 | 305.25 | +15.95 | +5.51% |
| R2 | 301.60 | +12.30 | +4.25% |
| R1 | 295.45 | +6.15 | +2.13% |
| PIVOT | 291.80 | 2.50 | 0.86% |
| CURRENT | 289.30 | — | — |
| S1 | 266.05 | -23.25 | -8.04% |
| S2 | 275.85 | -13.45 | -4.65% |
| S3 | 282.00 | -7.30 | -2.52% |
| S4 | 285.65 | -3.65 | -1.26% |
KARURVYSYA is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: 291.85 ~ 297.95
Trading Inside opening range
Karur Vysya Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Karur Vysya Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Karur Vysya Bank Ltd stood at 53.2% of traded volume, against a 20-day average of 50.8%.
Karur Vysya Bank announcements: results, concalls, ratings, M&A.
Filings Karur Vysya Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Karur Vysya Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 236 documents below.
Press Release
Karur Vysya Bank Limited has informed the Exchange regarding a press release dated Jun 12, 2026, titled "Karur Vysya Bank raises FCNR deposit rates,…
Copy of Newspaper Publication
Karur Vysya Bank Limited has informed the Exchange about Copy of Newspaper Publication
Credit Rating
Karur Vysya Bank Limited has informed the Exchange about Credit Rating
Press Release
Karur Vysya Bank Limited has informed the Exchange regarding a press release dated May 29, 2026, titled "Karur Vysya Bank Elevates Premium Banking…
Updates
Karur Vysya Bank Limited has informed the Exchange regarding 'Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations,…
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Karur Vysya Bank insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Karur Vysya Bank as reported to SEBI — buying and selling signals from the people who know the business best.
Karur Vysya Bank insider activity below tracks 26 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| M V Usha | Insider | 27 Mar 2026 | buy | +6.0 K | ₹16.98 L | ₹282.92 |
| MUNUGOOR K VENKATESAN | Insider | 27 Mar 2026 | buy | +5.0 K | ₹14.2 L | ₹284.04 |
| M V PRAJEETH | Insider | 27 Mar 2026 | buy | +5.0 K | ₹14.11 L | ₹282.12 |
| M V Usha | Insider | 27 Mar 2026 | buy | +6.0 K | ₹16.98 L | ₹282.92 |
| MUNUGOOR K VENKATESAN | Insider | 27 Mar 2026 | buy | +5.0 K | ₹14.2 L | ₹284.04 |
| M V PRAJEETH | Insider | 27 Mar 2026 | buy | +5.0 K | ₹14.11 L | ₹282.12 |
| M V Usha | Insider | 27 Mar 2026 | buy | +6.0 K | ₹16.98 L | ₹282.92 |
| M V PRAJEETH | Insider | 27 Mar 2026 | buy | +5.0 K | ₹14.11 L | ₹282.12 |
| MUNUGOOR K VENKATESAN | Insider | 27 Mar 2026 | buy | +5.0 K | ₹14.2 L | ₹284.04 |
| M V Usha | Insider | 27 Mar 2026 | buy | +6.0 K | ₹16.98 L | ₹282.92 |
Karur Vysya Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Karur Vysya Bank has declared, sequenced by announce and record date.
Karur Vysya Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Karur Vysya Bank Ltd: business, sector, key facts.
What Karur Vysya Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Karur Vysya Bank Ltd operates in the Financial Services, listed as NSE: KARURVYSYA, BSE: 590003.
Karur Vysya Bank Limited (KVB) is a prominent Indian financial institution offering a comprehensive suite of banking and financial services to both individual and corporate clients. Its operations are structured across four key segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations, ensuring a diversified revenue stream and catering to a broad spectrum of customer needs.
The bank's retail banking arm caters to individual customers with a range of products and services including savings and current accounts, various deposit schemes (recurring and tax-saving), and a variety of personal loans (home, vehicle, education). They also provide support for financial planning with investment options and insurance products (life, non-life, and health). Digital banking services, including internet and mobile banking, are also a key part of their offering for individual customers, along with supplementary services like locker facilities and access to government-sponsored schemes.
On the corporate/wholesale banking side, KVB provides extensive support to businesses of all sizes. This includes a broad array of loan products tailored to different needs, encompassing commercial loans, MSME (Micro, Small, and Medium Enterprises) loans, and mortgage loans. The bank also facilitates transactions through services like tokenization for card-based transactions and offers specialized services like investment and payment collection solutions.
Beyond traditional banking, KVB offers supplementary financial services such as prepaid instruments (gift cards, forex travel cards, reloadable cards), demat and trading services, mutual fund services, and remittance services. They also cater to the agricultural sector with specialized products and services. Their treasury operations manage the bank's financial resources, ensuring effective liquidity management and investment strategies. International banking services are also provided through FCNR, NRE, and NRO deposits, showcasing the bank's global reach.
In summary, Karur Vysya Bank's business model is characterized by its diversified portfolio of financial products and services, catering to a wide range of clients from individuals to large corporations, leveraging both traditional and modern digital banking channels. The bank’s long history, dating back to 1916, underpins its experience and established presence within the Indian financial landscape.
Questions investors ask about Karur Vysya Bank Ltd (KARURVYSYA).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Karur Vysya Bank Ltd (KARURVYSYA)?
The current share price of Karur Vysya Bank Ltd (KARURVYSYA) is ₹289.3. Today, the stock has gained by ₹0.35 (0.12%), trading in a range of ₹288.15 to ₹297.95. The stock opened at ₹292.5 with a trading volume of 26,48,167 shares.
02Is Karur Vysya Bank Ltd stock a good investment for long-term?
Karur Vysya Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹27,989.24 crores, P/E ratio of 11.11, ROE of 19.28%, and ROCE of 7.38%. The dividend yield stands at 0.75%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Karur Vysya Bank Ltd stock?
The 52-week high price of Karur Vysya Bank Ltd (KARURVYSYA) is ₹343.45, while the 52-week low is ₹201.82. Currently trading at ₹289.3, the stock is 61.8% away from its 52-week low and 15.8% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Karur Vysya Bank Ltd stock at the current price?
Whether to buy Karur Vysya Bank Ltd stock at ₹289.3 depends on multiple factors. The stock is currently trading with a P/E ratio of 11.11 and P/B ratio of 2.18. Today's performance shows a gain of 0.12%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Karur Vysya Bank Ltd and when is the next dividend?
Karur Vysya Bank Ltd offers a dividend yield of 0.75%, which means for every ₹100 invested at the current price of ₹289.3, you can expect to receive approximately ₹0.75 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Karur Vysya Bank Ltd?
Karur Vysya Bank Ltd's key financial metrics include: P/E Ratio: 11.11, P/B Ratio: 2.18, ROE: 19.28%, ROCE: 7.38%, Dividend Yield: 0.75%, EPS: ₹25.98, Book Value: ₹132.43, and Debt-to-Equity: 0.00. The company's market cap stands at ₹27,989.24 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Karur Vysya Bank Ltd stock performing today in the market?
Karur Vysya Bank Ltd stock opened at ₹292.5 and is currently trading at ₹289.3, showing a gain of ₹0.35 (0.12%). The intraday high is ₹297.95 and low is ₹288.15. The trading volume stands at 26,48,167 shares, indicating strong market participation today.
08What is the P/E ratio of Karur Vysya Bank Ltd and what does it indicate?
Karur Vysya Bank Ltd has a Price-to-Earnings (P/E) ratio of 11.11, which means investors are willing to pay ₹11.11 for every ₹1 of earnings. With an EPS of ₹25.98, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Karur Vysya Bank Ltd (KARURVYSYA) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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