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Tamilnad Mercantile Bank

Tamilnad Mercantile Bank Share Price Today (TMB)

TechnicalsTV Chart
851.70
0.05−0.01%
Overall Score73/100
Day range838
₹851.70
870
52-week412
₹851.70
917
Above low+106.8%
Below high7.1%
Range position87%
Open855.95
Prev Close851.75
Bid851.66191
Ask851.74119

TODAY IN ONE LINE

TMB is little changed at ₹851.70 on above-average volume (2.1x avg) — a quiet consolidation day, supported by recent strong earnings.

With a market cap of ₹13,559.63 Cr., it trades at a P/E of 9.33. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume477.9K34%vs 20D avg
Market Cap₹13,559.63 Cr.
PromoterNot applicable
Face Value₹10
Fwd P/E
PEG0.96
EV/EBITDA
P/S3.63
ROA1.89%
Beta0.69
Div Payout27.82%
THE STOCK SCORE
Overall Score73/100
Updated 30 Jul

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

Tamilnad Mercantile Bank flags & news 

Key strengths, potential risks, and recent updates.

8 green flags🚩 0 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 28.0% YoY
  • Quarterly OutperformanceLatest quarter Sales up 19.9% and Profit up 35.0%
  • Healthy Operating MarginsOPM is structurally strong at 73.1%
  • Steady Dividend YieldReliable 1.47% dividend yield
  • Clean Asset QualityVery low Gross NPA of 0.73%
  • Strong Capital AdequacyRobust CET-1 Ratio of 32.27%
  • FII AccumulationFII holding increased by 1.24% QoQ
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

No red flags identified

Latest Tamilnad Mercantile Bank News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

Tamilnad Mercantile Bank Ltd valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Tamilnad Mercantile Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.

Tamilnad Mercantile Bank Ltd trades at a P/E of 9.33× and P/B of 1.33×.

Key MetricsMarket + reported · 31 Jul 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹13,559.63 Cr.
P/E Ratio
9.33
P/B Ratio
1.33
EPS
₹91.2
Profitability

Profitability

ROE
14%
ROCE
7.51%
Net Margin
38.96%
Op Margin
73.1%
Growth

Growth

EPS YoY
28%
Revenue YoY
23.5%
Qtr Sales
19.9%
Qtr Profit
35%
Financial Health

Financial Health

Book Value
₹667
Div Yield
1.47%
Promoter Holding
Not applicable
Technicals

Tamilnad Mercantile Bank Ltd technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Tamilnad Mercantile Bank Ltd — derived from the live tape, not yesterday's close.

Tamilnad Mercantile Bank Ltd last traded at ₹851.7 with an intraday range of ₹838.2–₹870 — live indicator, pivot and CPR signals below.

Last updated: 31 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹851.70
LevelPrice (₹)Distance% Δ
R4932.00+80.30+9.43%
R3900.20+48.50+5.69%
R2885.10+33.40+3.92%
R1868.40+16.70+1.96%
PIVOT853.301.600.19%
CURRENT851.70
S1836.60-15.10-1.77%
S2821.50-30.20-3.55%
S3804.80-46.90-5.51%
S4773.00-78.70-9.24%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 852.50P: 853.30TC: 854.10
R1
R2
R3
R4
indicator
LTP: 851.70
PDH: 878.30
PDL: 844.90
● Market Sentiment

TMB is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 853.1866

● Price Position

Trading Inside opening range

Financials

Tamilnad Mercantile Bank Ltd financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Tamilnad Mercantile Bank Ltd — consolidated or standalone — with margins, YoY growth and key ratios inline.

Tamilnad Mercantile Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹13,559.63 Cr. and reported EPS of ₹91.20.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Tamilnad Mercantile Bank segment analysis : revenue and profit mix.

Disclosed business segments at Tamilnad Mercantile Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.

Tamilnad Mercantile Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Tamilnad Mercantile Bank Ltd.

Our AI distills the core fundamental drivers supporting Tamilnad Mercantile Bank Ltd, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Tamilnad Mercantile Bank Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Low P/E of 9.18x trades 43% below peer median, signaling attractive valuation.

  • ROE of 13.99% exceeds peer median ~13.15%, demonstrating efficient capital deployment.

  • Net profit margin 38.96% substantially outpaces peer median ~28.4%, indicating pricing power.

  • Minimal debt-to-equity of 0.00x indicates fortress-like balance sheet stability.

  • Dividend yield of 3.06% provides solid income stream for value-oriented shareholders.

bear case

Key Risks.

  • Operating cash flow turned negative ₹100.88 Cr in FY26, signaling severe liquidity stress.

  • Cash flow per share negative ₹6.37 annually, reflecting concerning cash burn trajectory.

  • ROCE of 7.51% lags peer benchmarks, indicating suboptimal capital efficiency.

  • Latest quarterly EPS grew 28.00% YoY, yet masks underlying cash flow deterioration.

  • High 3-month volatility of 20.43% signals elevated market uncertainty and price instability.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 12 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 9% would indicate weaker capital compounding.

Shareholding

Tamilnad Mercantile Bank shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Tamilnad Mercantile Bank — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

DII1.95%0.04%
FII6.73%0.54%
Public91.32%0.58%

Ownership Distribution

Domestic Institutions
1.95%
Foreign Institutions
6.73%
Retail & Public
91.32%

Category Trends

Foreign Institutions Breakdown
Total Holding: 6.73%
Net Change: +0.54%
Category Total6.73%
Total Holding6.73%
Net Change+0.54%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 6.73%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 6.73% total holding without detailed institution-wise disclosure
Peers

Tamilnad Mercantile Bank Ltd peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Tamilnad Mercantile Bank Ltd is highlighted for quick read-across.

09 · Chart Patterns

Tamilnad Mercantile Bank Ltd chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Tamilnad Mercantile Bank Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on TMB
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full TMB pattern history & scanner →
Delivery Conviction

Tamilnad Mercantile Bank Ltd delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Tamilnad Mercantile Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Tamilnad Mercantile Bank Ltd stood at 39.9% of traded volume, against a 20-day average of 44.6%.

Avg Delivery (20D)44.6%-4.7 ppt latest vs avg
Highest Delivery57.9%on 16 Jul
Avg Volume (20D)7.25 L20-day run-rate
Conviction Trend↓ Weakening-4.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Tamilnad Mercantile Bank announcements: results, concalls, ratings, M&A.

Filings Tamilnad Mercantile Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Tamilnad Mercantile Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 202 documents below.

  1. 21 Jul 2026General UpdatesView PDF

    General Updates

    Tamilnad Mercantile Bank Limited has informed the Exchange regarding 'Change in Email Domain of the Bank'.

  2. 16 Jul 2026Action(s) taken or orders passedView PDF

    Action(s) taken or orders passed

    Tamilnad Mercantile Bank Limited has informed the Exchange about the order passed by the Appellate Tribunal under SAFEMA, New Delhi

  3. 15 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    Tamilnad Mercantile Bank Limited has submitted the Exchange a copy Srutinizers report of 104th Annual General Meeting held on July 14, 2026.…

  4. 14 Jul 2026Action(s) taken or orders passedView PDF

    Action(s) taken or orders passed

    Tamilnad Mercantile Bank Limited has informed the Exchange about the order passed by the Appellate Tribunal under SAFEMA, New Delhi

  5. 14 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    Tamilnad Mercantile Bank Limited has informed the Exchange regarding Proceedings of 104th Annual General Meeting held on July 14, 2026

Corporate Actions

Tamilnad Mercantile Bank dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Tamilnad Mercantile Bank has declared, sequenced by announce and record date.

Tamilnad Mercantile Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

Tamilnad Mercantile Bank insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in Tamilnad Mercantile Bank as reported to SEBI — buying and selling signals from the people who know the business best.

Tamilnad Mercantile Bank insider activity below tracks 8 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
D.N.Nirranjan KaniInsider16 Mar 2026buy+5.5 K
Anuradha Nirranjan KaniInsider16 Mar 2026buy+5.5 K
D.N.Nirranjan KaniInsider16 Mar 2026buy+5.5 K
Anuradha Nirranjan KaniInsider16 Mar 2026buy+5.5 K
D.N.Nirranjan KaniInsider16 Mar 2026buy+5.5 K
Anuradha Nirranjan KaniInsider16 Mar 2026buy+5.5 K
D.N.Nirranjan KaniInsider16 Mar 2026buy+5.5 K
Anuradha Nirranjan KaniInsider16 Mar 2026buy+5.5 K
About the Company

About Tamilnad Mercantile Bank Ltd: business, sector, key facts.

What Tamilnad Mercantile Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Tamilnad Mercantile Bank Ltd operates in the Private Sector Bank industry under the Financial Services sector, listed as NSE: TMB, BSE: 543596.

TMB
Financial Services

Tamilnad Mercantile Bank Ltd

NSE · TMB·BSE · 543596·tmb.bank.in

Tamilnad Mercantile Bank Limited (TMB) is an Indian banking and financial services institution with a long history, established in 1921 and formerly known as The Nadar Bank Ltd. It operates across various segments, primarily focusing on providing a comprehensive range of banking products and services to both individual and corporate clients throughout India.

TMB's business is structured around three core segments: Treasury, Corporate/Wholesale Banking, and Retail Banking. The Treasury segment likely manages the bank's liquidity and investments, while Corporate/Wholesale Banking caters to larger businesses and institutions, offering tailored financial solutions. The Retail Banking segment forms a significant part of TMB's operations, providing services directly to individual customers.

The bank offers a wide array of retail banking services. These include various deposit accounts (savings, fixed, recurring, term, and current), payment solutions (debit and credit cards, online bill payment, e-tax payment, POS terminals), investment options (demat and equity trading accounts, portfolio management, mutual funds, sovereign gold bonds), and insurance products. Furthermore, TMB provides convenient access to these services through internet and mobile banking platforms.

In terms of lending, TMB provides a diverse portfolio of loan products to meet a broad spectrum of customer needs. This includes personal loans, home loans, vehicle loans (car and two-wheeler), LAP (Loan Against Property), and various business loans catering to different sectors such as MSME (Micro, Small, and Medium Enterprises), agriculture, healthcare (pharma and health care loans for doctors), education, and even specialized loans for rice and dhall mills, traders, and service providers. They also cater to the needs of Non-Resident Indians (NRI) and offer green energy financing options.

Overall, TMB's business model is characterized by its extensive product offerings, covering various financial needs for individuals and businesses, along with its diverse loan portfolio aiming to serve a wide range of sectors within the Indian economy. Its longevity suggests a history of adaptation to the changing financial landscape in India, positioning it as a significant player in the Indian banking sector.

company facts
Employees
SectorFinancial Services
HeadquartersThoothukudi, India
Market Cap₹13,559.63 Cr.
Listed OnNSE
leadership34 on record
B. Kesava Babu
Deputy Vice President
Mr. Arvind Kanagasabai
Executive Vice President of Head of Integrated Treasury
Mr. Chiranjeevi C
Non-Executive Independent Director
Mr. C. S. Ram Kumar
Additional Director
Mr. Davis Jose Thettayil
Executive Vice President of Information Technology
Mr. D. Ramesh
Executive VP and GM of HRD Department, Public Relations & Corporate Communications
Mr. Jebananth Julius P.
Vice President
Mr. John J. Mathews
Chief Security Officer
Mr. J. Sundaresh Kumar
Executive VP & Chief Compliance Officer
Mr. K. Vijayan
EVP of Credit Dept, KYC / AML Cell, Recovery Dept & Legal Dept and CQC Off
Mr. Laxman Karkala Kudva
Executive VP of Chief Risk Officer
Mr. Niranjan A
Non-Executive Director
§ ∞ · Plainly Answered

Questions investors ask about Tamilnad Mercantile Bank Ltd (TMB).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Tamilnad Mercantile Bank Ltd (TMB)?

The current share price of Tamilnad Mercantile Bank Ltd (TMB) is ₹851.7. Today, the stock has declined by ₹0.05 (0.01%), trading in a range of ₹838.2 to ₹870. The stock opened at ₹855.95 with a trading volume of 4,77,854 shares.

02Is Tamilnad Mercantile Bank Ltd stock a good investment for long-term?

Tamilnad Mercantile Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹13,559.63 crores, P/E ratio of 9.33, ROE of 14.00%, and ROCE of 7.51%. The dividend yield stands at 1.47%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Tamilnad Mercantile Bank Ltd stock?

The 52-week high price of Tamilnad Mercantile Bank Ltd (TMB) is ₹917, while the 52-week low is ₹411.8. Currently trading at ₹851.7, the stock is 87.1% away from its 52-week low and 7.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Tamilnad Mercantile Bank Ltd stock at the current price?

Whether to buy Tamilnad Mercantile Bank Ltd stock at ₹851.7 depends on multiple factors. The stock is currently trading with a P/E ratio of 9.33 and P/B ratio of 1.33. Today's performance shows a loss of 0.01%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Tamilnad Mercantile Bank Ltd and when is the next dividend?

Tamilnad Mercantile Bank Ltd offers a dividend yield of 1.47%, which means for every ₹100 invested at the current price of ₹851.7, you can expect to receive approximately ₹1.47 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Tamilnad Mercantile Bank Ltd?

Tamilnad Mercantile Bank Ltd's key financial metrics include: P/E Ratio: 9.33, P/B Ratio: 1.33, ROE: 14.00%, ROCE: 7.51%, Dividend Yield: 1.47%, EPS: ₹91.20, Book Value: ₹667, and Debt-to-Equity: 6.24. The company's market cap stands at ₹13,559.63 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Tamilnad Mercantile Bank Ltd stock performing today in the market?

Tamilnad Mercantile Bank Ltd stock opened at ₹855.95 and is currently trading at ₹851.7, showing a decline of ₹0.05 (0.01%). The intraday high is ₹870 and low is ₹838.2. The trading volume stands at 4,77,854 shares, indicating moderate market participation today.

08What is the P/E ratio of Tamilnad Mercantile Bank Ltd and what does it indicate?

Tamilnad Mercantile Bank Ltd has a Price-to-Earnings (P/E) ratio of 9.33, which means investors are willing to pay ₹9.33 for every ₹1 of earnings. With an EPS of ₹91.20, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Tamilnad Mercantile Bank Ltd (TMB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.