IDBI Bank
IDBI Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for IDBI Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
IDBI Bank Ltd trades at a P/E of 8.71× and P/B of 1.18×, against the Financial Services sector median P/E of 17.67×.
Valuation
Profitability
Growth
Financial Health
IDBI Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for IDBI Bank Ltd, switchable between annual and quarterly views, consolidated or standalone.
IDBI Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹82,675.22 Cr and reported EPS of ₹8.64.
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Other Income | 3,535 | 4,631 | 4,848 | 4,919 | 4,575 | 3,925 | 5,142 | 6,612 |
| Total Income | 25,637 | 25,485 | 24,804 | 23,238 | 25,167 | 30,370 | 34,059 | 35,631 |
| Profit Before Tax (PBT) | -22,691 | -8,896 | 2,484 | 3,720 | 5,305 | 8,367 | 10,670 | 11,658 |
| Tax Expense | -7,678 | 3,951 | 1,036 | 1,203 | 1,618 | 2,604 | 3,081 | 2,447 |
| Profit After Tax (PAT) | -15,013 | -12,847 | 1,449 | 2,518 | 3,687 | 5,763 | 7,589 | 9,211 |
| Earnings Per Share (EPS) | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 8.57 |
| Diluted Shares Outstanding (Nos.) | 774 | 1,038 | 1,075 | 1,075 | 1,075 | 1,075 | 1,075 | 1,075 |
| +Banking Income | 25,637 | 25,485 | 24,804 | 23,238 | 25,167 | 30,370 | 34,059 | 35,631 |
| +Banking Expenses | 21,421 | 20,288 | 17,584 | 15,628 | 16,363 | 20,597 | 22,876 | 25,050 |
| +Asset Quality & Capital | 50,028 | 47,272 | 36,212 | 34,115 | 10,969 | 8,917 | 6,695 | 6,028 |
| +Additional Disclosures | 60 | 44 | 102 | 63 | 63 | 77 | 93 | 52 |
| Tax % | 34 | -44 | 42 | 32 | 31 | 31 | 29 | 21 |
| Profit Growth % | — | 14.42 | 111.28 | 73.80 | 46.43 | 56.32 | 31.68 | 21.38 |
IDBI Bank segment analysis: revenue and profit mix.
Disclosed business segments at IDBI Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
IDBI Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
IDBI Bank Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy IDBI Bank Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
IDBI Bank Ltd's investment case rests on 11 positive markers and 11 flagged concerns drawn from the latest reported filings.
What you're getting.
IDBI Bank boasts a robust promoter holding of 94.7%, signifying strong insider confidence and reduced risk of hostile takeovers, suggesting a long-term commitment to the bank's success and stability.
The bank shows a healthy Return on Equity (ROE) of 13.60%, indicating efficient utilization of shareholder investments and strong profitability, generating a good return on its equity capital for investors.
IDBI Bank's quarterly profit has shown a significant 73.60% increase in the latest quarter, indicating improving operational efficiency and increasing market share, driving positive financial momentum.
With a relatively low Price-to-Earnings (PE) ratio of 11.80, IDBI Bank appears potentially undervalued compared to its peers and the broader market, presenting an attractive entry point for investors.
The company offers a competitive dividend yield of 2.06%, providing a steady income stream for investors and reflecting a commitment to returning value to its shareholders.
What can break it.
IDBI Bank carries a high debt-to-equity ratio of 4.81, raising concerns about its financial leverage and potential vulnerability to economic downturns, which increases the risk of financial distress.
IDBI's Return on Capital Employed (ROCE) of 6.78% is relatively low compared to industry benchmarks and peers, suggesting the bank may not be maximizing returns from its employed capital effectively.
The bank experienced a -4.51% decline in quarterly sales, indicating potential challenges in revenue generation and market share, which could impact future growth prospects.
While quarterly profits are growing, the absolute figure of 3230 Cr remains modest compared to larger banking peers, suggesting IDBI may face challenges in achieving significant scale and market dominance.
The recent five-day stock price movement shows considerable volatility, with significant daily fluctuations, indicating market uncertainty regarding the bank's future performance and prospects.
What would change my mind.
Trim if P/E re-rates above 11 (~0.6× the sector multiple of 17.7). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 9%. The operating engine is no longer compounding capital efficiently.
IDBI Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — IDBI Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
IDBI Bank Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for IDBI Bank Ltd — derived from the live tape, not yesterday's close.
IDBI Bank Ltd last traded at ₹76.88 with an intraday range of ₹76.28–₹79.77 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹76.88| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 85.99 | +9.11 | +11.85% |
| R3 | 82.50 | +5.62 | +7.31% |
| R2 | 81.13 | +4.25 | +5.53% |
| R1 | 79.01 | +2.13 | +2.77% |
| PIVOT | 77.64 | 0.76 | 0.99% |
| CURRENT | 76.88 | — | — |
| S1 | 68.54 | -8.34 | -10.85% |
| S2 | 72.03 | -4.85 | -6.31% |
| S3 | 74.15 | -2.73 | -3.55% |
| S4 | 75.52 | -1.36 | -1.77% |
IDBI is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: 76.5 ~ 79.77
Trading Above opening range, showing Bullishness
IDBI Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for IDBI Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in IDBI Bank Ltd stood at 34.3% of traded volume, against a 20-day average of 37.8%.
IDBI Bank announcements: results, concalls, ratings, M&A.
Filings IDBI Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
IDBI Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 106 documents below.
Disclosure under SEBI Takeover Regulations
Life Insurance Corporation of India has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of…
General Updates
IDBI Bank Limited has informed the Exchange about Intimation under Regulation 30 of SEBI LODR Regulations, 2015
Copy of Newspaper Publication
IDBI Bank Limited has informed the Exchange about Copy of Newspaper Publication
Outcome of Board Meeting
IDBI Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on May 16, 2026.
Copy of Newspaper Publication
IDBI Bank Limited has informed the Exchange about Copy of Newspaper Publication
Investor decks & rating reports.
IDBI Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue IDBI Bank has declared, sequenced by announce and record date.
IDBI Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About IDBI Bank Ltd: business, sector, key facts.
What IDBI Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
IDBI Bank Ltd operates in the Financial Services, listed as NSE: IDBI, BSE: 500116.
IDBI Bank Limited is a major Indian financial institution providing a comprehensive range of banking and financial solutions to both retail and corporate clients. Its operations span across three key segments: Treasury, Retail Banking, and Corporate/Wholesale Banking, catering to a diverse clientele.
In the retail banking segment, IDBI Bank offers a full suite of services including various deposit accounts (savings, current, salary, and fixed deposits), a broad spectrum of loans (home, auto, education, personal, and loans against property/securities), and various card options (debit, credit, and prepaid). Digital banking convenience is provided through mobile and internet banking platforms, along with investment advisory and capital market services.
The corporate and wholesale banking segment focuses on providing a wide array of financing solutions. This includes fund and non-fund-based assistance, export financing (packing credit), receivable buyouts, and specialized financing for various sectors such as dealers, ATM vendors, and textile/jute industries. They also offer services like bank guarantees, letters of credit, and various trade finance solutions. Furthermore, IDBI facilitates debt syndication and provides advisory services to corporate clients.
Beyond core banking, IDBI Bank engages in a significant number of ancillary financial services. These encompass micro, small, and medium enterprise (MSME) financing, agricultural finance, and services specifically tailored for Non-Resident Indians (NRIs). The bank also offers merchant banking, stock broking, corporate advisory, portfolio management (including pension/PF funds), research activities, and debt arrangement. In addition, IDBI plays a crucial role in distributing various financial products such as mutual funds, and serves as a trustee for securitization transactions, bonds/debentures, and other trustee-related assignments.
Questions investors ask about IDBI Bank Ltd (IDBI).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of IDBI Bank Ltd (IDBI)?
The current share price of IDBI Bank Ltd (IDBI) is ₹76.88. Today, the stock has gained by ₹1.49 (1.98%), trading in a range of ₹76.28 to ₹79.77. The stock opened at ₹76.5 with a trading volume of 2,03,61,699 shares.
02Is IDBI Bank Ltd stock a good investment for long-term?
IDBI Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹82,675.22 crores, P/E ratio of 8.71, ROE of 14.15%, and ROCE of 6.78%. The dividend yield stands at 2.79%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of IDBI Bank Ltd stock?
The 52-week high price of IDBI Bank Ltd (IDBI) is ₹118.38, while the 52-week low is ₹61.01. Currently trading at ₹76.88, the stock is 27.7% away from its 52-week low and 35.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy IDBI Bank Ltd stock at the current price?
Whether to buy IDBI Bank Ltd stock at ₹76.88 depends on multiple factors. The stock is currently trading with a P/E ratio of 8.71 and P/B ratio of 1.18. Today's performance shows a gain of 1.98%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of IDBI Bank Ltd and when is the next dividend?
IDBI Bank Ltd offers a dividend yield of 2.79%, which means for every ₹100 invested at the current price of ₹76.88, you can expect to receive approximately ₹2.79 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of IDBI Bank Ltd?
IDBI Bank Ltd's key financial metrics include: P/E Ratio: 8.71, P/B Ratio: 1.18, ROE: 14.15%, ROCE: 6.78%, Dividend Yield: 2.79%, EPS: ₹8.64, Book Value: ₹63.77, and Debt-to-Equity: 0.00. The company's market cap stands at ₹82,675.22 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is IDBI Bank Ltd stock performing today in the market?
IDBI Bank Ltd stock opened at ₹76.5 and is currently trading at ₹76.88, showing a gain of ₹1.49 (1.98%). The intraday high is ₹79.77 and low is ₹76.28. The trading volume stands at 2,03,61,699 shares, indicating strong market participation today.
08What is the P/E ratio of IDBI Bank Ltd and what does it indicate?
IDBI Bank Ltd has a Price-to-Earnings (P/E) ratio of 8.71, which means investors are willing to pay ₹8.71 for every ₹1 of earnings. With an EPS of ₹8.64, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about IDBI Bank Ltd (IDBI) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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