EQUITASBNK vs UTKARSHBNK: Stock Comparison

EQUITAS SMALL FIN BNK vs UTKARSH SMALL FIN BANK LUpdated 25 Sept 26, 4:08 PM ISTNSE & company filings

EQUITAS SMALL FIN BNK is the larger company by market capitalisation. EQUITAS SMALL FIN BNK shows a higher ROE, faster revenue growth and a higher ROCE, while UTKARSH SMALL FIN BANK L shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

EQUITASBNK leads 7; UTKARSHBNK leads 3 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

EQUITASBNKUTKARSHBNK

Valuation lens

What price are you paying?

Market CapContext only
₹7,652 Cr
₹2,458 Cr
P/E RatioUTKARSHBNK has the lower reading
14.97x
0x ✓
P/B RatioUTKARSHBNK has the lower reading
1.25x
0.89x ✓
EPSEQUITASBNK has the higher reading
₹1.61 ✓
₹-0.19
Book ValueContext only
₹69.69
₹21.38
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
EQUITASBNK is the larger company
₹7,652 Cr vs ₹2,458 Cr
P/E Ratio
UTKARSHBNK has a lower P/E
0x vs 14.97x
P/B Ratio
UTKARSHBNK has a lower P/B
0.89x vs 1.25x
EPS
EQUITASBNK has higher earnings per share
₹1.61 vs ₹-0.19
Revenue Growth (TTM YoY)
EQUITASBNK has faster revenue growth
17.9% vs -48.5%
EPS Growth (TTM YoY)
EQUITASBNK has faster EPS growth
402.7% vs 0%
Qtr Profit Growth
UTKARSHBNK has stronger quarterly profit growth
81.96% vs 78.12%
ROE
EQUITASBNK has a higher ROE
1.68% vs -41.47%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricEQUITASBNKUTKARSHBNK
SectorFinancial ServicesFinancial Services
IndustryOther BankOther Bank

Price

MetricEQUITASBNKUTKARSHBNK
Live Price₹67.03₹13.8
Day Change-4.53%-0.43%
Volume54.4 L39.93 L
52-Week High₹83.9₹23.3
52-Week Low₹51.25₹10.12
Distance from 52W High-20.11%-40.77%

Valuation

MetricEQUITASBNKUTKARSHBNK
Market Cap₹7,652 Cr₹2,458 Cr
P/E Ratio14.97x0x
P/B Ratio1.25x0.89x
EPS₹1.61₹-0.19
Book Value₹69.69₹21.38
Dividend Yield0%0%

Growth

MetricEQUITASBNKUTKARSHBNK
Revenue Growth (TTM YoY)17.9%-48.5%
EPS Growth (TTM YoY)402.7%0%
Qtr Profit Growth78.12%81.96%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricEQUITASBNKUTKARSHBNK
ROE1.68%-41.47%
ROCE1.57%-45.88%
Net Margin2.68%-60.33%
Operating Margin1.63%-39.55%
Debt to Equity0.94x1.02x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricEQUITASBNKUTKARSHBNK
Promoter Holding0%42.67%
FII Holding15.7%▲ 0.96 pp11.9%▲ 0.41 pp
DII Holding51.26%▲ 0.38 pp9.55%▼ 0.02 pp
Public Holding33.04%▼ 1.35 pp35.88%▼ 0.4 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: EQUITAS SMALL FIN BNK and UTKARSH SMALL FIN BANK L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.