FINKURVE vs NIVABUPA: Stock Comparison

Finkurve Financial Services Limited vs Niva Bupa Health Insurance Company Limited

Live data: 15 July 2026, 4:08 PM IST • Source: NSE and company filings

Niva Bupa Health Insurance Company Limited is the larger company by market capitalisation. Finkurve Financial Services Limited shows a lower P/E, a higher ROE and a higher ROCE, while Niva Bupa Health Insurance Company Limited shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Finkurve Financial Services Limited and Niva Bupa Health Insurance Company Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, FINKURVE is more favourable on 7 of 10 scored metrics and NIVABUPA on 2These counts are context-free and are not an overall rating.

Key Differences

Market Cap
NIVABUPA is the larger company
₹16,341 Cr vs ₹897 Cr
P/E Ratio
FINKURVE has a lower P/E
0x vs 121.56x
P/B Ratio
FINKURVE has a lower P/B
0x vs 4.19x
EPS
FINKURVE has higher earnings per share
₹1.86 vs ₹0.71
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs -12.1%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 86.7%
ROE
FINKURVE has a higher ROE
13.3% vs 3.82%
ROCE
FINKURVE has a higher ROCE
14.3% vs 3.45%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricFINKURVENIVABUPA
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)General Insurance

Price

MetricFINKURVENIVABUPA
Live Price₹64.31₹88.36
Day Change-2.38%2.54%
Volume11,04922.77 L
52-Week High₹134.9₹92.9
52-Week Low₹48.02₹67.5
Distance from 52W High-52.33%-4.89%

Valuation

MetricFINKURVENIVABUPA
Market Cap₹897 Cr₹16,341 Cr
P/E Ratio0x121.56x
P/B Ratio0x4.19x
EPS₹1.86₹0.71
Book Value₹24.88₹19.39
Dividend Yield0%0%

Growth

MetricFINKURVENIVABUPA
Revenue Growth (TTM YoY)-12.1%26.8%
EPS Growth (TTM YoY)86.7%90.2%
Qtr Sales Growth28%
Qtr Profit Growth67.5%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricFINKURVENIVABUPA
ROE13.3%3.82%
ROCE14.3%3.45%
Net Margin12.68%4.34%
Operating Margin51.1%1.86%
Debt to Equity0x0x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricFINKURVENIVABUPA
Promoter Holding56.24%0%
FII Holding7.03% 0.33 pp10.6% 0.28 pp
DII Holding16.49% 0.45 pp
Public Holding36.73% 0.32 pp17.55% 0.73 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Finkurve Financial Services Limited and Niva Bupa Health Insurance Company Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.