GICHSGFIN vs RHFL: Stock Comparison
GIC HOUSING FINANCE is the larger company by market capitalisation. GIC HOUSING FINANCE shows a lower P/E, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
GICHSGFIN leads 8; RHFL leads 2 of 10
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | GICHSGFIN | RHFL |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Housing Finance Company | Housing Finance Company |
Price
| Metric | GICHSGFIN | RHFL |
|---|---|---|
| Live Price | ₹139.35 | ₹4.15 |
| Day Change | 2.49% | -5.03% |
| Volume | 89,007 | 13.89 L |
| 52-Week High | ₹184 | ₹4.75 |
| 52-Week Low | ₹130.05 | ₹4.15 |
| Distance from 52W High | -24.27% | -12.63% |
Valuation
| Metric | GICHSGFIN | RHFL |
|---|---|---|
| Market Cap | ₹754 Cr | ₹84 Cr |
| P/E Ratio | 4.8x | 5.3x |
| P/B Ratio | 0.36x | 0x |
| EPS | ₹1.87 | ₹-0.01 |
| Book Value | ₹391.15 | — |
| Dividend Yield | 3.21% | 0% |
Growth
| Metric | GICHSGFIN | RHFL |
|---|---|---|
| Revenue Growth (TTM YoY) | 4.3% | 0% |
| EPS Growth (TTM YoY) | 52.4% | 0% |
| Qtr Sales Growth | 0.01% | -99.15% |
| Qtr Profit Growth | 0.4% | -102.85% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | GICHSGFIN | RHFL |
|---|---|---|
| ROE | 7.34% | — |
| ROCE | 7.8% | — |
| Net Margin | 14.49% | 0% |
| Operating Margin | 78.15% | 11,235.45% |
| Debt to Equity | 3.38x | — |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | GICHSGFIN | RHFL |
|---|---|---|
| Promoter Holding | 42.41% | 0.74% |
| FII Holding | 1.4%▼ 0.41 pp | 0.01% |
| DII Holding | 2.54%▼ 2.06 pp | 1.55% |
| Public Holding | 53.65%▲ 2.47 pp | 97.7% |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: GIC HOUSING FINANCE and RHFL.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

