GICHSGFIN vs SRGHFL: Stock Comparison

GIC HOUSING FINANCE vs SRG HOUSING FINANCE LUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

GIC HOUSING FINANCE is the larger company by market capitalisation. GIC HOUSING FINANCE shows a higher dividend yield, while SRG HOUSING FINANCE L shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

GICHSGFIN leads 5; SRGHFL leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

GICHSGFINSRGHFL

Valuation lens

What price are you paying?

Market CapContext only
₹754 Cr
₹199 Cr
P/E RatioSRGHFL has the lower reading
4.8x
0x
P/B RatioSRGHFL has the lower reading
0.36x
0x
EPSSRGHFL has the higher reading
₹1.87
₹5.39
Book ValueContext only
₹391.15
₹189.04
Dividend YieldGICHSGFIN has the higher reading
3.21%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
GICHSGFIN is the larger company
₹754 Cr vs ₹199 Cr
P/E Ratio
SRGHFL has a lower P/E
0x vs 4.8x
P/B Ratio
SRGHFL has a lower P/B
0x vs 0.36x
EPS
SRGHFL has higher earnings per share
₹5.39 vs ₹1.87
Dividend Yield
GICHSGFIN has a higher dividend yield
3.21% vs 0%
Revenue Growth (TTM YoY)
SRGHFL has faster revenue growth
23.8% vs 4.3%
EPS Growth (TTM YoY)
GICHSGFIN has faster EPS growth
52.4% vs 33%
Qtr Sales Growth
GICHSGFIN has stronger quarterly sales growth
0.01% vs -72.94%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricGICHSGFINSRGHFL
SectorFinancial ServicesFinancial Services
IndustryHousing Finance CompanyHousing Finance Company

Price

MetricGICHSGFINSRGHFL
Live Price₹139.35₹128.15
Day Change2.49%1.18%
Volume89,00745,678
52-Week High₹184₹335
52-Week Low₹130.05₹118.6
Distance from 52W High-24.27%-61.75%

Valuation

MetricGICHSGFINSRGHFL
Market Cap₹754 Cr₹199 Cr
P/E Ratio4.8x0x
P/B Ratio0.36x0x
EPS₹1.87₹5.39
Book Value₹391.15₹189.04
Dividend Yield3.21%0%

Growth

MetricGICHSGFINSRGHFL
Revenue Growth (TTM YoY)4.3%23.8%
EPS Growth (TTM YoY)52.4%33%
Qtr Sales Growth0.01%-72.94%
Qtr Profit Growth0.4%-73.93%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricGICHSGFINSRGHFL
ROE7.34%10.94%
ROCE7.8%8.84%
Net Margin14.49%17.45%
Operating Margin78.15%59.1%
Debt to Equity3.38x2.65x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricGICHSGFINSRGHFL
Promoter Holding42.41%59.02% 0.01 pp
FII Holding1.4% 0.41 pp0%
DII Holding2.54% 2.06 pp0%
Public Holding53.65% 2.47 pp40.98% 0.01 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: GIC HOUSING FINANCE and SRG HOUSING FINANCE L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.