GICHSGFIN vs SRGHFL: Stock Comparison
GIC HOUSING FINANCE is the larger company by market capitalisation. GIC HOUSING FINANCE shows a higher dividend yield, while SRG HOUSING FINANCE L shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
GICHSGFIN leads 5; SRGHFL leads 7 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | GICHSGFIN | SRGHFL |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Housing Finance Company | Housing Finance Company |
Price
| Metric | GICHSGFIN | SRGHFL |
|---|---|---|
| Live Price | ₹139.35 | ₹128.15 |
| Day Change | 2.49% | 1.18% |
| Volume | 89,007 | 45,678 |
| 52-Week High | ₹184 | ₹335 |
| 52-Week Low | ₹130.05 | ₹118.6 |
| Distance from 52W High | -24.27% | -61.75% |
Valuation
| Metric | GICHSGFIN | SRGHFL |
|---|---|---|
| Market Cap | ₹754 Cr | ₹199 Cr |
| P/E Ratio | 4.8x | 0x |
| P/B Ratio | 0.36x | 0x |
| EPS | ₹1.87 | ₹5.39 |
| Book Value | ₹391.15 | ₹189.04 |
| Dividend Yield | 3.21% | 0% |
Growth
| Metric | GICHSGFIN | SRGHFL |
|---|---|---|
| Revenue Growth (TTM YoY) | 4.3% | 23.8% |
| EPS Growth (TTM YoY) | 52.4% | 33% |
| Qtr Sales Growth | 0.01% | -72.94% |
| Qtr Profit Growth | 0.4% | -73.93% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | GICHSGFIN | SRGHFL |
|---|---|---|
| ROE | 7.34% | 10.94% |
| ROCE | 7.8% | 8.84% |
| Net Margin | 14.49% | 17.45% |
| Operating Margin | 78.15% | 59.1% |
| Debt to Equity | 3.38x | 2.65x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | GICHSGFIN | SRGHFL |
|---|---|---|
| Promoter Holding | 42.41% | 59.02%▼ 0.01 pp |
| FII Holding | 1.4%▼ 0.41 pp | 0% |
| DII Holding | 2.54%▼ 2.06 pp | 0% |
| Public Holding | 53.65%▲ 2.47 pp | 40.98%▲ 0.01 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: GIC HOUSING FINANCE and SRG HOUSING FINANCE L.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

