HBSL vs PAISALO: Stock Comparison
PAISALO DIGITAL is the larger company by market capitalisation. PAISALO DIGITAL shows a higher ROE, a higher dividend yield and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HBSL leads 1; PAISALO leads 9 of 10
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HBSL | PAISALO |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | HBSL | PAISALO |
|---|---|---|
| Live Price | ₹49.67 | ₹75.48 |
| Day Change | -5.79% | -1.54% |
| Volume | 6,370 | 23.12 L |
| 52-Week High | ₹108.8 | ₹94.88 |
| 52-Week Low | ₹42.63 | ₹30 |
| Distance from 52W High | -54.35% | -20.45% |
Valuation
| Metric | HBSL | PAISALO |
|---|---|---|
| Market Cap | ₹36 Cr | ₹7,008 Cr |
| P/E Ratio | — | 25.98x |
| P/B Ratio | — | 3.55x |
| EPS | ₹11.14 | ₹0.72 |
| Book Value | ₹110.03 | ₹19.61 |
| Dividend Yield | 0% | 0.13% |
Growth
| Metric | HBSL | PAISALO |
|---|---|---|
| Revenue Growth (TTM YoY) | 0% | 54.1% |
| EPS Growth (TTM YoY) | 0% | 56.9% |
| Qtr Sales Growth | 0% | 6.54% |
| Qtr Profit Growth | 0% | 7.06% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HBSL | PAISALO |
|---|---|---|
| ROE | -13.78% | 13.24% |
| ROCE | -13% | 10.68% |
| Net Margin | 0% | 25.14% |
| Operating Margin | -444.88% | 74.15% |
| Debt to Equity | 0.14x | 1.76x |
Shareholding
As of Sep 2026 • change vs previous quarter| Metric | HBSL | PAISALO |
|---|---|---|
| Promoter Holding | 53.22% | 46.5%▼ 0.22 pp |
| FII Holding | 0% | 7.37%▲ 0.58 pp |
| DII Holding | 0% | 5.89%▼ 0.94 pp |
| Public Holding | 46.78% | 40.23%▲ 0.56 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HB STOCKHOLDINGS and PAISALO DIGITAL.
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Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.