HDBFS vs NIVABUPA: Stock Comparison
HDB FINANCIAL SERVICES L is the larger company by market capitalisation. HDB FINANCIAL SERVICES L shows a lower P/E, a higher ROE and a higher dividend yield, while NIVA BUPA HEALTH INS CO L shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
HDBFS leads 7; NIVABUPA leads 2 of 9
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | HDBFS | NIVABUPA |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | General Insurance |
Price
| Metric | HDBFS | NIVABUPA |
|---|---|---|
| Live Price | ₹675.2 | ₹80.73 |
| Day Change | -0.01% | -1.91% |
| Volume | 2.03 L | 3.66 L |
| 52-Week High | ₹801.1 | ₹91.4 |
| 52-Week Low | ₹555.3 | ₹67.5 |
| Distance from 52W High | -15.72% | -11.67% |
Valuation
| Metric | HDBFS | NIVABUPA |
|---|---|---|
| Market Cap | ₹56,050 Cr | ₹14,923 Cr |
| P/E Ratio | 20.33x | 116.18x |
| P/B Ratio | 2.72x | 4x |
| EPS | ₹9.46 | ₹1.87 |
| Book Value | ₹248.85 | ₹23.73 |
| Dividend Yield | 0.59% | 0% |
Growth
| Metric | HDBFS | NIVABUPA |
|---|---|---|
| Revenue Growth (TTM YoY) | 18.4% | 26.8% |
| EPS Growth (TTM YoY) | 35.7% | 90.2% |
| Qtr Sales Growth | 4.06% | — |
| Qtr Profit Growth | 4.6% | — |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | HDBFS | NIVABUPA |
|---|---|---|
| ROE | 12.31% | 0% |
| ROCE | 9.55% | 0% |
| Net Margin | 28.92% | 4.34% |
| Operating Margin | 55.38% | — |
| Debt to Equity | 2.9x | 0.07x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | HDBFS | NIVABUPA |
|---|---|---|
| Promoter Holding | 74.12% | 0% |
| FII Holding | 3.55%▲ 0.54 pp | 12.09%▲ 1.49 pp |
| DII Holding | 12.1%▼ 0.18 pp | 16.17%▼ 0.32 pp |
| Public Holding | 10.01%▼ 0.34 pp | 16.44%▼ 1.11 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDB FINANCIAL SERVICES L and NIVA BUPA HEALTH INS CO L.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.