M&MFIN vs TFL: Stock Comparison

M&M FIN. SERVICES vs TRANSWARRANTY FIN.Updated 18 Sept 26, 4:08 PM ISTNSE & company filings

M&M FIN. SERVICES is the larger company by market capitalisation. M&M FIN. SERVICES shows a higher ROE, a higher ROCE and a higher net margin, while TRANSWARRANTY FIN. shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

M&MFIN leads 7; TFL leads 2 of 10

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

M&MFINTFL

Valuation lens

What price are you paying?

Market CapContext only
₹48,878 Cr
₹65 Cr
P/E RatioSame reading
15.03x
P/B RatioSame reading
1.83x
EPSM&MFIN has the higher reading
₹6.66
₹0.01
Book ValueContext only
₹192.03
₹5.2
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
M&MFIN is the larger company
₹48,878 Cr vs ₹65 Cr
EPS
M&MFIN has higher earnings per share
₹6.66 vs ₹0.01
Revenue Growth (TTM YoY)
TFL has faster revenue growth
94.2% vs 40.3%
EPS Growth (TTM YoY)
M&MFIN has faster EPS growth
82.6% vs 0%
Qtr Sales Growth
M&MFIN has stronger quarterly sales growth
15% vs -0.29%
Qtr Profit Growth
TFL has stronger quarterly profit growth
142.89% vs 3.21%
ROE
M&MFIN has a higher ROE
10.72% vs -15.43%
ROCE
M&MFIN has a higher ROCE
9.08% vs -1.94%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricM&MFINTFL
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricM&MFINTFL
Live Price₹353.3₹11.99
Day Change2.2%1.52%
Volume31.29 L56
52-Week High₹415₹18.5
52-Week Low₹269.5₹10.21
Distance from 52W High-14.87%-35.19%

Valuation

MetricM&MFINTFL
Market Cap₹48,878 Cr₹65 Cr
P/E Ratio15.03x
P/B Ratio1.83x
EPS₹6.66₹0.01
Book Value₹192.03₹5.2
Dividend Yield0%0%

Growth

MetricM&MFINTFL
Revenue Growth (TTM YoY)40.3%94.2%
EPS Growth (TTM YoY)82.6%0%
Qtr Sales Growth15%-0.29%
Qtr Profit Growth3.21%142.89%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricM&MFINTFL
ROE10.72%-15.43%
ROCE9.08%-1.94%
Net Margin25.8%-30.67%
Operating Margin60.41%-6.72%
Debt to Equity2.91x0.77x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricM&MFINTFL
Promoter Holding52.49%1.07%
FII Holding9.53% 0.13 pp0%
DII Holding31.49% 0.6 pp0%
Public Holding6.46% 0.47 pp46.01%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: M&M FIN. SERVICES and TRANSWARRANTY FIN..

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.