MFSL vs NIVABUPA: Stock Comparison

Max Financial Services Limited vs Niva Bupa Health Insurance Company Limited

Live data: 15 July 2026, 4:08 PM IST • Source: NSE and company filings

Max Financial Services Limited is the larger company by market capitalisation. Niva Bupa Health Insurance Company Limited shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Max Financial Services Limited and Niva Bupa Health Insurance Company Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, MFSL is more favourable on 1 of 12 scored metrics and NIVABUPA on 10These counts are context-free and are not an overall rating.

Key Differences

Market Cap
MFSL is the larger company
₹55,633 Cr vs ₹16,341 Cr
P/E Ratio
NIVABUPA has a lower P/E
121.56x vs 664.16x
P/B Ratio
NIVABUPA has a lower P/B
4.19x vs 10.55x
EPS
MFSL has higher earnings per share
₹2.49 vs ₹0.71
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs -40.2%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 0%
Qtr Sales Growth
NIVABUPA has stronger quarterly sales growth
28% vs -12.7%
Qtr Profit Growth
NIVABUPA has stronger quarterly profit growth
67.5% vs -184%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricMFSLNIVABUPA
SectorFinancial ServicesFinancial Services
IndustryLife InsuranceGeneral Insurance

Price

MetricMFSLNIVABUPA
Live Price₹1,611.1₹88.36
Day Change-0.03%2.54%
Volume3.83 L22.77 L
52-Week High₹1,892.5₹92.9
52-Week Low₹1,433.6₹67.5
Distance from 52W High-14.87%-4.89%

Valuation

MetricMFSLNIVABUPA
Market Cap₹55,633 Cr₹16,341 Cr
P/E Ratio664.16x121.56x
P/B Ratio10.55x4.19x
EPS₹2.49₹0.71
Book Value₹79.7₹19.39
Dividend Yield0%0%

Growth

MetricMFSLNIVABUPA
Revenue Growth (TTM YoY)-40.2%26.8%
EPS Growth (TTM YoY)0%90.2%
Qtr Sales Growth-12.7%28%
Qtr Profit Growth-184%67.5%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricMFSLNIVABUPA
ROE1.57%3.82%
ROCE2.95%3.45%
Net Margin0.18%4.34%
Operating Margin0.44%1.86%
Debt to Equity0x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricMFSLNIVABUPA
Promoter Holding1.25%0%
FII Holding48.06% 0.18 pp10.6% 0.28 pp
DII Holding44.34% 0.41 pp16.49% 0.45 pp
Public Holding6.35% 0.23 pp17.55% 0.73 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Max Financial Services Limited and Niva Bupa Health Insurance Company Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.