NIVABUPA vs OPTIFIN: Stock Comparison

NIVA BUPA HEALTH INS CO L vs OPTIMUS FINANCEUpdated 2 Sept 26, 4:08 PM ISTNSE & company filings

NIVA BUPA HEALTH INS CO L shows faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

NIVABUPA leads 4; OPTIFIN leads 0 of 5

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

NIVABUPAOPTIFIN

Valuation lens

What price are you paying?

Market CapContext only
₹14,923 Cr
₹0 Cr
P/E RatioSame reading
116.18x
P/B RatioSame reading
4x
EPSNIVABUPA has the higher reading
₹1.87
₹0.18
Book ValueContext only
₹23.73
₹14.82
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

EPS
NIVABUPA has higher earnings per share
₹1.87 vs ₹0.18
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs 0%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 0%
Net Margin
NIVABUPA has a higher net margin
4.34% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricNIVABUPAOPTIFIN
SectorFinancial Services
IndustryGeneral Insurance

Price

MetricNIVABUPAOPTIFIN
Live Price₹80.73₹13.16
Day Change-1.91%-0.3%
Volume3.66 L24,221
52-Week High₹91.4₹14.78
52-Week Low₹67.5₹11.25
Distance from 52W High-11.67%-10.96%

Valuation

MetricNIVABUPAOPTIFIN
Market Cap₹14,923 Cr₹0 Cr
P/E Ratio116.18x
P/B Ratio4x
EPS₹1.87₹0.18
Book Value₹23.73₹14.82
Dividend Yield0%0%

Growth

MetricNIVABUPAOPTIFIN
Revenue Growth (TTM YoY)26.8%0%
EPS Growth (TTM YoY)90.2%0%
Qtr Sales Growth17,921.3%
Qtr Profit Growth1,484.89%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricNIVABUPAOPTIFIN
ROE0%
ROCE0%
Net Margin4.34%0%
Debt to Equity0.07x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricNIVABUPAOPTIFIN
Promoter Holding0%
FII Holding12.09% 1.49 pp
DII Holding16.17% 0.32 pp
Public Holding16.44% 1.11 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: NIVA BUPA HEALTH INS CO L and OPTIMUS FINANCE.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.