NIVABUPA vs OPTIFIN: Stock Comparison
NIVA BUPA HEALTH INS CO L is the larger company by market capitalisation. NIVA BUPA HEALTH INS CO L shows faster revenue growth and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
NIVABUPA leads 4; OPTIFIN leads 0 of 5
Interactive comparison
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Valuation lens
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | NIVABUPA | OPTIFIN |
|---|---|---|
| Sector | Financial Services | — |
| Industry | General Insurance | — |
Price
| Metric | NIVABUPA | OPTIFIN |
|---|---|---|
| Live Price | ₹76.28 | ₹14.49 |
| Day Change | 0.42% | 0% |
| Volume | 5.56 L | 6,086 |
| 52-Week High | ₹91.4 | ₹17 |
| 52-Week Low | ₹67.5 | ₹11.25 |
| Distance from 52W High | -16.54% | -14.76% |
Valuation
| Metric | NIVABUPA | OPTIFIN |
|---|---|---|
| Market Cap | ₹14,239 Cr | ₹109 Cr |
| P/E Ratio | 108.45x | — |
| P/B Ratio | 3.74x | — |
| EPS | ₹1.87 | ₹0.18 |
| Book Value | ₹22.45 | ₹14.82 |
| Dividend Yield | 0% | 0% |
Growth
| Metric | NIVABUPA | OPTIFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | 26.8% | 0% |
| EPS Growth (TTM YoY) | 90.2% | 0% |
| Qtr Sales Growth | — | 0% |
| Qtr Profit Growth | — | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | NIVABUPA | OPTIFIN |
|---|---|---|
| ROE | 0% | — |
| ROCE | 0% | — |
| Net Margin | 4.34% | 0% |
| Debt to Equity | 0.07x | — |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | NIVABUPA | OPTIFIN |
|---|---|---|
| Promoter Holding | 0% | 53.89% |
| FII Holding | 12.09%▲ 1.49 pp | — |
| DII Holding | 16.17%▼ 0.32 pp | 0% |
| Public Holding | 16.44%▼ 1.11 pp | 46.11% |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: NIVA BUPA HEALTH INS CO L and OPTIMUS FINANCE.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

