NIVABUPA vs PML: Stock Comparison

Niva Bupa Health Insurance Company Limited vs Paul Merchants Ltd

Live data: 15 July 2026, 4:08 PM IST • Source: NSE and company filings

Niva Bupa Health Insurance Company Limited shows a higher ROE, faster revenue growth and a higher ROCE, while Paul Merchants Ltd shows a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Niva Bupa Health Insurance Company Limited and Paul Merchants Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, NIVABUPA is more favourable on 6 of 10 scored metrics and PML on 3These counts are context-free and are not an overall rating.

Key Differences

EPS
PML has higher earnings per share
₹871 vs ₹0.71
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs 0%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 0%
Qtr Sales Growth
NIVABUPA has stronger quarterly sales growth
28% vs -17.2%
Qtr Profit Growth
PML has stronger quarterly profit growth
225% vs 67.5%
ROE
NIVABUPA has a higher ROE
3.82% vs 1.2%
ROCE
NIVABUPA has a higher ROCE
3.45% vs 2.54%
Net Margin
PML has a higher net margin
12.96% vs 4.34%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricNIVABUPAPML
SectorFinancial Services
IndustryGeneral Insurance

Price

MetricNIVABUPAPML
Live Price₹88.36₹482.45
Day Change2.54%0.51%
Volume22.77 L202
52-Week High₹92.9₹645
52-Week Low₹67.5₹451.55
Distance from 52W High-4.89%-25.2%

Valuation

MetricNIVABUPAPML
Market Cap₹16,341 Cr
P/E Ratio121.56x
P/B Ratio4.19x
EPS₹0.71₹871
Book Value₹19.39₹2,909
Dividend Yield0%0%

Growth

MetricNIVABUPAPML
Revenue Growth (TTM YoY)26.8%0%
EPS Growth (TTM YoY)90.2%0%
Qtr Sales Growth28%-17.2%
Qtr Profit Growth67.5%225%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricNIVABUPAPML
ROE3.82%1.2%
ROCE3.45%2.54%
Net Margin4.34%12.96%
Operating Margin1.86%-0.75%
Debt to Equity0x0x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricNIVABUPAPML
Promoter Holding0%74.65%
FII Holding10.6% 0.28 pp0% 0.16 pp
DII Holding16.49% 0.45 pp0%
Public Holding17.55% 0.73 pp25.35% 0.17 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Niva Bupa Health Insurance Company Limited and Paul Merchants Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.