NIVABUPA vs ZSARACOM: Stock Comparison

NIVA BUPA HEALTH INS CO L vs SARASWATI COMM (INDIA) LUpdated 2 Sept 26, 4:08 PM ISTNSE & company filings

NIVA BUPA HEALTH INS CO L is the larger company by market capitalisation. NIVA BUPA HEALTH INS CO L shows faster revenue growth and a higher net margin, while SARASWATI COMM (INDIA) L shows a lower P/E, a higher ROE and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

NIVABUPA leads 3; ZSARACOM leads 5 of 9

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

NIVABUPAZSARACOM

Valuation lens

What price are you paying?

Market CapContext only
₹14,923 Cr
₹1,140 Cr
P/E RatioZSARACOM has the lower reading
116.18x
9.31x
P/B RatioZSARACOM has the lower reading
4x
1.12x
EPSZSARACOM has the higher reading
₹1.87
₹579.98
Book ValueContext only
₹23.73
₹10,104.15
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
NIVABUPA is the larger company
₹14,923 Cr vs ₹1,140 Cr
P/E Ratio
ZSARACOM has a lower P/E
9.31x vs 116.18x
P/B Ratio
ZSARACOM has a lower P/B
1.12x vs 4x
EPS
ZSARACOM has higher earnings per share
₹579.98 vs ₹1.87
Revenue Growth (TTM YoY)
NIVABUPA has faster revenue growth
26.8% vs 0%
EPS Growth (TTM YoY)
NIVABUPA has faster EPS growth
90.2% vs 0%
ROE
ZSARACOM has a higher ROE
8.34% vs 0%
ROCE
ZSARACOM has a higher ROCE
8.57% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricNIVABUPAZSARACOM
SectorFinancial Services
IndustryGeneral Insurance

Price

MetricNIVABUPAZSARACOM
Live Price₹80.73₹10,437
Day Change-1.91%-2.48%
Volume3.66 L60
52-Week High₹91.4₹14,400
52-Week Low₹67.5₹9,000
Distance from 52W High-11.67%-27.52%

Valuation

MetricNIVABUPAZSARACOM
Market Cap₹14,923 Cr₹1,140 Cr
P/E Ratio116.18x9.31x
P/B Ratio4x1.12x
EPS₹1.87₹579.98
Book Value₹23.73₹10,104.15
Dividend Yield0%0%

Growth

MetricNIVABUPAZSARACOM
Revenue Growth (TTM YoY)26.8%0%
EPS Growth (TTM YoY)90.2%0%
Qtr Sales Growth0%
Qtr Profit Growth0%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricNIVABUPAZSARACOM
ROE0%8.34%
ROCE0%8.57%
Net Margin4.34%0%
Operating Margin1,003.64%
Debt to Equity0.07x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricNIVABUPAZSARACOM
Promoter Holding0%72.87%
FII Holding12.09% 1.49 pp0%
DII Holding16.17% 0.32 pp0%
Public Holding16.44% 1.11 pp25.12%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: NIVA BUPA HEALTH INS CO L and SARASWATI COMM (INDIA) L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.