PAISALO vs TEAMGTY: Stock Comparison

PAISALO DIGITAL vs TEAM INDIA GUARANTYUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

PAISALO DIGITAL is the larger company by market capitalisation. PAISALO DIGITAL shows a lower P/E, a higher ROE and a higher dividend yield, while TEAM INDIA GUARANTY shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PAISALO leads 9; TEAMGTY leads 3 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PAISALOTEAMGTY

Valuation lens

What price are you paying?

Market CapContext only
₹8,117 Cr
₹218 Cr
P/E RatioPAISALO has the lower reading
32.33x
312.88x
P/B RatioPAISALO has the lower reading
4.53x
4.64x
EPSTEAMGTY has the higher reading
₹0.67
₹1.04
Book ValueContext only
₹19.71
₹53.96
Dividend YieldPAISALO has the higher reading
0.22%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
PAISALO is the larger company
₹8,117 Cr vs ₹218 Cr
P/E Ratio
PAISALO has a lower P/E
32.33x vs 312.88x
P/B Ratio
PAISALO has a lower P/B
4.53x vs 4.64x
EPS
TEAMGTY has higher earnings per share
₹1.04 vs ₹0.67
Dividend Yield
PAISALO has a higher dividend yield
0.22% vs 0%
Revenue Growth (TTM YoY)
TEAMGTY has faster revenue growth
59.3% vs 54.1%
EPS Growth (TTM YoY)
PAISALO has faster EPS growth
56.9% vs 0%
Qtr Sales Growth
PAISALO has stronger quarterly sales growth
-2.18% vs -48.53%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPAISALOTEAMGTY
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricPAISALOTEAMGTY
Live Price₹89.51₹238.5
Day Change0.88%1.49%
Volume2.59 Cr2,034
52-Week High₹92.75₹332.55
52-Week Low₹30₹210
Distance from 52W High-3.49%-28.28%

Valuation

MetricPAISALOTEAMGTY
Market Cap₹8,117 Cr₹218 Cr
P/E Ratio32.33x312.88x
P/B Ratio4.53x4.64x
EPS₹0.67₹1.04
Book Value₹19.71₹53.96
Dividend Yield0.22%0%

Growth

MetricPAISALOTEAMGTY
Revenue Growth (TTM YoY)54.1%59.3%
EPS Growth (TTM YoY)56.9%0%
Qtr Sales Growth-2.18%-48.53%
Qtr Profit Growth-0.73%30.91%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPAISALOTEAMGTY
ROE13.24%1.48%
ROCE10.68%3.17%
Net Margin25.14%14.33%
Operating Margin74.15%25.01%
Debt to Equity1.76x0x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPAISALOTEAMGTY
Promoter Holding46.72% 4.97 pp74.92%
FII Holding6.79% 10.75 pp2.08%
DII Holding6.83% 0.01 pp0.05%
Public Holding39.67% 5.8 pp22.95%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PAISALO DIGITAL and TEAM INDIA GUARANTY.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.