PAISALO vs VIJIFIN: Stock Comparison

PAISALO DIGITAL vs VIJIFINUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

PAISALO DIGITAL is the larger company by market capitalisation. PAISALO DIGITAL shows a higher ROE, a higher dividend yield and faster revenue growth, while VIJIFIN shows a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PAISALO leads 9; VIJIFIN leads 1 of 10

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PAISALOVIJIFIN

Valuation lens

What price are you paying?

Market CapContext only
₹8,117 Cr
₹261 Cr
P/E RatioSame reading
32.33x
P/B RatioSame reading
4.53x
EPSPAISALO has the higher reading
₹0.67
₹0.07
Book ValueContext only
₹19.71
₹1.35
Dividend YieldPAISALO has the higher reading
0.22%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
PAISALO is the larger company
₹8,117 Cr vs ₹261 Cr
EPS
PAISALO has higher earnings per share
₹0.67 vs ₹0.07
Dividend Yield
PAISALO has a higher dividend yield
0.22% vs 0%
Revenue Growth (TTM YoY)
PAISALO has faster revenue growth
54.1% vs -7.36%
EPS Growth (TTM YoY)
PAISALO has faster EPS growth
56.9% vs 0%
Qtr Sales Growth
PAISALO has stronger quarterly sales growth
-2.18% vs -62.19%
Qtr Profit Growth
PAISALO has stronger quarterly profit growth
-0.73% vs -47.02%
ROE
PAISALO has a higher ROE
13.24% vs 8.45%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPAISALOVIJIFIN
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricPAISALOVIJIFIN
Live Price₹89.51₹3.18
Day Change0.88%4.95%
Volume2.59 Cr3.09 L
52-Week High₹92.75₹3.62
52-Week Low₹30₹2.01
Distance from 52W High-3.49%-12.15%

Valuation

MetricPAISALOVIJIFIN
Market Cap₹8,117 Cr₹261 Cr
P/E Ratio32.33x
P/B Ratio4.53x
EPS₹0.67₹0.07
Book Value₹19.71₹1.35
Dividend Yield0.22%0%

Growth

MetricPAISALOVIJIFIN
Revenue Growth (TTM YoY)54.1%-7.36%
EPS Growth (TTM YoY)56.9%0%
Qtr Sales Growth-2.18%-62.19%
Qtr Profit Growth-0.73%-47.02%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPAISALOVIJIFIN
ROE13.24%8.45%
ROCE10.68%7.84%
Net Margin25.14%38.86%
Operating Margin74.15%62.29%
Debt to Equity1.76x0.31x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPAISALOVIJIFIN
Promoter Holding46.72% 4.97 pp35.49% 3.82 pp
FII Holding6.79% 10.75 pp0%
DII Holding6.83% 0.01 pp0.19% 0.02 pp
Public Holding39.67% 5.8 pp64.32% 3.83 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PAISALO DIGITAL and VIJIFIN.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.