PSB vs UCOBANK: Stock Comparison
Punjab & Sind Bank vs UCO Bank
Live data: 23 July 2026, 4:08 PM IST • Source: NSE and company filings
UCO Bank is the larger company by market capitalisation. Punjab & Sind Bank shows a higher ROE, faster revenue growth and a higher ROCE, while UCO Bank shows a lower P/E, a higher dividend yield and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Side-by-side comparison of Punjab & Sind Bank and UCO Bank on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | PSB | UCOBANK |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | PSB | UCOBANK |
|---|---|---|
| Live Price | ₹24.14 | ₹26 |
| Day Change | -1.19% | -2.07% |
| Volume | 9.14 L | 71.02 L |
| 52-Week High | ₹32.46 | ₹34.2 |
| 52-Week Low | ₹20.5 | ₹22.22 |
| Distance from 52W High | -25.63% | -23.98% |
Valuation
| Metric | PSB | UCOBANK |
|---|---|---|
| Market Cap | ₹17,157 Cr | ₹32,666 Cr |
| P/E Ratio | 12.34x | 0x |
| P/B Ratio | 1.21x | 0x |
| EPS | ₹1.89 | ₹1.97 |
| Book Value | ₹19.77 | ₹24.6 |
| Dividend Yield | 0.29% | 1.66% |
Growth
| Metric | PSB | UCOBANK |
|---|---|---|
| Revenue Growth (TTM YoY) | 33.8% | -12.6% |
| EPS Growth (TTM YoY) | 29.1% | 14.9% |
| Qtr Sales Growth | -4.08% | 15.1% |
| Qtr Profit Growth | 34.9% | 23.8% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | PSB | UCOBANK |
|---|---|---|
| ROE | 9.62% | 8.5% |
| ROCE | 5.95% | 5.76% |
| Net Margin | 21.99% | 22.45% |
| Operating Margin | 68% | 60.5% |
| Debt to Equity | 11.5x | 10.4x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | PSB | UCOBANK |
|---|---|---|
| Promoter Holding | 93.85% | 90.95% |
| FII Holding | 0.14%▼ 0.01 pp | 0.06%▼ 0.02 pp |
| DII Holding | 3.81%▼ 0.1 pp | 4.31%▼ 0.09 pp |
| Public Holding | 2.2%▲ 0.1 pp | 4.69%▲ 0.12 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Punjab & Sind Bank and UCO Bank.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.