PSB vs UCOBANK: Stock Comparison

PUNJAB & SIND BANK vs UCO BANKUpdated 9 Sept 26, 4:08 PM ISTNSE & company filings

UCO BANK is the larger company by market capitalisation. PUNJAB & SIND BANK shows a higher ROE and faster revenue growth, while UCO BANK shows a lower P/E, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PSB leads 3; UCOBANK leads 8 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PSBUCOBANK

Valuation lens

What price are you paying?

Market CapContext only
₹16,036 Cr
₹30,082 Cr
P/E RatioUCOBANK has the lower reading
11.59x
0x
P/B RatioUCOBANK has the lower reading
1.13x
0x
EPSUCOBANK has the higher reading
₹0.47
₹0.52
Book ValueContext only
₹22.07
₹28.75
Dividend YieldUCOBANK has the higher reading
1.7%
1.8%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
UCOBANK is the larger company
₹30,082 Cr vs ₹16,036 Cr
P/E Ratio
UCOBANK has a lower P/E
0x vs 11.59x
P/B Ratio
UCOBANK has a lower P/B
0x vs 1.13x
EPS
UCOBANK has higher earnings per share
₹0.52 vs ₹0.47
Dividend Yield
UCOBANK has a higher dividend yield
1.8% vs 1.7%
Revenue Growth (TTM YoY)
PSB has faster revenue growth
33.8% vs -12.6%
EPS Growth (TTM YoY)
PSB has faster EPS growth
29.1% vs 14.9%
Qtr Profit Growth
UCOBANK has stronger quarterly profit growth
-18.08% vs -21.41%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPSBUCOBANK
SectorFinancial ServicesFinancial Services
IndustryPublic Sector BankPublic Sector Bank

Price

MetricPSBUCOBANK
Live Price₹22.64₹23.98
Day Change-0.96%-0.83%
Volume6.1 L44.55 L
52-Week High₹32.46₹34.2
52-Week Low₹20.5₹22.22
Distance from 52W High-30.25%-29.88%

Valuation

MetricPSBUCOBANK
Market Cap₹16,036 Cr₹30,082 Cr
P/E Ratio11.59x0x
P/B Ratio1.13x0x
EPS₹0.47₹0.52
Book Value₹22.07₹28.75
Dividend Yield1.7%1.8%

Growth

MetricPSBUCOBANK
Revenue Growth (TTM YoY)33.8%-12.6%
EPS Growth (TTM YoY)29.1%14.9%
Qtr Profit Growth-21.41%-18.08%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPSBUCOBANK
ROE9.35%8.32%
ROCE5.47%8.47%
Net Margin21.99%22.45%
Operating Margin12.74%14.71%
Debt to Equity1.16x0.7x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricPSBUCOBANK
Promoter Holding93.85%90.95%
FII Holding0.14% 0.01 pp0.06% 0.02 pp
DII Holding3.81% 0.1 pp4.31% 0.09 pp
Public Holding2.2% 0.1 pp4.69% 0.12 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PUNJAB & SIND BANK and UCO BANK.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.