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PSB vs UCOBANK: Stock Comparison

PUNJAB & SIND BANK vs UCO BANKUpdated 23 Oct 26, 4:08 PM ISTNSE & company filings

UCO BANK is the larger company by market capitalisation. PUNJAB & SIND BANK shows a higher ROE, a higher dividend yield and faster revenue growth, while UCO BANK shows a lower P/E, a higher ROCE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

PSB leads 6; UCOBANK leads 5 of 11

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

PSBUCOBANK

Valuation lens

What price are you paying?

Market CapContext only
₹13,226 Cr
₹27,223 Cr
P/E RatioUCOBANK has the lower reading
8.61x
0x ✓
P/B RatioUCOBANK has the lower reading
0.89x
0x ✓
EPSPSB has the higher reading
₹0.58 ✓
₹0.53
Book ValueContext only
₹17.92
₹25.54
Dividend YieldPSB has the higher reading
2.09% ✓
2.03%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
UCOBANK is the larger company
₹27,223 Cr vs ₹13,226 Cr
P/E Ratio
UCOBANK has a lower P/E
0x vs 8.61x
P/B Ratio
UCOBANK has a lower P/B
0x vs 0.89x
EPS
PSB has higher earnings per share
₹0.58 vs ₹0.53
Dividend Yield
PSB has a higher dividend yield
2.09% vs 2.03%
Revenue Growth (TTM YoY)
PSB has faster revenue growth
33.8% vs -12.6%
EPS Growth (TTM YoY)
PSB has faster EPS growth
29.1% vs 14.9%
Qtr Profit Growth
PSB has stronger quarterly profit growth
24.27% vs 0%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricPSBUCOBANK
SectorFinancial ServicesFinancial Services
IndustryPublic Sector BankPublic Sector Bank

Price

MetricPSBUCOBANK
Live Price₹18.21₹21.63
Day Change-10.52%-4.08%
Volume76.59 L76.98 L
52-Week High₹32.46₹34.2
52-Week Low₹20.31₹22.22
Distance from 52W High-43.9%-36.75%

Valuation

MetricPSBUCOBANK
Market Cap₹13,226 Cr₹27,223 Cr
P/E Ratio8.61x0x
P/B Ratio0.89x0x
EPS₹0.58₹0.53
Book Value₹17.92₹25.54
Dividend Yield2.09%2.03%

Growth

MetricPSBUCOBANK
Revenue Growth (TTM YoY)33.8%-12.6%
EPS Growth (TTM YoY)29.1%14.9%
Qtr Profit Growth24.27%0%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricPSBUCOBANK
ROE9.35%8.32%
ROCE4.97%8.6%
Net Margin21.99%22.45%
Operating Margin12.74%14.71%
Debt to Equity1.16x0.7x

Shareholding

As of Sep 2026 • change vs previous quarter
MetricPSBUCOBANK
Promoter Holding93.85%90.95%
FII Holding0.12%▼ 0.02 pp0.06%
DII Holding3.79%▼ 0.02 pp4.14%▼ 0.17 pp
Public Holding2.24%▲ 0.04 pp4.85%▲ 0.16 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: PUNJAB & SIND BANK and UCO BANK.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.