Market closedLast updated 23 July 2026, 9:38 pm ISTData NSENot investment advice
UCO Bank

UCO Bank Share Price Today (UCOBANK)

TechnicalsTV Chart
26.00
0.55−2.07%
Overall Score38/100
Day range26
₹26.00
26
52-week22
₹26.00
34
Above low+17.0%
Below high24.0%
Range position32%
Open26.49
Prev Close26.55
Bid25.982.8K
Ask26.031.8K

TODAY IN ONE LINE

UCOBANK fell 2.1% on light volume, lagging Nifty's -0.5% move, supported by recent strong earnings.

With a market cap of ₹32,665.55 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume7.1M+37%vs 20D avg
Market Cap₹32,665.55 Cr.
Promoter91%
Face Value₹10
Fwd P/E19.69
PEG0.93
EV/EBITDA6.06
P/S2.82
ROA0.73%
Beta1.46
Div Payout37.56%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score38/100
Updated 21 Jul
Each card tappable → shows formula + inputs
FLAGS & NEWS

UCO Bank flags & news 

Key strengths, potential risks, and recent updates.

8 green flags🚩 1 red flag

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 14.9% YoY
  • Quarterly OutperformanceLatest quarter Sales up 15.1% and Profit up 23.8%
  • Healthy Operating MarginsOPM is structurally strong at 60.5%
  • High Promoter HoldingPromoters hold 91.0% skin-in-the-game
  • Steady Dividend YieldReliable 1.66% dividend yield
  • Clean Asset QualityVery low Gross NPA of 2.17%
  • Strong Capital AdequacyRobust CET-1 Ratio of 16.36%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Poor Capital ReturnsLow ROE of 8.5%

Latest UCO Bank News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

16 JUL 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - UCO Bank has informed the Exchange about Schedule of meet
View PDF
🔒Prime: full history + alerts on this stock
Valuation

UCO Bank valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for UCO Bank, framed against the sector median so the premium or discount is obvious at a glance.

Key MetricsMarket + reported · 23 Jul 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹32,665.55 Cr.
P/E Ratio
P/B Ratio
EPS
₹1.97
Profitability

Profitability

ROE
8.5%
ROCE
5.76%
Net Margin
22.45%
Op Margin
60.5%
Growth

Growth

EPS YoY
14.9%
Revenue YoY
-12.6%
Qtr Sales
15.1%
Qtr Profit
23.8%
Financial Health

Financial Health

Book Value
₹24.6
Div Yield
1.66%
Promoter Holding
91%
Technicals

UCO Bank technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for UCO Bank — derived from the live tape, not yesterday's close.

UCO Bank last traded at ₹26 with an intraday range of ₹25.85–₹26.49 — live indicator, pivot and CPR signals below.

Last updated: 23 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹26.00
LevelPrice (₹)Distance% Δ
R427.66+1.66+6.37%
R327.02+1.02+3.91%
R226.75+0.75+2.90%
R126.38+0.38+1.45%
PIVOT26.110.110.44%
CURRENT26.00
S125.74-0.26-1.01%
S225.47-0.53-2.03%
S325.10-0.90-3.47%
S424.46-1.54-5.94%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 26.06P: 26.11TC: 26.17
R1
R2
R3
R4
indicator
LTP: 26.00
PDH: 26.94
PDL: 26.46
● Market Sentiment

UCOBANK is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 26.0526.49

● Price Position

Trading Below opening range, showing Bearishness

Financials

UCO Bank financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for UCO Bank — consolidated or standalone — with margins, YoY growth and key ratios inline.

UCO Bank reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹32,665.55 Cr. and reported EPS of ₹1.97.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2024Mar 2025
21,854
25,067
14.7%
Other Income3,266
4,407
34.9%
Total Income25,120
29,474
17.3%
Net Interest Income (NII)Derived8,101
9,630
18.9%
20,544
23,436
14.1%
Profit Before Tax (PBT)2,569
3,834
49.2%
Tax Expense915
1,389
51.7%
Effective Tax %Derived35.62%
36.22%
Total Profit for Period1,654
2,445
47.8%
Net Profit (Owner's PAT)Derived1,654
2,445
47.8%
PAT Growth YoY %Derived-11.20%
47.84%
Earnings Per Share (EPS ₹)1.40
1.97
40.7%
Diluted Shares Outstanding (Cr)1,196
1,254
4.9%
6,463
5,919
8.4%
Share of Profit from Associates/JVs18
23
29.3%
PAT CAGR · 3Y
+38.0%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

UCO Bank segment analysis : revenue and profit mix.

Disclosed business segments at UCO Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.

UCO Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for UCO Bank.

Our AI distills the core fundamental drivers supporting UCO Bank, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

UCO Bank's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • High promoter holding 90.95% signals strong management confidence and stability.

  • Latest quarterly EPS grew 20.3% YoY despite challenging macro environment.

  • Net margin 22.45% TTM exceeds peer median, indicating strong pricing power.

  • Positive operating cash flow ₹4,961.6 Cr supports consistent dividend payouts.

  • EV/EBITDA 6.06x below peer median, offering attractive valuation for investors.

bear case

Key Risks.

  • ROE 8.63% significantly below peer median, limiting profitability potential.

  • ROCE 5.76% below peer median, indicating capital deployment inefficiency.

  • TTM revenue declined 12.6% YoY, eroding growth momentum substantially.

  • High beta 1.48 increases stock volatility, raising investor risk exposure.

  • P/E 14.00x above peer median 6.4–9.4x, suggesting potential overvaluation.

flip conditions

Flip Conditions.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

  • Income thesis breaks if the dividend is cut or yield falls below 0.83%.

Shareholding

UCO Bank shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in UCO Bank — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters90.95%
Public4.69%0.12%
FII0.06%0.02%
DII4.31%0.09%

Ownership Distribution

Promoters
90.95%
Retail & Public
4.69%
Foreign Institutions
0.06%
Domestic Institutions
4.31%

Category Trends

Foreign Institutions Breakdown
Total Holding: 0.06%
Net Change: -0.02%
Category Total0.06%
Total Holding0.06%
Net Change-0.02%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 0.06%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 0.06% total holding without detailed institution-wise disclosure
Peers

UCO Bank peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — UCO Bank is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
State Bank of India
₹9.34 Lakh Cr
Best Profit Growth
Indian Overseas Bank
42.50 %
Highest Dividend Yield
Punjab National Bank
5.70 %
09 · Chart Patterns

UCO Bank chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for UCO Bank — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on UCOBANK
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full UCOBANK pattern history & scanner →
Delivery Conviction

UCO Bank delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for UCO Bank over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in UCO Bank stood at 38.0% of traded volume, against a 20-day average of 35.1%.

Avg Delivery (20D)35.1%+2.9 ppt latest vs avg
Highest Delivery51.6%on 06 Jul
Avg Volume (20D)51.77 L20-day run-rate
Conviction Trend↓ Weakening+2.9 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

UCO Bank announcements: results, concalls, ratings, M&A.

Filings UCO Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

UCO Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 127 documents below.

  1. 16 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    UCO Bank has informed the Exchange about Schedule of meet

  2. 09 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    UCO Bank has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

  3. 02 Jul 2026UpdatesView PDF

    Updates

    UCO Bank has informed the Exchange regarding 'Provisional Business Figures of the Bank as on 30.06.2026'.

  4. 30 Jun 2026Trading WindowView PDF

    Trading Window

    UCO Bank has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

  5. 18 Jun 2026Spurt in VolumeView PDF

    Spurt in Volume

    Significant increase in volume has been observed in UCO Bank. The Exchange, in order to ensure that investors have latest relevant information about…

Corporate Actions

UCO Bank dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue UCO Bank has declared, sequenced by announce and record date.

UCO Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About UCO Bank: business, sector, key facts.

What UCO Bank does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

UCO Bank operates in the Public Sector Bank industry under the Financial Services sector, listed as NSE: UCOBANK, BSE: 532505.

UCOBANK
Financial Services

UCO Bank

NSE · UCOBANK·BSE · 532505·www.uco.bank.in

UCO Bank is a major Indian financial institution offering a comprehensive suite of banking and financial services both domestically and internationally. Its core business revolves around deposit mobilization and lending, catering to a diverse clientele including individuals, businesses, and government entities. The bank's extensive deposit portfolio includes a wide range of options such as savings accounts, current accounts, fixed deposits, recurring deposits, and specialized accounts like those catering to Non-Resident Indians (NRIs). This diverse offering allows UCO Bank to attract a broad spectrum of customers with varying financial needs.

On the lending side, UCO Bank provides a broad spectrum of credit solutions. This includes retail loans such as home loans, education loans, personal loans, vehicle loans, and gold loans, along with tailored financing options for micro, small, and medium enterprises (MSMEs). The bank also extends its credit services to larger businesses, offering working capital financing, term loans, and infrastructure financing. Furthermore, UCO Bank plays a significant role in agricultural credit, supporting the rural economy through various lending programs designed to benefit farmers and agricultural businesses.

Beyond traditional banking activities, UCO Bank offers a range of ancillary services. These include insurance products encompassing life, health, and general insurance, providing customers with comprehensive financial protection. The bank also facilitates convenient digital banking through internet banking services and offers both credit and debit cards. Its international banking division caters to a global customer base, providing services such as NRI banking, foreign currency loans, export-import financing, remittances, and forex and treasury services. The bank also acts as a correspondent bank, connecting Indian clients with international counterparts.

UCO Bank further extends its services to include government-related functions, such as managing government deposit schemes and bonds, processing pension payments, and facilitating tax collection. This engagement showcases the bank's role in supporting government initiatives and public financial management. The bank also participates in investment banking activities such as the offering of sovereign gold bonds and mutual fund products, further diversifying its revenue streams and contributing to broader financial market participation. In summary, UCO Bank's business model comprises a diverse portfolio of banking and financial services, positioning it as a significant player in the Indian financial landscape.

company facts
Employees
SectorFinancial Services
HeadquartersKolkata, India
Market Cap₹32,665.55 Cr.
Listed OnNSE
leadership30 on record
Dheerendra Settipalli
Chief Vigilance Officer
Dr. Sourav Dutta
Chief Technology Officer
Dr. S.P Mohanty
Government Nominee Director
Mr. Abhimannu Rajak
Chief General Manager of Department of Information Technology
Mr. Ankit Rana
General Manager
Mr. Ankit Rana
General Manager of Recovery & Law Department
Mr. Ankit Rana
GM of General Administration Department
Mr. Goutam Patra
Chief General Manager of Business Development
Mr. Manish Kumar
General Manager of Credit Monitoring Department
Mr. Rajendra Kumar Saboo
Executive Director
Mr. Rajendra Kumar Saboo
MD, CEO (Additional Charge) & Executive Director
Mr. Rajesh Nagar
Chief General Manager of Human Resource Management & Personnel Service Department
§ ∞ · Plainly Answered

Questions investors ask about UCO Bank (UCOBANK).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of UCO Bank (UCOBANK)?

The current share price of UCO Bank (UCOBANK) is ₹26. Today, the stock has declined by ₹0.55 (2.07%), trading in a range of ₹25.85 to ₹26.49. The stock opened at ₹26.49 with a trading volume of 71,01,549 shares.

02Is UCO Bank stock a good investment for long-term?

UCO Bank can be considered for long-term investment based on several factors. The company has a market capitalization of ₹32,665.55 crores, P/E ratio of 0.00, ROE of 8.50%, and ROCE of 5.76%. The dividend yield stands at 1.66%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of UCO Bank stock?

The 52-week high price of UCO Bank (UCOBANK) is ₹34.2, while the 52-week low is ₹22.22. Currently trading at ₹26, the stock is 31.6% away from its 52-week low and 24.0% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy UCO Bank stock at the current price?

Whether to buy UCO Bank stock at ₹26 depends on multiple factors. The stock is currently trading with a P/E ratio of 0.00 and P/B ratio of 0.00. Today's performance shows a loss of 2.07%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of UCO Bank and when is the next dividend?

UCO Bank offers a dividend yield of 1.66%, which means for every ₹100 invested at the current price of ₹26, you can expect to receive approximately ₹1.66 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of UCO Bank?

UCO Bank's key financial metrics include: P/E Ratio: 0.00, P/B Ratio: 0.00, ROE: 8.50%, ROCE: 5.76%, Dividend Yield: 1.66%, EPS: ₹1.97, Book Value: ₹24.6, and Debt-to-Equity: 10.40. The company's market cap stands at ₹32,665.55 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is UCO Bank stock performing today in the market?

UCO Bank stock opened at ₹26.49 and is currently trading at ₹26, showing a decline of ₹0.55 (2.07%). The intraday high is ₹26.49 and low is ₹25.85. The trading volume stands at 71,01,549 shares, indicating strong market participation today.

08What is the P/E ratio of UCO Bank and what does it indicate?

UCO Bank has a Price-to-Earnings (P/E) ratio of 0.00, which means investors are willing to pay ₹0.00 for every ₹1 of earnings. With an EPS of ₹1.97, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about UCO Bank (UCOBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.